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Payment a Day - Chapter 2024

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Comments

  • LittleMissDetermined
    LittleMissDetermined Posts: 11,075
    Part of the Furniture 10,000 Posts Debt-free and Proud! Photogenic
    Forumite
    edited 30 January 2024 at 8:46AM
    Good morning 
    £21.56 to various places today please
    LMD x
    Life gets in the way...PADding is addictive...Saving's better than spending...
    2026 1p challenge #7 | Cash envelope challenge #01 | SPC #017
    EF £1050/£1000 | Sabbatical £5664/£6000
  • £1.52 PAD today please.
    SF x
    Tilly Tidying and
    PADing in 2024 £250.62
    ___________________________________________________________________________________________

    RIP Mum & Dad - thanks for helping me on my journey to be
    Debt and Mortgage free from 2018

  • Brilliant day yesterday guys....£441.57 PADded between us. We're certainly seeing the month out in style
    Making the debt go down and savings go up

    LBM 2015 - debt £57K / Now £25,444....its going down

     Mortgage Free December 9th 2024! 
    18mths ahead of schedule.  

    Challenges

    EF  £350/3000


    Studies/surveys October £ 155.60

    Decluttering items 1400/
    2025.  448/2026
    Books read   2025/23   2026- 24 (target is 52)  
    Jigsaws done  20 in 2025.  5 in 2026

    My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up


  • Sorry, losing the plot a little bit in payments and track the last few days! 
    But! 
    It was credit card payment day today so £125.50 to debt please! 
    Monthly Challenges| March Grocery Challenge - £255/£330 | Make £10 a Day - £112/£310 
    2024 Challenges Pay-Off Debt for Christmas - £874/£6000

    Savings Goals Emergency Fund - £75/£2000 | 
    Month Ahead Bills  |   Month Ahead Minimum Debt Repayments
    Month Ahead Grocery -  £0/£30  [Month Ahead True Expenses £0/?] 

    My Debt Free Diary
    : 
    https://forums.moneysavingexpert.com/discussion/6490048/a-cup-of-coffee-and-two-paracetamol-debt-disability-and-getting-organised-like-the-chickens




  • Spinayarn
    Spinayarn Posts: 237
    100 Posts Second Anniversary Name Dropper
    Forumite
    Just 87p as a Tilly Tidy today
    My Debt Free journey - started 1 May 2023. Goal date October 2026 ACHIEVED SEPTEMBER 2025
    Total Debt paid off: £28006.30 

    Savings £662
  • Good morning
    My PAD today is £43 to savings
    LMD x
    Life gets in the way...PADding is addictive...Saving's better than spending...
    2026 1p challenge #7 | Cash envelope challenge #01 | SPC #017
    EF £1050/£1000 | Sabbatical £5664/£6000
  • Morning!
    A healthier £10.95 PAD today thanks to an eBay sale.
    SF x
    Tilly Tidying and
    PADing in 2024 £250.62
    ___________________________________________________________________________________________

    RIP Mum & Dad - thanks for helping me on my journey to be
    Debt and Mortgage free from 2018

  • Keedie
    Keedie Posts: 3,294
    Tenth Anniversary 1,000 Posts Photogenic Combo Breaker
    Forumite
    I've made a couple of PADs whilst trying to get my finances sorted.

    £1,000 to school fees
    £70 to Barclaycard

    £1,070 total
    Debt Free Diary:- The Mental Debt Struggle
    (Original Debt on 15/07/2016 was £33,056.76) 🙈 and, I was Debt Free on 09/02/2025 🎉 but life 🫣, so now I have a Debt Reset 🥴
    DEBT DEBT = £6,646.22 😬
    Bank of Mum:- Moped Insurance = £300/£1,800 (16.67% repaid) || Bookkeeping Course £750/£3,000 (25% repaid)
    The Tax Man:- Council Tax = £221.72/£221.72 (100% repaid 🎉) || Self Assessment = £1,624.50/£1,624.50 (100% repaid 🎉)
    Debt Debt Tracker = £2,896.22/£6,646.22 (43.57% repaid)
  • Divingmad
    Divingmad Posts: 621
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    Forumite
    Hi all,
    Had a tidy up of the accounts and have a PAD of £223.57 to the saving pots
    DM x
    I feel like a Pelican - everywhere I look there's a bill staring at me!LBM: March 2014 Current CC debt: All repaid 😊 Current Challenges:Tilly Tidy: £902.82/£2500 (36.32%)
  • Evening, didn't get chance to declare PAD yesterday, so adding them together and the total is: £13.60
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