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Payment a Day - Chapter 2024
Comments
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Afternoon all,
The total PAD for 5 July 2024 was £207
Sometimes... it's all the little things that can have the biggest impact and derail you. So...
Debt Free Diary:- The Mental Debt Struggle
(Original Debt on 15/07/2016 was £33,056.76) 🙈 but Debt Free on 09/02/2025 🎉
Career Loan £355/£3,000 (11.83% accumulated)1 -
Well done for clearing it!!BlueJ94 said:£158.79 to capital one, need to wait for the balance to update and then I can close the acocunt
(started 22/05/2026)
PAD 2026 - £1210.65
Earn £10 a day 2026 - £554.95
Debt to Repay:
Capital One (3) - £93.16 £ £17.23
Capital One (1) - £ 56.98
Capital One (9) - £362.71 £259.68
Capital One (6) - £128.99 £184.81
Clearpay - £124 £186.00
ASDA Credit Card - £62.81
Klarna - £525.89
Very - £780.00/ £790.94
Monzo Loan - £5708.98 £5,821.34
Abound Loan - £12,760.44 £12,942.18
£20,546.98 / £20,562.342 -
£19.95 off my Very account today
(started 22/05/2026)
PAD 2026 - £1210.65
Earn £10 a day 2026 - £554.95
Debt to Repay:
Capital One (3) - £93.16 £ £17.23
Capital One (1) - £ 56.98
Capital One (9) - £362.71 £259.68
Capital One (6) - £128.99 £184.81
Clearpay - £124 £186.00
ASDA Credit Card - £62.81
Klarna - £525.89
Very - £780.00/ £790.94
Monzo Loan - £5708.98 £5,821.34
Abound Loan - £12,760.44 £12,942.18
£20,546.98 / £20,562.343 -
Morning
£10 to CC1
Jan 2022
Owed approx 70,000 in consumer debt
Dec 2024/Dec 2025
Loan 1 4750/0
Loan 2 10690/0
Card 1 10764/6378
Card 2 5674/3564
Card 3 5158/3532
Card 4 0/10785
Total 37036/24274
Emergency Fund 0/2000
2022 Over 70k debt. Time to change!
2022-25 Paying off debt.
2025 Cash lump sum used to pay down debt quicker than hoped.
2025+???? Stay happy and in control of my finances2 -
£5.00 Payment to Very today(started 22/05/2026)
PAD 2026 - £1210.65
Earn £10 a day 2026 - £554.95
Debt to Repay:
Capital One (3) - £93.16 £ £17.23
Capital One (1) - £ 56.98
Capital One (9) - £362.71 £259.68
Capital One (6) - £128.99 £184.81
Clearpay - £124 £186.00
ASDA Credit Card - £62.81
Klarna - £525.89
Very - £780.00/ £790.94
Monzo Loan - £5708.98 £5,821.34
Abound Loan - £12,760.44 £12,942.18
£20,546.98 / £20,562.342 -
Morning all,
The total PAD for 6 July 2024 was £511.23
I've recently had some feedback on how I was managing my finances, that was really helpful, as I was open to feedback/critique. And this quote sums up perfectly, the importance of both talking and active listening...Debt Free Diary:- The Mental Debt Struggle
(Original Debt on 15/07/2016 was £33,056.76) 🙈 but Debt Free on 09/02/2025 🎉
Career Loan £355/£3,000 (11.83% accumulated)1 -
£25 off my Lowell account which hits the 6 year point on the 31st August 2024.
Added 75p to the 1p challenge as well by sending a rounded up amount from my bank to my Monzo savings pot.
2 -
Afternoon, £4.70 today thanks1
-
£20 to savings for me today please
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2026 1p challenge #7 | Cash envelope challenge #01 | SPC #017EF £1000/£1000 | Sabbatical £5011/£60001 -
Morning everyone
£10 to CC1
Jan 2022
Owed approx 70,000 in consumer debt
Dec 2024/Dec 2025
Loan 1 4750/0
Loan 2 10690/0
Card 1 10764/6378
Card 2 5674/3564
Card 3 5158/3532
Card 4 0/10785
Total 37036/24274
Emergency Fund 0/2000
2022 Over 70k debt. Time to change!
2022-25 Paying off debt.
2025 Cash lump sum used to pay down debt quicker than hoped.
2025+???? Stay happy and in control of my finances1
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