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Saving For Early Retirement

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  • Doris17
    Doris17 Posts: 925 Forumite
    Tenth Anniversary 500 Posts Name Dropper Combo Breaker
    edited 2 April 2024 at 8:16AM
    First day back in work after annual leave, will be WFH today, so will be a NSD 1/18. Hopefully Prolific will be good to me today!

    "Make Everyday Count"



  • [Deleted User]
    [Deleted User] Posts: 0 Newbie
    1,000 Posts Fourth Anniversary Photogenic Name Dropper
    edited 2 April 2024 at 12:48PM
    So by 2028 you will have enough to retire early? How many years between retiring early and your state pension becoming available? Apologies for the questions but I like detail lol!
  • Doris17
    Doris17 Posts: 925 Forumite
    Tenth Anniversary 500 Posts Name Dropper Combo Breaker
    edited 19 September 2024 at 9:54AM
    So by 2028 you will have enough to retire early? How many years between retiring early and your state pension becoming available? Apologies for the questions but I like detail lol!
    @[Deleted User], yes I will. I will be 60 in 2028 so 7 years until state pension becomes available.

    "Make Everyday Count"



  • Doris17
    Doris17 Posts: 925 Forumite
    Tenth Anniversary 500 Posts Name Dropper Combo Breaker
    WFH today so will be a no spend day. Have a meeting this afternoon and I need to prepare this morning.

    Car insurance renewal quote has just turned up in my inbox, £80 more than last year, job for lunch break looking for a cheaper quote.

    Cleared out the paint storage box this morning and have listed several half tins of paint on a free site, make be of use to someone, instead of going to the recycling centre.

    "Make Everyday Count"



  • Doris17
    Doris17 Posts: 925 Forumite
    Tenth Anniversary 500 Posts Name Dropper Combo Breaker
    Good morning, 

    Blue skies this morning, hope it stays that way, so I can get some washing dried, fingers crossed. Plan for today is to start emptying the front room ready for building work in a few weeks, don't want to leave it till last minute as we are also going on holiday, so need to sort packing etc.

    Car insurance renewal still needs to be sorted and I want to open a ISA, will look to see who is offering the best rates, will move my fixed saver accross when it matures in June.

    Envelope number 50 has also been filled this week, very happy how thus challenge is going, will definitely be taking part next year, make me more mindful when I am spent my cash.

    Have a great day all.

    "Make Everyday Count"



  • Skint_yet_Again
    Skint_yet_Again Posts: 8,448 Forumite
    Part of the Furniture 1,000 Posts Hung up my suit! Mortgage-free Glee!
    Hope the weather stays good for you. Don’t leave it too late getting car insurance quotes. I did and I missed any cheap deals. 
    0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
    House sale OCT 2022 = NOW MORTGAGE FREE 🤗
    House purchase completed FEB 2023 🥳🍾 Left work. 🤗

    Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).

    Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1

    Living off savings diary
    https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p1
  • ~FlowerPot~
    ~FlowerPot~ Posts: 1,621 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper Photogenic
    good luck getting your washing dried. I was hopefull for a nice sunny day today, but so far (i know its still early) its not very bright at all. But also(whispers 'it isnt raining')
    I seem to have fallen by the way side with the envelop challenge, but I have a bunper week of work next week, so hoping to get another couple filled
    ♥️ ♥️ ♥️
    🌸🌸🌸🌸🌸🌸🌸🌸
    Decluttering 2025 So far 403 / 2025
    Decluttering 2024🏅🏅🥇🏅🏅🏅⭐⭐⭐🌸 DS2🏅🏅DD🏅🥇🌸
    25 in 25 So far 1 /25

    ⭐My rambling savings Diary ~⭐
  • Doris17
    Doris17 Posts: 925 Forumite
    Tenth Anniversary 500 Posts Name Dropper Combo Breaker
    edited 6 April 2024 at 8:53AM
    Hope the weather stays good for you. Don’t leave it too late getting car insurance quotes. I did and I missed any cheap deals. 
    Car insurance all done. £218.89 with £42.00 cash back, please with that. Just need to cancel the old insurance on Monday.

    "Make Everyday Count"



  • Doris17
    Doris17 Posts: 925 Forumite
    Tenth Anniversary 500 Posts Name Dropper Combo Breaker
    good luck getting your washing dried. I was hopefull for a nice sunny day today, but so far (i know its still early) its not very bright at all. But also(whispers 'it isnt raining')
    I seem to have fallen by the way side with the envelop challenge, but I have a bunper week of work next week, so hoping to get another couple filled
    Its looking promising @-FlowerPot~ I have a envelop on my desk and I fill with the money I would have spent on something else, like a coffee etc, its making me more mindful about my spending. Hope you get a few filled next week.

    "Make Everyday Count"



  • Doris17
    Doris17 Posts: 925 Forumite
    Tenth Anniversary 500 Posts Name Dropper Combo Breaker
    edited 8 April 2024 at 3:05PM
    Late lunch for me, just finished a meeting, good job I am working from home today so will also be a NSD.

    Top Cash Back  paid out £2.29 this morning with has been moved over to the Emergency Fund.

    "Make Everyday Count"



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