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Payment a Day - Chapter 2024

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Comments

  • Aimingforthegoodlife
    Aimingforthegoodlife Posts: 1,138 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper
    Evening, and thank you all for the lovely comments! Trust me, DH having to take a huge wage reduction has taught us so much over the last two years! It is so good to be able to save like this, hoping it will continue until end of Sept, then it is likely to disappear again, ah well!

    Today's PAD: £11.84
  • Aimingforthegoodlife
    Aimingforthegoodlife Posts: 1,138 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper
    Morning, PAD of £14.58
  • LittleMissDetermined
    LittleMissDetermined Posts: 9,703 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Photogenic
    Good morning, I hope everyone's well?
    My PAD today is £5 to the sabbatical
    LMD x
    Life gets in the way...PADding is addictive...Saving's better than spending...
    My savings diary - Now for a healthier, wealthier me
    2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017
    Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £2571
  • Keedie
    Keedie Posts: 2,856 Forumite
    Ninth Anniversary 1,000 Posts Photogenic Combo Breaker
    Morning all,

    The total PAD for 17 July 2024 was £147.98

    I take progress over perfection, but I think we can probably benefit from remembering/realising that often...
    30 Note-Worthy Atomic Habits Quotes By James Clear
    Debt Free Diary:- The Mental Debt Struggle
    (Original Debt on 15/07/2016 was £33,056.76) 🙈 but Debt Free on 09/02/2025 🎉
    2025 SAVINGS: Emergency Fund (£604.30/£5,000) 12.09% saved
    2025 CHALLENGES: #16 Sealed Pot Challenge ~ 18 || #9 50 Envelope Challenge 22/50
  • Keedie
    Keedie Posts: 2,856 Forumite
    Ninth Anniversary 1,000 Posts Photogenic Combo Breaker
    Back with my PADs

    £40 to the emergency fund
    £5.70 to coin challenges

    £45.70 total
    Debt Free Diary:- The Mental Debt Struggle
    (Original Debt on 15/07/2016 was £33,056.76) 🙈 but Debt Free on 09/02/2025 🎉
    2025 SAVINGS: Emergency Fund (£604.30/£5,000) 12.09% saved
    2025 CHALLENGES: #16 Sealed Pot Challenge ~ 18 || #9 50 Envelope Challenge 22/50
  • AntoMac
    AntoMac Posts: 2,738 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper Combo Breaker
    £18 today please
    27/5/17 Mort 64705 BTs 1904031/12/17 Mort 59815 BT 1673007/04/20 Mort 49208 BT 1572128/07/20 Mort 47387 BT 1263414/11/20 Mort 45905 BT 10134 20/05/21 Mort 42335 BT 686811/08/22 Mort 32050 BT 2915Sealed Pot Challenge 16 Number 5
  • Aimingforthegoodlife
    Aimingforthegoodlife Posts: 1,138 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper
    Morning, PAD of £19.88 today
  • LittleMissDetermined
    LittleMissDetermined Posts: 9,703 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Photogenic
    Morning!
    £5 to the sabbatical for me today please
    LMD x
    Life gets in the way...PADding is addictive...Saving's better than spending...
    My savings diary - Now for a healthier, wealthier me
    2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017
    Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £2571
  • Keedie
    Keedie Posts: 2,856 Forumite
    Ninth Anniversary 1,000 Posts Photogenic Combo Breaker
    Morning all,

    The total PAD for 18 July 2024 was £83.28

    I asked my sister about her favourite quote and why she chose it, and she said that whenever she is feeling scared to do or try something, she remembers that sometimes the leap of faith is the scary part, as there's every possibility that you'll fly above expectation. So here's my sister's nugget of wisdom for you all...
    What if I Fall Oh But My Darling What if You Fly Inspirational Quote Wall Art Feather Painting Print Artwork Decor Unframed 12x16
    Debt Free Diary:- The Mental Debt Struggle
    (Original Debt on 15/07/2016 was £33,056.76) 🙈 but Debt Free on 09/02/2025 🎉
    2025 SAVINGS: Emergency Fund (£604.30/£5,000) 12.09% saved
    2025 CHALLENGES: #16 Sealed Pot Challenge ~ 18 || #9 50 Envelope Challenge 22/50
  • DiaryofanotherSaver
    DiaryofanotherSaver Posts: 114 Forumite
    100 Posts Second Anniversary Name Dropper Photogenic
    Unfortunately I found some more debt that I had been ignoring, but on the plus side I am pretty sure I know where I stand now. I am 100% committed to getting my debt cleared by this time next year as I want to take my son to Tokyo during the holidays before he starts high school, nothing spurs you on more than the worry that you are running out of years with your child! 

    I missed a few days and also changed my name (it was shelly) 

    16th - £5.00 Very 
    17th - £43.85 -DRS
    18th - £13.00 - Klarna
    19th - £5.00 Very 

    Total for July - £205.34 so far 
    PAD 2024 - £1485.20
    The 365 days 1p Challenge #18 - £292.66
    Make £10.00 per day July 2024 - £545.47 / £620
    Make £10.00 per day August 2024 - £595.54 /£620

    Debt: 
    Klarna - £255.42/ £746.14
    Very - £828.00/ £986.95
    Capital One 3 - £1656.44 £2050
    Capital One 1 - £2963.38 / £3000
    Asda Credit Card - £1600 / £1600
    Capital One 2 - £0 / £1000
    Capital One 4 - £0 /     £200
    DRS - £0.00 / £45.85

    Total -     £7295.71/ £9628.94 (24% paid)
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