Saving For Early Retirement

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  • Doris17
    Doris17 Posts: 865 Forumite
    Tenth Anniversary 500 Posts Name Dropper Combo Breaker
    Thanks @jwil still not right.

    Back to work yesterday and call in sick today, still not feeling 100%, so hope I am better by Monday.

    Made a small start om my decluttering challenge for the year 8/2025.

    Today and yesterday have been NSD's 3/15.

    Did do the dog walk this morning to get some fresh air was mighty cold and icy underfoot, forecast is snow for tomorrow. Will be interesting as our dog has never seen snow.

    "Make Everyday Count"



  • Skint_yet_Again
    Skint_yet_Again Posts: 8,257 Forumite
    Part of the Furniture 1,000 Posts Hung up my suit! Mortgage-free Glee!
    Hope you can rest over the weekend and feel better soon. 

    I remember when our lab first saw snow. She jumped in it like a rabbit and rubbed her face in it 😆 so funny 
    0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
    House sale OCT 2022 = NOW MORTGAGE FREE 🤗
    House purchase completed FEB 2023 🥳🍾 Left work. 🤗

    Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).

    Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1

    Living off savings diary
    https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p1
  • jwil
    jwil Posts: 21,426 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Good idea to call in sick if you are not right.  Hope you feel better soon 
    "If you can dream it, you can do it". Walt Disney
  • Doris17
    Doris17 Posts: 865 Forumite
    Tenth Anniversary 500 Posts Name Dropper Combo Breaker
    Thanks @jwil.

    Good afternoon, 

    Still not feeling great, felt much better when I woke up this morning and its gone down hill from there. So glad I am WFH tomorrow.

    Declutter a few more items, 23/2025, have a pile for the car boot sale later in the year and I have a listing pile, which I will make a start on next week. Also planning on emptying the sideboard in the middle room, some of the stuff in there has not seen the light of day for years and I am going to start packing up the kitchen, so a good declutter will happen there.

    Gathered together all the lose change in the house, found £104, so this has made a brilliants start to my 1p savings challenge, want to complete this by September to use as holiday spending money.

    Been ill has had its plus side I am on day 5 of NSD, only been out to walk the dog. Planning a shop next Saturday with a gift card my mother gave us for Christmas, will get fresh fruit and veg and there are a few other bits we need, I have been making a list.

    D.x
     

    "Make Everyday Count"



  • Skint_yet_Again
    Skint_yet_Again Posts: 8,257 Forumite
    Part of the Furniture 1,000 Posts Hung up my suit! Mortgage-free Glee!
    edited 5 January at 6:35PM
    Wow that’s an amazing amount of loose change in the house Doris. I think the only loose change in my house is in my ice cream man pot by the front door 😆

    Hope you feel better soon 
    0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
    House sale OCT 2022 = NOW MORTGAGE FREE 🤗
    House purchase completed FEB 2023 🥳🍾 Left work. 🤗

    Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).

    Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1

    Living off savings diary
    https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p1
  • jwil
    jwil Posts: 21,426 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Well done on the decluttering, and wow, what a huge amount of loose change!
    "If you can dream it, you can do it". Walt Disney
  • Doris17
    Doris17 Posts: 865 Forumite
    Tenth Anniversary 500 Posts Name Dropper Combo Breaker
    Wow that’s an amazing amount of loose change in the house Doris. I think the only loose change in my house is in my ice cream man pot by the front door 😆

    Hope you feel better soon 
    Thank you @Skint_yet_Again found loads in my desk drawer, have a awful habit of throwing any change in there and the bottom of my bags.

    jwil said:
    Well done on the decluttering, and wow, what a huge amount of loose change!
    Thank you @jwil getting the house decluttered is high on the to do list this year. Mr D gives me a bag full of change every Fridays so most of it has come from him, did find a few pounds in my dog walking bag, money I pick up in the street that other people throw away.

    Been WFH today, did not want to go into the office and spread my gems and it would have meant putting on proper clothes. Started early as I was up and about so early finish, just been plodding along, ticking jobs off my list.

    Today has been a NSD 6/15,want to get to Saturday with out spending any money.

    Opened a Nat West Regular Saver to save to pay my accountant and tax man and a small emergency fund for my business. Going to spend an hour taking photos, ready to list tomorrow. Listed 5 items during lunch, its a start.

    "Make Everyday Count"



  • ~FlowerPot~
    ~FlowerPot~ Posts: 1,621 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper Photogenic
    hope your feeling better soon,
    Thats a fab amount to collect from loose change!!!!!

    Well done on your no spends, Im not sure I have ever managed 6 nsd on the trot ~ thats sounds like a challenge!!

    ♥️ ♥️ ♥️
    🌸🌸🌸🌸🌸🌸🌸🌸
    Decluttering 2025 So far 403 / 2025
    Decluttering 2024🏅🏅🥇🏅🏅🏅⭐⭐⭐🌸 DS2🏅🏅DD🏅🥇🌸
    25 in 25 So far 1 /25

    ⭐My rambling savings Diary ~⭐
  • jwil
    jwil Posts: 21,426 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Great progress made today!
    "If you can dream it, you can do it". Walt Disney
  • Doris17
    Doris17 Posts: 865 Forumite
    Tenth Anniversary 500 Posts Name Dropper Combo Breaker
    Thank you @jwil and @~FlowerPot~ there is only two adults and a dog in our household so much easier not to spend any money, if we had children it would be different.

    Good morning.

    Today will be NSD9 as I  am WFH. Yesterday I had a meeting in town and I did not spend a penny, walked passed all the shops, very proud of my self.

    Decluttering is slowly building up 35/2025, my piles for the car boot and to sell are getting bigger, will be dropping some books at the charity shop tomorrow.

    Feeling much better than I have been, seems to come and then go. Fingers crossed it goes completely soon. Hopefully there will be a few surveys about today that are quick and easy. Will be chasing out on a game app later, £5.00 voucher haven't decided for where yet. 

    "Make Everyday Count"



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