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Universal Credit if I have a holiday lodge?

2

Comments

  • born_again
    born_again Posts: 18,293 Forumite
    10,000 Posts Fifth Anniversary Name Dropper
    sheramber said:
    Is it a holiday lodge on a holiday park 
    or
    is it a park home on a residential site?

    What address are you registered at with your GP?

    What address do you give for correspondence?

    what address do have on the Electoral Register?
    Where do you pay any council tax?
    Life in the slow lane
  • sheramber said:
    Is it a holiday lodge on a holiday park 
    or
    is it a park home on a residential site?

    What address are you registered at with your GP?

    What address do you give for correspondence?

    what address do have on the Electoral Register?
    Where do you pay any council tax?
    OP stated it's non-residential, so CT can't be paid on holiday home.
    Let's Be Careful Out There
  • @HillStreetBlues, there’s no form of loan on it, we own it outright. There are other lodges on the site for sale and none of them have sold ☹️ so it’s not looking good for a sale and if it did sell it wouldn’t be enough for me to buy a suitable home that catered for my disability. Wondering if Universal Credit would still be able to pay me a reduced amount taking into consideration that I do have the lodge which might be deemed as an income although I’m not permitted to rent it out either due to the park rules that it’s for personal use only? 
  • HillStreetBlues
    HillStreetBlues Posts: 4,959 Forumite
    1,000 Posts Second Anniversary Homepage Hero Photogenic
    edited 17 December 2023 at 1:33PM
    This situation is going to be very messy.
    What property do you spend most time in? Is there a time limit of how many weeks you can spend in holiday home? (if so how many)?
    Let's Be Careful Out There
  • kaMelo
    kaMelo Posts: 2,731 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper
    edited 17 December 2023 at 1:50PM
    @HillStreetBlues, there’s no form of loan on it, we own it outright. There are other lodges on the site for sale and none of them have sold ☹️ so it’s not looking good for a sale and if it did sell it wouldn’t be enough for me to buy a suitable home that catered for my disability. Wondering if Universal Credit would still be able to pay me a reduced amount taking into consideration that I do have the lodge which might be deemed as an income although I’m not permitted to rent it out either due to the park rules that it’s for personal use only? 
    Who is "we"

    Assuming it's not where you live officially (you still haven't clarified this point) then it's value (c£90,000 from your OP)
     will be classed as capital and exclude you from any means tested benefits.
  • poppy12345
    poppy12345 Posts: 18,743 Forumite
    Tenth Anniversary 10,000 Posts Name Dropper

    Wondering if Universal Credit would still be able to pay me a reduced amount taking into consideration that I do have the lodge which might be deemed as an income although I’m not permitted to rent it out either due to the park rules that it’s for personal use only? 
    Not if you have capital of more than £16,000.

  • @sheramber it’s a holiday lodge on a holiday park, it’s not residential and it’s got a 12 month leisure license but we’re not supposed to spend all of our time here although this is a very grey area with no clear guidelines. We didn’t used to be here other than for weekends and holidays but I’m now registered disabled so we (my husband and myself) are spending a lot of our time here as I’m really struggling with the stairs and the over bath shower at my sons house. My correspondence address for GP, electoral role etc is my sons address. 
  • kaMelo
    kaMelo Posts: 2,731 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper
    @sheramber it’s a holiday lodge on a holiday park, it’s not residential and it’s got a 12 month leisure license but we’re not supposed to spend all of our time here although this is a very grey area with no clear guidelines. We didn’t used to be here other than for weekends and holidays but I’m now registered disabled so we (my husband and myself) are spending a lot of our time here as I’m really struggling with the stairs and the over bath shower at my sons house. My correspondence address for GP, electoral role etc is my sons address. 

    Thank you for clarifying.
    Any UC claim would therefore be joint with your husband and take both your circumstances into consideration when calculating eligibility.
    Although the above is academic really, because you don't live there, your holiday homes value will be classed as capital which unfortunately means you don't qualify for any means tested benefits.
  • @sheramber it’s a holiday lodge on a holiday park, it’s not residential and it’s got a 12 month leisure license but we’re not supposed to spend all of our time here although this is a very grey area with no clear guidelines. We didn’t used to be here other than for weekends and holidays but I’m now registered disabled so we (my husband and myself) are spending a lot of our time here as I’m really struggling with the stairs and the over bath shower at my sons house. My correspondence address for GP, electoral role etc is my sons address. 
    What is "a lot"  how many weeks a year?
    Let's Be Careful Out There
  • kaMelo said:

    Thank you for clarifying.
    Any UC claim would therefore be joint with your husband and take both your circumstances into consideration when calculating eligibility.
    Although the above is academic really, because you don't live there, your holiday homes value will be classed as capital which unfortunately means you don't qualify for any means tested benefits.
    Where the OP "lives" for benefit purposes hasn't been determined as of yet.
    Let's Be Careful Out There
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