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Payment a Day - Chapter 2024

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Comments

  • Keedie
    Keedie Posts: 2,856 Forumite
    Ninth Anniversary 1,000 Posts Photogenic Combo Breaker
    Morning all,

    The total PAD for 12 July 2024 was £1,275.42

    Some great PADs and progress happening, which is what this whole thread is about. To inspire and encourage us all to make little changes to achieve our big goals or lasting change. As...
    Its worth remembering that it is often the small steps not the giant leaps that bring about the m
    Debt Free Diary:- The Mental Debt Struggle
    (Original Debt on 15/07/2016 was £33,056.76) 🙈 but Debt Free on 09/02/2025 🎉
    2025 SAVINGS: Emergency Fund (£604.30/£5,000) 12.09% saved
    2025 CHALLENGES: #16 Sealed Pot Challenge ~ 18 || #9 50 Envelope Challenge 22/50
  • DiaryofanotherSaver
    DiaryofanotherSaver Posts: 114 Forumite
    100 Posts Second Anniversary Name Dropper Photogenic
    £5.00 off Very for me today 
    PAD 2024 - £1485.20
    The 365 days 1p Challenge #18 - £292.66
    Make £10.00 per day July 2024 - £545.47 / £620
    Make £10.00 per day August 2024 - £595.54 /£620

    Debt: 
    Klarna - £255.42/ £746.14
    Very - £828.00/ £986.95
    Capital One 3 - £1656.44 £2050
    Capital One 1 - £2963.38 / £3000
    Asda Credit Card - £1600 / £1600
    Capital One 2 - £0 / £1000
    Capital One 4 - £0 /     £200
    DRS - £0.00 / £45.85

    Total -     £7295.71/ £9628.94 (24% paid)
  • AntoMac
    AntoMac Posts: 2,738 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper Combo Breaker
    £7 today please
    27/5/17 Mort 64705 BTs 1904031/12/17 Mort 59815 BT 1673007/04/20 Mort 49208 BT 1572128/07/20 Mort 47387 BT 1263414/11/20 Mort 45905 BT 10134 20/05/21 Mort 42335 BT 686811/08/22 Mort 32050 BT 2915Sealed Pot Challenge 16 Number 5
  • Divingmad
    Divingmad Posts: 577 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    Morning all,
    PAD today of £4.18
    DM x
    I feel like a Pelican - everywhere I look there's a bill staring at me!LBM: March 2014 Current CC debt: £2048.29/£3666.53 (55.86% repaid) Current Challenges:Tilly Tidy: £2087.67/£2500 (83.50%) 3 to 6 month emergency fund #75: £3653.62/£6000 (60.89%)
  • Aimingforthegoodlife
    Aimingforthegoodlife Posts: 1,138 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper
    Got my bank switch money of £175 which is lovely, debating savings and/or loan, will decide by next Sat! Alongside other PADs total today is: £181.93
  • Keedie
    Keedie Posts: 2,856 Forumite
    Ninth Anniversary 1,000 Posts Photogenic Combo Breaker
    Morning all,

    The total PAD for 13 July 2024 was £23.68

    I saw this quote on the Thought of the Day board at one of the tube stations in central London the other day, and it made me stop and think, so I thought I'd share...


    Debt Free Diary:- The Mental Debt Struggle
    (Original Debt on 15/07/2016 was £33,056.76) 🙈 but Debt Free on 09/02/2025 🎉
    2025 SAVINGS: Emergency Fund (£604.30/£5,000) 12.09% saved
    2025 CHALLENGES: #16 Sealed Pot Challenge ~ 18 || #9 50 Envelope Challenge 22/50
  • DiaryofanotherSaver
    DiaryofanotherSaver Posts: 114 Forumite
    100 Posts Second Anniversary Name Dropper Photogenic
    I was feeling bold today so I paid £10.00 off my Very account instead of my usual £5.00 
    Total so far this month = £126.49
    PAD 2024 - £1485.20
    The 365 days 1p Challenge #18 - £292.66
    Make £10.00 per day July 2024 - £545.47 / £620
    Make £10.00 per day August 2024 - £595.54 /£620

    Debt: 
    Klarna - £255.42/ £746.14
    Very - £828.00/ £986.95
    Capital One 3 - £1656.44 £2050
    Capital One 1 - £2963.38 / £3000
    Asda Credit Card - £1600 / £1600
    Capital One 2 - £0 / £1000
    Capital One 4 - £0 /     £200
    DRS - £0.00 / £45.85

    Total -     £7295.71/ £9628.94 (24% paid)
  • LittleMissDetermined
    LittleMissDetermined Posts: 9,703 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Photogenic
    £5 for me today pleas 
    LMD x
    Life gets in the way...PADding is addictive...Saving's better than spending...
    My savings diary - Now for a healthier, wealthier me
    2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017
    Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £2571
  • MFW2023
    MFW2023 Posts: 62 Forumite
    10 Posts First Anniversary
    £26.08 to Nationwide Loan.  Slowly but surely getting there.
    Mortgage free wannabe 2025-2030.  Successfully used PAD-ing to clear consumer debt - now for the mortgage challenge!

    Mortgage Balance    :
    31 Dec 2024: £70,550

    Mortgage Savings Balance:
    31 Dec 2024: £0

  • Prodigal50
    Prodigal50 Posts: 112 Forumite
    100 Posts Second Anniversary Name Dropper
    Morning :-)

    £10 to CC1
    Jan 2022
    Owed approx 70,000 in consumer debt

    Dec 2024/August 2025
    Loan 1 4750/0
    Loan 2 10690/0
    Card 1 10764/7578
    Card 2  5674/4230
    Card 3 5158/0
    Total 37036/11803

    Emergency Fund 0/2000

    2022 Over 70k debt. Time to change!
    2022-25 Paying off debt. 
    2025 Cash lump sum used to pay down debt quicker than hoped. 
    2025+???? Stay happy and in control of my finances

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