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Payment a Day - Chapter 2024
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Morning. £10 to overpayments pot today.My Debt Free journey - started 1 May 2023. Goal date October 2026 May 2026 April 2026
CC1 £180 £0.00
CC2 £1948.18 £0.00
O/D £1400 £0.00
Loan 1 £6231.57. £0.00
Loan 2 £6993.30 £3900.68
Car Loan £11257.28 £9,025
Total Debt: £28006.30 £12,790
EF £1939.730 -
Morning, PAD: £40
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The total for 1st February was £2069.48
Life gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £25713 -
Back with my own PAD of £205 to savings
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £25710 -
Wow that's a whopper of a total for the 1 Feb! 👏🏾
The total for January 2024 was £14,372.69! 🎉🥳
and that's £906.39 more than we PADded in January 2023!
It's amazing how every penny adds up isn't it? Thanks again to @Makingabobor2 for being counter upper for January.
Debt Free Diary:- The Mental Debt Struggle
(Original Debt on 15/07/2016 was £33,056.76) 🙈 but Debt Free on 09/02/2025 🎉
2025 SAVINGS: Emergency Fund (£604.30/£5,000) 12.09% saved
2025 CHALLENGES: #16 Sealed Pot Challenge ~ 18 || #9 50 Envelope Challenge 22/503 -
Got a few PADs as it's the beginning of the month
£50 to school fees
£50 to Help to Save
£50 to emergency fund
£150 totalDebt Free Diary:- The Mental Debt Struggle
(Original Debt on 15/07/2016 was £33,056.76) 🙈 but Debt Free on 09/02/2025 🎉
2025 SAVINGS: Emergency Fund (£604.30/£5,000) 12.09% saved
2025 CHALLENGES: #16 Sealed Pot Challenge ~ 18 || #9 50 Envelope Challenge 22/501 -
This thread is AWESOME!Keedie said:Wow that's a whopper of a total for the 1 Feb! 👏🏾The total for January 2024 was £14,372.69! 🎉🥳
and that's £906.39 more than we PADded in January 2023!
It's amazing how every penny adds up isn't it? Thanks again to @Makingabobor2 for being counter upper for January.
Life gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £25711 -
I'm back with a Prolific payout of £5.05
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £25711 -
It is an awesome thread isn't is @LittleMissDetermined!! Love it!1
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Morning all, its a nice PAD for me today! £291.65
No council tax this month and hubby got a little overtime, so sent £60 to the mortgage which dropped us into the next thousand bracket, so exciting! Some has gone to holiday pot and £120 to the CC, not including the PADs from this week. Very happy
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