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From Frugal Foundations to Fortified Family Future

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Comments

  • Bluegreen143
    Bluegreen143 Posts: 3,722 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    I also moved to a model of “only buying yarn for specific projects, and only good quality yarn from the independent yarn shop” a while ago Greying. 

    I like it better than amassing a hoard of cheap materials. I try to only keep a max of two open projects on the go though I do have three just now. 

    I actually don’t find it much more expensive to knit this way as I am buying materials so infrequently compared to when I was impulse buying and stashing before. And I enjoy projects more using good quality materials I’ve bought especially for them, rather than trying to make do with something not quite right. 
    Part time working mum of DS (2015) and DD (2018).

    NET WORTH Nov 25: £159,943
    Assets: £230,000
    Investments: £70,169
    Savings: £3,288
    Debt: -£143,514 (£700 CC / £16k car / £127k mortgage)
  • rtandon27
    rtandon27 Posts: 6,328 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Hooray for small wins and baby steps!  I'm not a minimalist either, but I do like neat & tidy & organized so do small clean outs while I'm in each (flylady) zone.  I find little wins makes keeping a tidy house manageable.
    4 YEARS 10 MONTHS DEBT FREE!!! (24 OCT 2016)
    (With heartfelt thanks to those who have gone before us & their indubitable generosity.)
    ...and now I have a mortgage! (23 AUG 2021)
    Original End Date - Sept 2041 New projection - Dec 2039 (reduced by 21 months)
  • rtandon27 said:
    ......  I find little wins makes keeping a tidy house manageable.
    I have yet to reach those dizzying heights when it comes to housework rt 😉🤣

    Greying X
    Grocery Spend January 2026 £85.84/£300
    Non-food spend January 2026 £9.67/£80
    Bulk Fund 2026 Month 1/12 - £0/£120
  • EssexHebridean
    EssexHebridean Posts: 25,372 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    My car was reluctant to start yesterday too GP - a combination of not having been moved for a few weeks and it being really very chilly and damp, I think. She was absolutely fine when I got back in at the end of the day, at least. 

    I hope you were able to tackle LG's crisis of confidence and buoy them up as they went out of the door! 
    🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
    Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
    Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
    £100k barrier broken 1/4/25
    Balance as at 31/08/25 = £ 95,450.00. Balance as at 31/12/25 = £ 91,100.00
    SOA CALCULATOR (for DFW newbies): SOA Calculator
    she/her
  • rtandon27
    rtandon27 Posts: 6,328 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    rtandon27 said:
    ......  I find little wins makes keeping a tidy house manageable.
    I have yet to reach those dizzying heights when it comes to housework rt 😉🤣

    Greying X
    🤣🤣🤣 - my version of house work is very much - if you can see it then it gets cleaned!  I made OH shift the bed during the holiday so that the multiplying dust bunnies could be coralled - can't see under the bed normally so they know it's a free for all most of the year!
    4 YEARS 10 MONTHS DEBT FREE!!! (24 OCT 2016)
    (With heartfelt thanks to those who have gone before us & their indubitable generosity.)
    ...and now I have a mortgage! (23 AUG 2021)
    Original End Date - Sept 2041 New projection - Dec 2039 (reduced by 21 months)
  • Watty1
    Watty1 Posts: 7,692 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Just caught up and have googled portiere rods and concluded they wont work as the door is in a recess and goes from one side of the room to the other so nowhere to put a rod, but an image on line made me think !    The rod could go on the ceiling and in the tiny room (door sized in fact) part of the hallway - so it would not be in front of the door but say 6 inches way - which means I could use a curtain or blanket and stop the drafts.

    Now there is a thought as the door is a huge one and I didn't want the expense of changing it so renovated it last summer.
    Made it to mortgage free but what a muddle that became

    In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!
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