November 2023
I'm always in it, it's only the depth that varies....
Current debt: £10,806.75
Debt free date April 2025 (though expecting this to come forward)
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2024 Cash Envelope (or online) Saving Challenge
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Off the starting blocks, well done! I've updated the spreadsheet with your £22coconurtaler said:#19
£22 added to a TSB savings pot today for week 1. I've used a random sequencing website to create the order that I will add to the pot. The interest isn't the best, but I'll probably use this to transfer to a regular saver with better interest once a month.
I also need to bring the credit card balance down although it is 0% interest so not desperate.
Life gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £5678 | EF £1000/£1000 | Sabbatical £3188/£6000 | Travel savings £1924 | Sinking pots £21260 -
Filled number £3 this morning. (It's a long way until payday...
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Of course! Welcome along. I've allocated you number 20 and have added your savings to our tracker - well done for a strong start!nikki2002-2008 said:Can I join please £120 saved filled envelopes £2, £34, £36, £48 I will be randomly filling envelopes
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £5678 | EF £1000/£1000 | Sabbatical £3188/£6000 | Travel savings £1924 | Sinking pots £21260 -
That's the benefit of doing it randomly, you can fill what you can when you have the funds available!CMD79 said:Filled number £3 this morning. (It's a long way until payday... )
I've updated the tracker for you lovely
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £5678 | EF £1000/£1000 | Sabbatical £3188/£6000 | Travel savings £1924 | Sinking pots £21261 -
#20 another £50 for me so total £170 this month, it was a Christmas gift but decided to add it to an envelope as saving for a deposit so thought rather than spend it on things I don't need added it to the challenge envelope £50 done Became debt free December 2022
#49 2024 penny saving challenge - £270.55/£671.61 - 41%
January - £150.55
February - £120
#20 52 envelope challenge1 - £1015/£1378 - 73%
January - £295
February- £335
March - £385
£1285.55/£5671.95 22% saved2 -
Just an update from me #12, I've filled no's 52 & 42024 Challenges
January 2024 Grocery Challenge £0/£400, NSD's Jan 3/20, Make £2024 for 2024 Challenge 0/2024, £1 a day for Christmas 2024 £38/£366, Cash envelope challenge #12, Declutter Challenge 47/2024, SPC #042 4.68, 2024 PAD challenge
Total Debts Dec 23 £115111.20 (5 creditors), Jan 23 £114712.80 (5 creditors)2 -
Well done, that's a great amount to save in the month and well over the average of £26.50/weeknikki2002-2008 said:#20 another £50 for me so total £170 this month, it was a Christmas gift but decided to add it to an envelope as saving for a deposit so thought rather than spend it on things I don't need added it to the challenge envelope £50 done
I've updated the spreadsheet for youLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £5678 | EF £1000/£1000 | Sabbatical £3188/£6000 | Travel savings £1924 | Sinking pots £21261 -
Brilliant! I've updated the spreadsheet with these for youTheScarletPixie said:Just an update from me #12, I've filled no's 52 & 4
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £5678 | EF £1000/£1000 | Sabbatical £3188/£6000 | Travel savings £1924 | Sinking pots £21260 -
Can I join please will do it virtual and will aim to do the £26.50 a week#025 Sealed pot challenge1
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Of course you can! I will add you to the spreadsheet and roll call, your number is 212sonmum said:Can I join please will do it virtual and will aim to do the £26.50 a week
LMD x
Life gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £5678 | EF £1000/£1000 | Sabbatical £3188/£6000 | Travel savings £1924 | Sinking pots £21261
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