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Payment a Day - Chapter 2024

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  • LittleMissDetermined
    LittleMissDetermined Posts: 9,648 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Photogenic
    edited 30 January 2024 at 8:46AM
    Good morning 
    £21.56 to various places today please
    LMD x
    Life gets in the way...PADding is addictive...Saving's better than spending...
    2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017
    Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £2571
  • £1.52 PAD today please.
    SF x
    Tilly Tidying and
    PADing in 2024 £250.62
    ___________________________________________________________________________________________

    RIP Mum & Dad - thanks for helping me on my journey to be
    Debt and Mortgage free from 2018

  • Brilliant day yesterday guys....£441.57 PADded between us. We're certainly seeing the month out in style
    Making the debt go down and savings go up

    LBM 2015 - debt £57K / Now £28,744....its going down

     Mortgage Free December 9th 2024! 
    18mths ahead of schedule.  Since 2022 we paid over £15K in OPs.

    Challenges

    EF #68  £550/£3000
    .
    Fiver Friday '25 #10 £15

    Studies/surveys  August £0

    Decluttering items 756

    Books read    13
    Jigsaws done  8

    My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up


  • Sorry, losing the plot a little bit in payments and track the last few days! 
    But! 
    It was credit card payment day today so £125.50 to debt please! 
    Monthly Challenges| March Grocery Challenge - £255/£330 Make £10 a Day - £112/£310 
    2024 Challenges Pay-Off Debt for Christmas - £874/£6000

    Savings Goals Emergency Fund - £75/£2000 | 
    Month Ahead Bills  |   Month Ahead Minimum Debt Repayments
    Month Ahead Grocery -  £0/£30  [Month Ahead True Expenses £0/?] 

    My Debt Free Diary

    https://forums.moneysavingexpert.com/discussion/6490048/a-cup-of-coffee-and-two-paracetamol-debt-disability-and-getting-organised-like-the-chickens




  • Spinayarn
    Spinayarn Posts: 230 Forumite
    100 Posts First Anniversary Name Dropper
    Just 87p as a Tilly Tidy today
    My Debt Free journey - started 1 May 2023. Goal date October 2026 May 2026 April 2026

    CC1 £180 £0.00
    CC2 £1948.18 £0.00
    O/D £1400 £0.00
    Loan 1 £6231.57. £0.00
    Loan 2 £6993.30  £3900.68
    Car Loan £11257.28  £9,025
    Total Debt: £28006.30  £12,790

    EF £1939.73
  • Good morning
    My PAD today is £43 to savings
    LMD x
    Life gets in the way...PADding is addictive...Saving's better than spending...
    2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017
    Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £2571
  • Morning!
    A healthier £10.95 PAD today thanks to an eBay sale.
    SF x
    Tilly Tidying and
    PADing in 2024 £250.62
    ___________________________________________________________________________________________

    RIP Mum & Dad - thanks for helping me on my journey to be
    Debt and Mortgage free from 2018

  • Keedie
    Keedie Posts: 2,853 Forumite
    Ninth Anniversary 1,000 Posts Photogenic Combo Breaker
    I've made a couple of PADs whilst trying to get my finances sorted.

    £1,000 to school fees
    £70 to Barclaycard

    £1,070 total
    Debt Free Diary:- The Mental Debt Struggle
    (Original Debt on 15/07/2016 was £33,056.76) 🙈 but Debt Free on 09/02/2025 🎉
    2025 SAVINGS: Emergency Fund (£604.30/£5,000) 12.09% saved
    2025 CHALLENGES: #16 Sealed Pot Challenge ~ 18 || #9 50 Envelope Challenge 22/50
  • Divingmad
    Divingmad Posts: 577 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    Hi all,
    Had a tidy up of the accounts and have a PAD of £223.57 to the saving pots
    DM x
    I feel like a Pelican - everywhere I look there's a bill staring at me!LBM: March 2014 Current CC debt: £2048.29/£3666.53 (55.86% repaid) Current Challenges:Tilly Tidy: £2087.67/£2500 (83.50%) 3 to 6 month emergency fund #75: £3653.62/£6000 (60.89%)
  • Evening, didn't get chance to declare PAD yesterday, so adding them together and the total is: £13.60
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