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From Frugal Foundations to Fortified Family Future

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  • KajiKita
    KajiKita Posts: 7,722 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    So glad you had such a lovely day and well done you for all the planning! 😊

    KK
    As at 15.07.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
    - OPs to mortgage = £11,816 Interest saved £5,28 to date
    Fixed rate 3.85% ends January 2030

    Read 41 books of target 52 in 2025, as @ 9th August
    Produce tracker: £272 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • KajiKita
    KajiKita Posts: 7,722 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    That is a serious cake making session! 👏😊

    I’m starting to strategise and think about the Cmas word and eating better this year (I think one of the reasons I was ill for so long at the beginning of this year was because I’d eaten so much junk compared tomususla over Christmas last year). I’m not normally a sweet treats person but they seem to be easier to make than the equivalent of crisps, so I’ve started a list in the front of my recipes folder. Found an interesting Italian-like chocolate hazelnut cake that looks good 😊

    KK
    As at 15.07.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
    - OPs to mortgage = £11,816 Interest saved £5,28 to date
    Fixed rate 3.85% ends January 2030

    Read 41 books of target 52 in 2025, as @ 9th August
    Produce tracker: £272 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • rtandon27
    rtandon27 Posts: 5,698 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    @Greying_Pilgrim - your adventurising sounds fabulous & even better that you have a stash of cake available!  🎂  What a lovely positive few days family Greying has had!
    4 YEARS 10 MONTHS DEBT FREE!!! (24 OCT 2016)
    (With heartfelt thanks to those who have gone before us & their indubitable generosity.)
    ...and now I have a mortgage! (23 AUG 2021)
    New projection - 14 YEARS 10 MONTHS LEFT OF 20 YEARS (reduced by 15 mths)
    Psst...I may have started a diary!
  • Humdinger1
    Humdinger1 Posts: 2,297 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper
    edited Today at 6:50PM
    Yes @Greying_Pilgrim having fun is all about the mindset! DH and I took picnic and dogs (one borrowed) out today for our 12th wedding anniversary treat. The only spend was on ice-cream as the parking barrier was up when we left.  We walked round hills, sat in the shade for lunch,  then walked again.  We discussed taking lunch out more but it is lovely to sit in the garden and eat there. As we were also at an outside lunch party yesterday, we're feeling in need of plain, home-cooked nose-bags for the foreseeable future.  We hardly ever have ready-made anything and so-called treats are making us feel slightly bilious. It's going to be salad galore tonight followed by further walks with dogs.  I do think what you're doing is insulating LG against social media pressure.   I took a similar somewhat contrarian path with DH.  She went to a senior school with some children whose parents were into conspicuous consumption.   If she was ever teased about my beaten-up car, I always advised her to say that as a voluntary debt coaching, I couldn't go roaring round in a Porsche to people in trouble.   It would be rude.  That helped and now at 21, she's aware that outer appearances can mask enormous debt.  Keep going, you're fab.  Love Humdinger xx 
  • Greying_Pilgrim
    Greying_Pilgrim Posts: 6,603 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Thank you Humdinger - your continued support is so appreciated.  

    Hopefully we will navigate LG's childhood without stuffing it up for them.  There is much conspicuous consumption in Greying Town, it always has been very much 'keep up with the Jones's' even if you can't afford knickers under your fur coat 😉  But that hasn't become any easier to explain to a child, even in modern 'everyone knows everything because of the internet' times.  Daft thing is, LG is able to mix with all different types of folk, and the prevailing attitude is that LG is 'ok' - and 'strangers' have seen LG as the sort to want to play with in various playgrounds and leisure settings.  There has been no overall design to keep LG locked up, and away from SM and computers as such this holiday, but they've been kept entertained and engaged with 'analogue' activities.  Not analogue activities for the sheer heck of it, but plenty of real life sights, sounds and smells.  

    Well, tea has been munched.  The bolognese/ragu was nice.  I used half of the bag of the veggie mince and put a small container of cooked lentils in too.  I prepped the lasagne sheets as JO had shown on TV, and cooked them in boiling water on the stove.  I then mixed them with the bolognese sauce, dished up and popped a bit of grated cheddar cheese on the top.  I don't think I would bother doing it again.  I absolutely get that JO is trying to make food - especially for younger people - interesting and 'different', but I think this wasn't really worth the effort.  I am not sure how much dried pappardelle, or even tagliatelle would be, but the lasagne sheets were £1.90 for 6 and I used them all up for the 3 of us.  Next time I would just go ahead and use the dried pasta.  I was catching up on Stanley Tucci's 'Italy' series last night (I know, I'm miles behind), and it was interesting to see Stanley and his assorted guests eating flat pasta - of varying types - and they didn't bother with niceties, just enjoyed the food, slurping with enjoyment.  

    The pasta has been used, but there is some ragu left for another day.  Consensus of opinion was that it was YUM (exact words), so I'm glad I gave it a try - even if I won't repeat it.  

    The washing has dried well today, so that's a bonus.  

    No money spent today, so that's another plus.  

    Ta for popping in.  Greying X
    Pounds for Panes £7,305/£10,000 - start date Dec 2023
     
    Grocery Spend August 2025 £94.78/£300 
    Non-food spend August 2025 £3.75/£50
    Bulk Fund August 2025 £0/£10 
  • Sunshine_girl2
    Sunshine_girl2 Posts: 3,085 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper Photogenic
    Sounds like lovely days days out are being had by the Greying family . 
    GP have you ever made , Pasta e Fagioli ? Think it would fit with your family diet . My dad makes this and it tastes amazing . 

    Life is an adventure, never stop exploring.

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