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From Frugal Foundations to Fortified Family Future

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  • beanielou
    beanielou Posts: 95,503 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    I just think people just don’t have the money this year. 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • rtandon27
    rtandon27 Posts: 5,640 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    edited 12 December 2024 at 2:22PM
    GP - your story did give me a chuckle!  - Don't forget that every good deed you do will be multiplied 3x over & come back to you...
    ...'Tis the season and all!

    PS - one of my work mates is reading this book - says it is a good dose of xmas reality!
    4 YEARS 10 MONTHS DEBT FREE!!! (24 OCT 2016)
    (With heartfelt thanks to those who have gone before us & their indubitable generosity.)
    ...and now I have a mortgage! (23 AUG 2021)
    New projection - 14 YEARS 10 MONTHS LEFT OF 20 YEARS (reduced by 15 mths)
    Psst...I may have started a diary!
  • There was an interesting phone in on bbc 4 you and yours all about Christmas spending, a variety of opinions and refreshing that not everyone feels the need to spend, spend, spend. I often have the parental guilt of is my child missing out and then i have to hava a word witj myself
  • FrugalHedonist - I think it's really easy to feel that kids are missing out, but interestingly, LG isn't telling me of any 'must haves' that they feel they need.  I hope that isn't too much about "there's no point in asking", and more about that they already have plenty of 'things' and 'experiences'.  I overheard a convo between 2 parents the other day, which was along the similar lines, and the kids weren't coming up with 'huge long lists'.  One of the children had ventured one option, which was a 'hard no' for that particular family's circumstances, but otherwise, the parents were not getting inundated with requests for this, that and the other.  And speaking entirely personally, I do think it is OK for families to have 'hard no' areas.  It might be a gaming console, or a dog or a cat, or a mobile phone, or a bike - and the reasons for the no are many and varied, and not always about the money.

    I walked into Greying Town again this morning to return the item I bought to prymarni.  Simple, straighforward and service with a smile and pleasant conversation.  Bravo prymarni. 

    I bought some nuts (not specifically for Chrimbo, we eat/use them year round), and some r1bena from hB and some tissues, mouthwash and children's paracetamol from sooperdrug. I will adjust my totals accordingly.  

    I have frogged the blankie I was knitting for the charity.  It was giving me no joy to knit it, and I think it important that the finished item is done to the best of the crafters ability to give some comfort to families at an extremely difficult time, so I'm going back to the drawing board and selecting another pattern - one I've knit before perhaps, or a new pattern - but something that will obviously work and give a good finished blanket to send off.  I now don't think I will meet the 6 blanket target by the end of 2024, which is disappointing, but I changed my focus early on in the year to work with more natural fibres (but do less items/more complicated work), and the acrylic yarns are no longer encouraging me to knit.  But I have re-wound the yarn I have, and I have enough to make 2, maybe 3 more blankets, so I will commit to using up that yarn, making nice blankets, appropriate to gift to those who need, and then I will move forward with working with more natural fibres.  I still consider the baby blankets entirely knitworthy, and will consider making more in the future, but I no longer need to have charity blankets as a hook to 'make' me knit.  

    No washing today - more damp and grey mizzle.  I haven't checked, but I am hopeful of a small window of dry, breezy weather tomorrow and more of the same on Sunday - DH will be in need of me making the most of any and every opportunity to get laundry processed, as he's running low on 'essentials' 😉

    LG is out at an event with club tonight.  We have to get them to the meeting point across town during rush hour 😬  DH has foregone his Christmas shin-dig to collect LG later.  Here's hoping the coach doesn't turn into a pumpkin.....

    I think it will be lentil bolognese for tea.  Always a crowd-pleaser, and we will be eating at different times, so it'll be easy all round.  

    I splashed out on a lottery ticket.  No need to be suspicious about Friday 13th, we never win anything anyway, so it's probably just this month's stoopid tax paid......

    Can't think of anything else MSE worthy, so I shall push orf.  Ta for popping by.  Greying X


    Pounds for Panes £7,005/£10,000 - start date Dec 2023
     
    Grocery Spend July 2025 £294.82/£300 
    Non-food spend July 2025 £97.53/£50
    Bulk Fund July 2025 £9.10/£10 
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