Applying for a UK credir card for balance transfer when I live abroad?
Would really appreciate some advice on this if anyone can help
I moved out of the UK in 2018 and since then have been resident in a European country and pay tax there. I still have a bank account in the UK and a single credit card. I use the bank account to pay some professional subscriptions/ UK mobile bill, and transfer money in every few months. The credit card is used when I am travelling in the UK eg to hire a car, days out, and also when I need to pay for anything I have delivered from UK based online shopping. Credit card currently has about 3500 on it and is overpaid monthly from the money I transfer to the UK. Ideally I would like to pay this off. My accounts are registered at my parents address where I also have a postal vote arranged.
The interest on the credit card is creeping up and if I was in the UK I would be looking to transfer the balance to a 0% to pay off the credit balance a bit quicker. But - can I apply for a credit card in the UK when I am not resident? I apparently still have a good credit rating (does that matter?) and on a soft search would probably be accepted for several 0% interest cards - but is it legal to apply for one when I am resident abroad?
My financial probity is important as any issue may affect my ability to be employed in the UK in future, if we decide to return.
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