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Payment a Day - Chapter 2024
Comments
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Afternoon all,
The total PAD for 5 July 2024 was £207
Sometimes... it's all the little things that can have the biggest impact and derail you. So...
Debt Free Diary:- The Mental Debt Struggle
(Original Debt on 15/07/2016 was £33,056.76) 🙈 but Debt Free on 09/02/2025 🎉
2025 SAVINGS: Emergency Fund (£604.30/£5,000) 12.09% saved
2025 CHALLENGES: #16 Sealed Pot Challenge ~ 18 || #9 50 Envelope Challenge 22/501 -
Well done for clearing it!!BlueJ94 said:£158.79 to capital one, need to wait for the balance to update and then I can close the acocunt
PAD 2024 - £1485.20
The 365 days 1p Challenge #18 - £292.66
Make £10.00 per day July 2024 - £545.47 / £620
Make £10.00 per day August 2024 - £595.54 /£620
Debt:
Klarna - £255.42/ £746.14
Very - £828.00/ £986.95
Capital One 3 - £1656.44 £2050
Capital One 1 - £2963.38 / £3000
Asda Credit Card - £1600 / £1600
Capital One 2 - £0 / £1000
Capital One 4 - £0 / £200
DRS - £0.00 / £45.85
Total - £7295.71/ £9628.94 (24% paid)2 -
£19.95 off my Very account today
PAD 2024 - £1485.20
The 365 days 1p Challenge #18 - £292.66
Make £10.00 per day July 2024 - £545.47 / £620
Make £10.00 per day August 2024 - £595.54 /£620
Debt:
Klarna - £255.42/ £746.14
Very - £828.00/ £986.95
Capital One 3 - £1656.44 £2050
Capital One 1 - £2963.38 / £3000
Asda Credit Card - £1600 / £1600
Capital One 2 - £0 / £1000
Capital One 4 - £0 / £200
DRS - £0.00 / £45.85
Total - £7295.71/ £9628.94 (24% paid)3 -
Morning
£10 to CC1
Jan 2022
Owed approx 70,000 in consumer debt
Dec 2024/August 2025
Loan 1 4750/0
Loan 2 10690/0
Card 1 10764/7578
Card 2 5674/4230
Card 3 5158/0
Total 37036/11803
Emergency Fund 0/2000
2022 Over 70k debt. Time to change!
2022-25 Paying off debt.
2025 Cash lump sum used to pay down debt quicker than hoped.
2025+???? Stay happy and in control of my finances2 -
£5.00 Payment to Very todayPAD 2024 - £1485.20
The 365 days 1p Challenge #18 - £292.66
Make £10.00 per day July 2024 - £545.47 / £620
Make £10.00 per day August 2024 - £595.54 /£620
Debt:
Klarna - £255.42/ £746.14
Very - £828.00/ £986.95
Capital One 3 - £1656.44 £2050
Capital One 1 - £2963.38 / £3000
Asda Credit Card - £1600 / £1600
Capital One 2 - £0 / £1000
Capital One 4 - £0 / £200
DRS - £0.00 / £45.85
Total - £7295.71/ £9628.94 (24% paid)2 -
Morning all,
The total PAD for 6 July 2024 was £511.23
I've recently had some feedback on how I was managing my finances, that was really helpful, as I was open to feedback/critique. And this quote sums up perfectly, the importance of both talking and active listening...Debt Free Diary:- The Mental Debt Struggle
(Original Debt on 15/07/2016 was £33,056.76) 🙈 but Debt Free on 09/02/2025 🎉
2025 SAVINGS: Emergency Fund (£604.30/£5,000) 12.09% saved
2025 CHALLENGES: #16 Sealed Pot Challenge ~ 18 || #9 50 Envelope Challenge 22/501 -
£25 off my Lowell account which hits the 6 year point on the 31st August 2024.
Added 75p to the 1p challenge as well by sending a rounded up amount from my bank to my Monzo savings pot.
2 -
Afternoon, £4.70 today thanks1
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£20 to savings for me today please
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £25711 -
Morning everyone
£10 to CC1
Jan 2022
Owed approx 70,000 in consumer debt
Dec 2024/August 2025
Loan 1 4750/0
Loan 2 10690/0
Card 1 10764/7578
Card 2 5674/4230
Card 3 5158/0
Total 37036/11803
Emergency Fund 0/2000
2022 Over 70k debt. Time to change!
2022-25 Paying off debt.
2025 Cash lump sum used to pay down debt quicker than hoped.
2025+???? Stay happy and in control of my finances1
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