So if you have something that you need to change, don't be so hard on yourself, and try a more hybrid mindset and see where it takes you.
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Payment a Day - Chapter 2024
Comments
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Morning all,
The total PAD for 2 July 2024 was £901.99
I've been thinking a lot about change, and what I need to achieve my financial goals, and I was making it all harder than it needed to be. I was trying to think of all the stuff I should stop doing, that there was no room for taking a different approach. I've since realised that...
So if you have something that you need to change, don't be so hard on yourself, and try a more hybrid mindset and see where it takes you.Debt Free Diary:- The Mental Debt Struggle
(Original Debt on 15/07/2016 was £33,056.76) 🙈 but Debt Free on 09/02/2025 🎉
Career Loan £355/£3,000 (11.83% accumulated)2 -
Back with my PAD of £79.33 to KlarnaDebt Free Diary:- The Mental Debt Struggle
(Original Debt on 15/07/2016 was £33,056.76) 🙈 but Debt Free on 09/02/2025 🎉
Career Loan £355/£3,000 (11.83% accumulated)1 -
£34 today please
27/5/17 Mort 64705 BTs 1904031/12/17 Mort 59815 BT 1673007/04/20 Mort 49208 BT 1572128/07/20 Mort 47387 BT 1263414/11/20 Mort 45905 BT 10134 20/05/21 Mort 42335 BT 686811/08/22 Mort 32050 BT 2915Sealed Pot Challenge 16 Number 52 -
Morning, £17.54 today, finally got some cashback, have more pending but it all takes so long!haha.1
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Sorry I forgot to post yesterday - so today is £69 to savings please
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2026 1p challenge #7 | Cash envelope challenge #01 | SPC #017EF £1000/£1000 | Sabbatical £5011/£60002 -
Morning all,
The total for 3 July 2024 was £125.33
I don't have a quote today, but I was thinking about rainbows, and water, and went on the Googling hunt and found this, which I find quite soothing and wanted to share.
Debt Free Diary:- The Mental Debt Struggle
(Original Debt on 15/07/2016 was £33,056.76) 🙈 but Debt Free on 09/02/2025 🎉
Career Loan £355/£3,000 (11.83% accumulated)2 -
Hi Everyone,
I am super late to the challenge but could I please join in, my debt has bee increasing again this year so I think this is the perfect challenge for me to stay motivated!
Starting strong today with a credit card payment of £57.54(started 22/05/2026)
PAD 2026 - £1210.65
Earn £10 a day 2026 - £554.95
Debt to Repay:
Capital One (3) - £93.16 £ £17.23
Capital One (1) - £ 56.98
Capital One (9) - £362.71 £259.68
Capital One (6) - £128.99 £184.81
Clearpay - £124 £186.00
ASDA Credit Card - £62.81
Klarna - £525.89
Very - £780.00/ £790.94
Monzo Loan - £5708.98 £5,821.34
Abound Loan - £12,760.44 £12,942.18
£20,546.98 / £20,562.343 -
Welcome to the PAD Club @Shellyjanefreeman. You can PAD as much or as little as you want and however often you want to as well. This group is really supportive and helpful.Debt Free Diary:- The Mental Debt Struggle
(Original Debt on 15/07/2016 was £33,056.76) 🙈 but Debt Free on 09/02/2025 🎉
Career Loan £355/£3,000 (11.83% accumulated)2 -
Welcome @Shellyjanefreeman and great start!1
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27/5/17 Mort 64705 BTs 1904031/12/17 Mort 59815 BT 1673007/04/20 Mort 49208 BT 1572128/07/20 Mort 47387 BT 1263414/11/20 Mort 45905 BT 10134 20/05/21 Mort 42335 BT 686811/08/22 Mort 32050 BT 2915Sealed Pot Challenge 16 Number 53
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