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Saving For Early Retirement

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  • ~FlowerPot~
    ~FlowerPot~ Posts: 1,621 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper Photogenic
    You've done so well to complete the envelope challenge so early! 
    Well done! 
    What's your future fund? 
    ♥️ ♥️ ♥️
    🌸🌸🌸🌸🌸🌸🌸🌸
    Decluttering 2025 So far 403 / 2025
    Decluttering 2024🏅🏅🥇🏅🏅🏅⭐⭐⭐🌸 DS2🏅🏅DD🏅🥇🌸
    25 in 25 So far 1 /25

    ⭐My rambling savings Diary ~⭐
  • Doris17
    Doris17 Posts: 925 Forumite
    Tenth Anniversary 500 Posts Name Dropper Combo Breaker
    edited 4 August 2024 at 6:35PM
    You've done so well to complete the envelope challenge so early! 
    Well done! 
    What's your future fund? 
    Thank you @~FlowerPot~. My future fund is just a challenge I have set myself for all the extract money I can make.

    "Make Everyday Count"



  • Doris17
    Doris17 Posts: 925 Forumite
    Tenth Anniversary 500 Posts Name Dropper Combo Breaker
    Day 3 & Day 4 update.

    Accountable August Day 3

    Turned out to be a spend day as Mr D wanted to pop to the town in the next valley.

    £2.98 - Charity Shop.
    £17.22 - Groceries.
    £15.23 - Bits and Bobs.

    £5.00 - To the future fund (Receipt App)

    Job List.

    Mattress turned.
    Weeds cleared for outside the back gate.
    Washing machine cleaned with a Dr Beck Service-It Deep Clean.
    Sink and drain unblocker used in the bathroom.

    Accountable August Day 4

    NSD 2/12.

    £36.75 - To future fund (Car Tax that I pay monthly from main account and save for in Monzo Pots)
    £10.00 - M&S Voucher from Dog Walking App.

    Job List.

    Small wall painted in main bedroom, been living with it white for a few weeks, needed colour.
    Patio nearest to house cleaned and disinfected, dog has decided this where he is going to wee when it rains and this is where I sit with my morning cuppa.
    Velux windows cleaned on kitchen extension.
    Hot tub cleaned and the enclosure. 

    D.x

    "Make Everyday Count"



  • Doris17
    Doris17 Posts: 925 Forumite
    Tenth Anniversary 500 Posts Name Dropper Combo Breaker
    Good afternoon, work has now finished for the day. Bath and an early night is called for I think, don't feel 100%.

    On my work travels today I pick up a rather nice tall floor lamp from Market Place for free, just need to find a shade, also pick up my friends items she bought from Market Place in the next street to mine.

    Accountable August Day 5

    NSD 3/12

    I did buy petrol £30.01, this is paid for out of my car account so does not get included in my NSD's.

    Job List.

    Cleaned the cutlery drawer.

    D.x

    "Make Everyday Count"



  • Hope you’re feeling better Doris. How’s accountable August going?
    0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
    House sale OCT 2022 = NOW MORTGAGE FREE 🤗
    House purchase completed FEB 2023 🥳🍾 Left work. 🤗

    Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).

    Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1

    Living off savings diary
    https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p1
  • Doris17
    Doris17 Posts: 925 Forumite
    Tenth Anniversary 500 Posts Name Dropper Combo Breaker
    Hope you’re feeling better Doris. How’s accountable August going?
    I am much better @Skint_yet_Again, thank you for asking. Accountable August did not last long as there have been family stuff going on that has been stressful and worrying, all good now. :)

    "Make Everyday Count"



  • Doris17
    Doris17 Posts: 925 Forumite
    Tenth Anniversary 500 Posts Name Dropper Combo Breaker
    Good morning, 

    The sun is trying to come out in my part of my Welsh Valley, Have a line of washing out and another load in the washing machine. Fingers crossed the rain hold off until it has dried.

    After nearly a fortnight of spending little time at home, today is going to be catching up with jobs around the house and a food shop.

    Also need to look at my bank account and see where I am at.

    Have  a lovely day.

    D.x

    "Make Everyday Count"



  • Doris17
    Doris17 Posts: 925 Forumite
    Tenth Anniversary 500 Posts Name Dropper Combo Breaker
    Cold and wet start to the day here and has not got any better. Did contemplate putting the heating on earlier, haven't as yet.

    Booked day off as the dog has been to the vet this morning for his Kennel Cough injection (£47.00) and a ear wash  (£20.00) as he has been rubbing his ear a lot the last few days and there is a large amount of wax in there. We have to go back next Tuesday to see if the wash has worked, if not swabs will be taken and he will need anti-biotics. Luck I have a dog pot for the smaller expenses.

    When I look at my accounts yesterday found unaccounted for money that has now been moved to my Future Fund, don't know how I made that mistake, also car expense have been paid and moved over to the car pot.


    "Make Everyday Count"



  • Doris17
    Doris17 Posts: 925 Forumite
    Tenth Anniversary 500 Posts Name Dropper Combo Breaker
    Have annual leave today and tomorrow, taking advantage to make a very long Bank Holiday Weekend.

    Been to weigh this morning and I have maintained 10st 10lb, happy with this as its been a hectic few weeks. Have a few things we need to get done this morning, tip run, charity shop drop off and picking up a new stairgate as our broke yesterday, needed as the dog is not allowed upstairs and would be up there ever second with out a gate.

    Mr D has suggested we go out for breakfast as he need to go and get a part for his bike and they have a very nice onsite café, will look to make healthy choices.

    Have some painting to get on with when we return later this morning. Weather is rather grey and miserable today so there wont be much chance to get out into the garden. 


    "Make Everyday Count"



  • Doris17
    Doris17 Posts: 925 Forumite
    Tenth Anniversary 500 Posts Name Dropper Combo Breaker
    Just caved in and put the heating on, I am so cold, even with several layers on,

    "Make Everyday Count"



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