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Job title for insurance

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Daz2009
Daz2009 Posts: 1,129 Forumite
Part of the Furniture 1,000 Posts Name Dropper
I understand what you do for a living can have a big bearing on your car insurance premium.
What job title would you suggest for someone who isn't working, isn't looking for work, isn't claiming benefits or pension and is under the state retirement age ?
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Comments

  • Brie
    Brie Posts: 14,649 Ambassador
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    Retired?  Houseperson?? Homemaker??? 
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  • LightFlare
    LightFlare Posts: 1,461 Forumite
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    Lucky ?  

    You can always phone and ask
  • user1977
    user1977 Posts: 17,777 Forumite
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    "of independent means", though I'm not sure what that translates to on the drop-down lists.
  • Car_54
    Car_54 Posts: 8,837 Forumite
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    That sounds like what used to be called a 'gentleman', or having 'private means'.

    These days I'd go for 'retired'.  The state retirement age is irrelevant: I retired at 54 and the insurers were perfectly ok with that.
  • chrisw
    chrisw Posts: 3,787 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Car_54 said:
    These days I'd go for 'retired'.  The state retirement age is irrelevant: I retired at 54 and the insurers were perfectly ok with that.
    Although my wife retired at 45 and the insurance company asked for proof that she was being paid through a pension.
  • Sometimes an answer is "not working due to disability" it that's the reason (benefit claim or not) I would select that, otherwise as above "retired".
    Let's Be Careful Out There
  • Flugelhorn
    Flugelhorn Posts: 7,306 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    other half was down as househusband and that worked fine
  • Daz2009
    Daz2009 Posts: 1,129 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    I've never had to do an online car insurance quote before so I don't know what options they give you, I think the best thing I can do is to phone Direct line and speak to a real person initially and go from there 
    Incidentally I'm not disabled either lol
  • HillStreetBlues
    HillStreetBlues Posts: 6,053 Forumite
    1,000 Posts Third Anniversary Homepage Hero Photogenic
    edited 17 December 2023 at 5:11PM
    chrisw said:
    Car_54 said:
    These days I'd go for 'retired'.  The state retirement age is irrelevant: I retired at 54 and the insurers were perfectly ok with that.
    Although my wife retired at 45 and the insurance company asked for proof that she was being paid through a pension.
    Unless it's in their T&Cs a pension has no real meaning on the issue.
    Since 2011 there isn't s default retirement age, it's up to the person when they withdraw from the workforce.(But an age can be in a work contract but can't be below State pension age, unless  a compelling reason).
    Let's Be Careful Out There
  • user1977
    user1977 Posts: 17,777 Forumite
    10,000 Posts Seventh Anniversary Photogenic Name Dropper
    Daz2009 said:
    I've never had to do an online car insurance quote before so I don't know what options they give you
    There's a pretty simple way of finding out...
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