Need a throwaway digital bank account for interacting with ebay

Hi everyone!
I am new here and need a bit of advice!
I want to open an ebay account, just for buying, not for selling. 
I am very suspicious of this company's practices as many of my friends who linked their bank accounts to it could not unlink them anymore, and had to close said bank accounts for good to get rid of ebay.
I wonder if any of the online banks - Monese, Starling etc - offers the possibility of having a "throwaway" or "burner" bank account, which I would only use for ebay transactions and close if I do not need it anymore? This way, I would not have to delete my whole bank account if I want to leave ebay...
Thanks in advance for any ideas! 
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Comments

  • eskbanker
    eskbanker Posts: 29,898
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    No bank is going to explicitly offer 'throwaway' or 'burner' accounts, so you can open one with any provider you wish....
  • born_again
    born_again Posts: 13,645
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    I pay for all my ebay purchases via Pay Pal.
    Life in the slow lane
  • This is very interesting!
    I never had an ebay account until now, so know nothing about it.
    My friends all had linked bank accounts - hence their problems. But maybe they were also selling?!

    I had no idea you can buy without linking your bank account!
    Thanks a lot for this suggestion!
  • km1500
    km1500 Posts: 2,120
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    edited 19 December 2023 at 1:02PM
    whenever I have bought anything from eBay I just pay with my credit card

    you really only need to have a linked bank account if you have an active seller account
  • E_zroda
    E_zroda Posts: 51
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    km1500 said:
    whenever I have bought anything from eBay I just pay with my credit card

    you really only need to have a linked bank account if you have an active seller account
    ... or if you'd like to get the switching current accounts incentives on offer and you need Direct Debit set up on the 'donor' account
  • jbrassy
    jbrassy Posts: 634
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    You only need to have a linked bank account if you're selling on Ebay. If you're just buying, you can pay with a credit card. 

    Even so, I don't know what's so suspicious about Ebay and why you'd need a separate bank account for it. I sell things occasionally on Ebay and haven't had any issues regarding my bank account.
  • Neil49
    Neil49 Posts: 3,023
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    I use PayPal for buying (with it linked to a credit card) and my Monzo account for selling so that I see receipt of funds virtually instantly. 
  • Leeds have a good rate of interest on their easy access account - and it demands a "Linked Account". I you could fund an initial deposit from your ebay sales, I don't see why you couldn't also use it for further withdrawals and deposits. 
  • wmb194
    wmb194 Posts: 3,116
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    Leeds have a good rate of interest on their easy access account - and it demands a "Linked Account". I you could fund an initial deposit from your ebay sales, I don't see why you couldn't also use it for further withdrawals and deposits. 
    Linked to another bank account, not an ebay or some other company's account.
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