📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

From Frugal Foundations to Fortified Family Future

Options
1175176178180181309

Comments

  • Greying_Pilgrim
    Greying_Pilgrim Posts: 6,602 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    edited 19 December 2024 at 12:45PM
    Morning MFW'rs

    Shopping done.  £38.42 spent in MrL on "normal" shopping, and an additional amount (not in grocery budget) for an extra few bottles of wine - white wine specifically that we will use with a couple of meals.  It was far busier than it was for a typical Thursday, but the vast majority of folk were good natured, and there wasn't a scrum at the 8p veg counter.  For 8p, you can't argue, but personally I'm happier with the veg that I got in MrS - the tatties for example, make better mash than the MrL variety.  But I did indulge in a (nother) mahoosive swede as now that I have invested in finding a gazinty million swede/swedish turnip/rutabaga recipes, I can use it all up.  

    Originally the weather forecast was for a dry morning today, but I see that it had changed.  Given it was so breezy though, I took a punt and put on a wash and pegged it out before I went shopping.  As I drove to MrL, I did wonder if we were in for a snow storm, the sky got that dark....... naturally we had a downpour, and the washing is now definitely wetter than when it went out 🙄  Ho hum.   I knew it was a gamble, and I lost.  At the minute the washing is still out there.  But I think i had better bring it in and get the dehu going.  You win some and you lose some - and I have been incredibly lucky with laundry in the recent past, so I can't complain.  But DH will need workwear for part of next week, and the forecast is dire from hereonin, so money is going to have to be spent on drying methods somewhere along the line.  

    Meter readings done and submitted.  I must check what the new account balance is, as I don't think we'll be much in credit anymore.

    Busy afternoon with school activities followed by club - although we may not get to club/LG will be too tired.  The end of term is inching towards us.  It's been a strange one, no doubt.  I am glad that I have started to stand my ground on extra costs.  I don't think I'm alone in thinking the school has no clue regarding the financial demographic of the families it serves, but I am pretty sure I am still in a minority with regard to refusing to pay for x, y and z and NOT sending LG to the activity, so that it looks as if we've paid.  That just makes it more expensive for everyone else that does 'pay to play' irrespective of their ability to afford it.  But of course, there will always be those that won't pay, because they want to spend their income on what they want to buy...... like the rest of us wouldn't like to be afforded that option.

    Right, off to amend siggie, and finish off putting the last few groceries away.  We are blessed, and our cupboards are full, even if it isn't chocolate and multiple treats.  We won't starve.

    Greying X

    Pounds for Panes £7,305/£10,000 - start date Dec 2023
     
    Grocery Spend August 2025 £94.78/£300 
    Non-food spend August 2025 £3.75/£50
    Bulk Fund August 2025 £0/£10 
  • northwalesd
    northwalesd Posts: 1,319 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Happy first anniversary GP  :)
  • peb
    peb Posts: 1,962 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Happy anniversary GP, it's been lovely to have you back.
  • beanielou
    beanielou Posts: 95,599 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Happy anniversary. 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.2K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.7K Spending & Discounts
  • 244.2K Work, Benefits & Business
  • 599.2K Mortgages, Homes & Bills
  • 177K Life & Family
  • 257.6K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.