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Saving For Early Retirement

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  • Doris17
    Doris17 Posts: 925 Forumite
    Tenth Anniversary 500 Posts Name Dropper Combo Breaker
    its hard to keep it up continuously, life just gets in the way!!. What is important is coming back to it and refocusing. I have found changing things up helps. Or motivating myself with a small challenge which is acheivible quite quickly.

    cheering you on from the sidelines!!
    flowers x
    Thank you @~@~FlowerPot~. Today was a NSD so a good start.

    "Make Everyday Count"



  • Doris17
    Doris17 Posts: 925 Forumite
    Tenth Anniversary 500 Posts Name Dropper Combo Breaker
    Woke to a frosty Sunday morning! Waiting  for the ice to melt before we go on the dog walk. Will look to stick to the pavements on the sunny side of the street this morning.

    Yesterday was a NSD as will be today as I have no intention to visit any shops. Vegetable have all be peeled in readiness for a roast lunch, using up the last of the beef and turkey from Christmas and I found a Christmas pudding in the back of the cupboard. Plans for today include:

    * Wrapping a vintage tea set than sold on Friday.
    * Change bedding, hopefully get in line dry.
    * Sort my half of the wardrobe.
    * Carried bag for the charity shop to go into the car.
    * Meal plan for next week, only using what we have as I am running down the freezer.
    * Get suitcase down from loft as they now has a new home in the newly painted cupboard in the bedroom.
    * General clean through down stairs.
    * Bath dog.

    Happy Sunday.





    "Make Everyday Count"



  • Doris17
    Doris17 Posts: 925 Forumite
    Tenth Anniversary 500 Posts Name Dropper Combo Breaker
    The tea set is pack, it took a while, used a load of bubble wrap, boxes and newspaper. fingers crossed it arrive in one piece.

    "Make Everyday Count"



  • Doris17
    Doris17 Posts: 925 Forumite
    Tenth Anniversary 500 Posts Name Dropper Combo Breaker
    edited 3 March 2024 at 7:53PM
    Had a very productive day so far. Mr D has just gone to the tip with a boot full of items, glad to see them going from the house. Going to have a quite afternoon and evening have  a busy work week coming up, we also have a big meeting next week to discuss restructure.  :(

    Weekly round up.
    Week 9

    * Managed 4 NSD's.
    * Sent £650.52 over to various saving accounts.
    * £28.00 left from weekly money, popped this into one of the larger envelopes of my saving challenge, planning on getting it fill in the next few weeks.
    * Next weeks meal plan done, using what we al ready have in the fridge and freezer.
    * £133.00 gone to the envelope saving challenge for the month. 
    * 1 personal eBay sale 26/240.
    * Several bags ready to leave the house/left the house - Decluttering going well.

    Enjoy the rest of you Sunday everyone.

    "Make Everyday Count"



  • Skint_yet_Again
    Skint_yet_Again Posts: 8,449 Forumite
    Part of the Furniture 1,000 Posts Hung up my suit! Mortgage-free Glee!
    Well done on NSD’s and savings pots. Decluttering is going well. Hope all goes well with the restructuring meeting. 
    0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
    House sale OCT 2022 = NOW MORTGAGE FREE 🤗
    House purchase completed FEB 2023 🥳🍾 Left work. 🤗

    Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).

    Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1

    Living off savings diary
    https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p1
  • Doris17
    Doris17 Posts: 925 Forumite
    Tenth Anniversary 500 Posts Name Dropper Combo Breaker
    Well done on NSD’s and savings pots. Decluttering is going well. Hope all goes well with the restructuring meeting. 
    Thanks @Skint_yet_Again. Few redundancies are going to happen, worrying times.

    Today has been a NSD, left my purse at home when I went to the office this morning, back home now finishing off the day. 
    Travel expenses have been paid today and moved over to the car pot and distributed accordingly, next few months will concentrate on filling the car insurance pot as this is due in May.
    Filled another envelope this morning Number 42 after emptying my purse ready for the new week.
    Should be able to defrost the small freezer on the weekend, the eat from the freezer challenge has been going well and I have resisted buying any yellow sticker bargains. 

    "Make Everyday Count"



  • Doris17
    Doris17 Posts: 925 Forumite
    Tenth Anniversary 500 Posts Name Dropper Combo Breaker
    Nearly the end of another working day.

    Today was a spend day as I met two friend for breakfast and a catch up, self care is good for the soul.  :)

    Nice pay out from Prolific of £11.50, this morning which will go straight to the emergency fund savings. Minimum pay out has now changed to £6.00.

    "Make Everyday Count"



  • ~FlowerPot~
    ~FlowerPot~ Posts: 1,621 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper Photogenic
    nice PA payout. I also have just noticed that they have put the payout up in amongst the other changes!!
    ♥️ ♥️ ♥️
    🌸🌸🌸🌸🌸🌸🌸🌸
    Decluttering 2025 So far 403 / 2025
    Decluttering 2024🏅🏅🥇🏅🏅🏅⭐⭐⭐🌸 DS2🏅🏅DD🏅🥇🌸
    25 in 25 So far 1 /25

    ⭐My rambling savings Diary ~⭐
  • Doris17
    Doris17 Posts: 925 Forumite
    Tenth Anniversary 500 Posts Name Dropper Combo Breaker
    Happy Friday!
    Annual leave starts at 4pm, can waiting to switch off the computer and relax for 10 days. Going to a small cottage in West Wales on Monday for 4 nights. Lots of country walks, reading and there is a hot tub, looking forward to just clearing my head.

    Small chest freezer in emptied and defrosted, ready for a big shop on our return from the cottage. Tall freezer is organised and I have a list of what is currently in there. Still need to pack and open of holiday saving tin.

    Reported a survey yesterday on Prolific as it timed out took far longer than the stated amount of time and was slow due to waiting for other people to answer, all good in the end got paid for the survey.

    Pay day is next Thursday early due to the Bank Holiday.


    "Make Everyday Count"



  • Doris17
    Doris17 Posts: 925 Forumite
    Tenth Anniversary 500 Posts Name Dropper Combo Breaker
    Happy Easter Monday Bank Holiday!

    Currently not raining, fingers crossed for a dry day.

    Lovely few days away in West Wales, hit and miss with the weather, we were able to explore lots of the surrounding villages in between the rain, next holiday 4 weeks Friday, building work will be taking place while we are away.

    Budget for the month has been set, all saving have been transferred to where they need to be. Looking to keep grocery budget under £200 this month as I filled the freezer on our return and will be doing some batch cooking later in the week.

    Plan for today is the garden, few plants that had died over winter need dealing with and the pots need weeding and replacing around the garden. Top patio also need to be jet washed.

    Have a lovely Bank Holiday Monday.

    "Make Everyday Count"



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