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From Frugal Foundations to Fortified Family Future

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  • beanielou
    beanielou Posts: 99,745 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!

    Yah for our Martin.

    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

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  • Greying_Pilgrim
    Greying_Pilgrim Posts: 8,105 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper

    I just hope the cap returns on permitted rises - 'exceptional' rises of 10% per annum are just unsustainable, whether you pay over 10 or 12 months, and when you can't actually see any impact.

    _____________________________________________

    So the weather is supposed to be bonny (for clothes drying) here today, with a bit of sunshine, and a consistent breeze. Just as well, as I had some school uniform and some workwear in mind to wash, and DH has just asked if he can have new workwear, as yesterdays got heavily soiled. Just when you think you're getting ahead……

    Club tonight, fees are due ☹️ I am thinking of doing 'something' with SC baked tatties, although not too sure what yet. I am sure there is some sausage casserole lurking in the freezer which will do some of the heavy lifting. I have eggs, baked beans, lentil dhal….. all things that can top a tattie and fill a belly. We'll do OK.

    I've had a request to make something that uses grated mozzarella. After the disaster on Christmas Eve, I'm a little apprehensive. I've just been looking at the MrS offering, as I know they do it in their own brand and $tamf0rd St. versions. Looking at the reviews, it is interesting that someone else had mouldy cheese (in the bag, on opening), in the budget line at the start of the year, and in reviews of both products, it's clear that the cheese goes mouldy quickly. i bought mine cheese from hB. The block mozzarella (not too sure if MrS stock), is quite expensive, and at least with a smaller packet of grated, you could 'use it up' quickly, to avoid going mouldy in the fridge. Anyone used a product that doesn't mould, or got any work arounds?

    Right, snap to prep and clothes to peg out.

    Greying X

    Grocery Spend May 2026 £195.52/£200
    Grocery spend April 2026 £199.95/£200 +5pence
    Non-food spend May 2026 £58.44/£80
    Bulk Fund 2026 Month 5/12 - £5.98/£93.54 (reducing balance - start £120 pa)

    ""Mother Nature don't draw straight lines
    The broken moulds in a grand design
    We look a mess but we're doing fine
    We're card carrying lifelong members
    Of the union of different kinds..."

    "Union of the Different kinds" - R Christie & T Gilbert,  Fisherman's Friends 

  • Staffordia
    Staffordia Posts: 431 Forumite
    Part of the Furniture 100 Posts Photogenic Name Dropper

    TV is dire, I was only saying to my OH the other day, that we spend more time watching 'amateurs' output on utube than professional TV. However we did watch on catch-up Sam and Ade Go Birding which was very gentle viewing.

    Mortgage Free November 2018
    Early Retired June 2020
  • LotsOfTea
    LotsOfTea Posts: 417 Forumite
    100 Posts Second Anniversary Name Dropper

    The grated mozzarella does tend to go mouldy quickly, especially once opened but I stick it in the freezer and use it straight from there. Sometimes it needs a bit of a bash from the rolling pin to loosen it up into grated bits again but it works fine for me.

  • rtandon27
    rtandon27 Posts: 6,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic

    @Greying_Pilgrim - We regularly use MrS grated cheeses, as they are by far the cheapest & best flavour. We keep ours in the freezer as well and just take out what we need when we need it. The larger bag lasts us from between 1 month to 3 months kept this way. We did try to buy their big block and grate ourselves and then freeze, but it stuck together in clumps that no amount of rolling pin action could remedy. I'm guessing that the corn starch coating trick might have helped out, but honestly life is too short and we went back to the already grated stuff!

    4 YEARS 10 MONTHS DEBT FREE!!! (24 OCT 2016)
    (With heartfelt thanks to those who have gone before us & their indubitable generosity.)
    ...and now I have a mortgage! (23 AUG 2021)
    Original End Date - Sept 2041 New projection - Sep 2038 (reduced by 3 years)
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