Saving For Early Retirement

Skint_yet_Again

Well done on the 6lb weight loss 🤗 You might be surprised with all the painting and gardening it might have worked off the bad food choices. I bet the house and garden will look lovely when it’s all finished 

Doris17

Skint_yet_Again said:

Well done on the 6lb weight loss 🤗 You might be surprised with all the painting and gardening it might have worked off the bad food choices. I bet the house and garden will look lovely when it’s all finished 

Thank you @Skint_yet_Again.

Doris17

Good morning, 

Wet start to the day in my little Welsh Valley. Hopefully will brighten up later.

Work will be out and about today, have an hour before I leave and have a list to work through. Several clients to see and a meeting at the office, so its going to be a busy day.

Weighted this morning and I am 10stone 13 1-/2lbs, very pleased to be in the 10 stone bracket, next mini goal 10stone 7lbs. Getting good a the planning ahead so there is always something for me to eat in the fridge if I need, there has been a packed of chocolate biscuits in the fridge for weeks and I have not eaten a single one. 

Already a spend day as I needed fat free yogurt which I bought this morning when I was out.

Setting myself a new saving goal - Future Fund, this is where all my extra money will be going to currently standing at £4400, looking for £7000 by the end of the year.

Have a great day all.

Skint_yet_Again

Well done on having the willpower to resist the biscuits 😆 They wouldn’t last that long in my fridge! 

Future fund sounds a good target. When I was saving up to move house I called mine long term savings which sounds much more boring! 

Doris17

Skint_yet_Again said:

Well done on having the willpower to resist the biscuits 😆 They wouldn’t last that long in my fridge! 

Future fund sounds a good target. When I was saving up to move house I called mine long term savings which sounds much more boring! 

@Skint_yet_Again its been hard going resisting temptation. My future fund will be for what ever life throws at us or maybe a few holidays.  

Skint_yet_Again

Hopefully life will be kind and you can have a few nice holidays 🤞

Doris17

Good Morning, 

Lovely bright morning here, dog has been walked and 5000 step have already been done. Have a busy out and about working day, so got up early and make a great start to the day. One line of washing already out and another in the machine.

Today is also pay day.  Will do my money shuffle when I have had a cuppa. Set myself a challenge for August to record on here all my spending and money I have coming in that is not my salary. Money has been flowing out of my account very quickly over the last few weeks and I need to be more accountable.

Calling my challenge Accountable August. Also going to make a list of small job around the house that need doing, see how many I can get done by the end of August. 

D.x

Doris17

Day 1 - Accountable August.

NSD 1/12

2 x £1.00 coins added to my weight lose chart (from purse)

£4.09 interest on small saving pots.
£20.00 Market Place Sale (will go towards holiday spends in September)

Been a busy work day, long meeting this afternoon. Gave blood this morning and also weigh day 1 1/2lbs lost, current weight 10st 12lbs.

Job list 
Tea towel drawer sorted.

D.x


 

Doris17

Good morning.

Work this morning and half day from 12pm. Off to see my accountant this afternoon, with my business account for last year, always submitted my last years account around this time. Will have a look around the village charity shops as there are some nice ones with good quality items and I need some more stock for my shop. 

Will also do a small grocery shop this afternoon as I want to have a house weekend and get on with the small jobs on my list. Back later with my Accountability August update.

Dx

Doris17

Day 2  - Accountable August

Spend day £29.97 (Grocery Shop)

£12.61 sent to the Future Fund.

Envelope challenge complete, filled my last two envelops today, now have £1378.00 saved for Christmas.

Job list
Accounts at the accountants.
Front door cleaned. (Will make progress with my list tomorrow)

D.x