Universal Credit if I have a holiday lodge?

born_again

sheramber said:

Is it a holiday lodge on a holiday park 
or
is it a park home on a residential site?

What address are you registered at with your GP?

What address do you give for correspondence?

what address do have on the Electoral Register?

Where do you pay any council tax?

HillStreetBlues

born_again said:

sheramber said:

Is it a holiday lodge on a holiday park 
or
is it a park home on a residential site?

What address are you registered at with your GP?

What address do you give for correspondence?

what address do have on the Electoral Register?

Where do you pay any council tax?

OP stated it's non-residential, so CT can't be paid on holiday home.

CountryGirlDevon

@HillStreetBlues, there’s no form of loan on it, we own it outright. There are other lodges on the site for sale and none of them have sold ☹️ so it’s not looking good for a sale and if it did sell it wouldn’t be enough for me to buy a suitable home that catered for my disability. Wondering if Universal Credit would still be able to pay me a reduced amount taking into consideration that I do have the lodge which might be deemed as an income although I’m not permitted to rent it out either due to the park rules that it’s for personal use only? 

HillStreetBlues

This situation is going to be very messy.
What property do you spend most time in? Is there a time limit of how many weeks you can spend in holiday home? (if so how many)?

kaMelo

CountryGirlDevon said:

@HillStreetBlues, there’s no form of loan on it, we own it outright. There are other lodges on the site for sale and none of them have sold ☹️ so it’s not looking good for a sale and if it did sell it wouldn’t be enough for me to buy a suitable home that catered for my disability. Wondering if Universal Credit would still be able to pay me a reduced amount taking into consideration that I do have the lodge which might be deemed as an income although I’m not permitted to rent it out either due to the park rules that it’s for personal use only? 

Who is "we"

Assuming it's not where you live officially (you still haven't clarified this point) then it's value (c£90,000 from your OP)
 will be classed as capital and exclude you from any means tested benefits.

poppy12345

CountryGirlDevon said:

Wondering if Universal Credit would still be able to pay me a reduced amount taking into consideration that I do have the lodge which might be deemed as an income although I’m not permitted to rent it out either due to the park rules that it’s for personal use only? 

Not if you have capital of more than £16,000.

CountryGirlDevon

@sheramber it’s a holiday lodge on a holiday park, it’s not residential and it’s got a 12 month leisure license but we’re not supposed to spend all of our time here although this is a very grey area with no clear guidelines. We didn’t used to be here other than for weekends and holidays but I’m now registered disabled so we (my husband and myself) are spending a lot of our time here as I’m really struggling with the stairs and the over bath shower at my sons house. My correspondence address for GP, electoral role etc is my sons address. 

kaMelo

CountryGirlDevon said:

@sheramber it’s a holiday lodge on a holiday park, it’s not residential and it’s got a 12 month leisure license but we’re not supposed to spend all of our time here although this is a very grey area with no clear guidelines. We didn’t used to be here other than for weekends and holidays but I’m now registered disabled so we (my husband and myself) are spending a lot of our time here as I’m really struggling with the stairs and the over bath shower at my sons house. My correspondence address for GP, electoral role etc is my sons address. 

Thank you for clarifying.

Any UC claim would therefore be joint with your husband and take both your circumstances into consideration when calculating eligibility.

Although the above is academic really, because you don't live there, your holiday homes value will be classed as capital which unfortunately means you don't qualify for any means tested benefits.

HillStreetBlues

CountryGirlDevon said:

@sheramber it’s a holiday lodge on a holiday park, it’s not residential and it’s got a 12 month leisure license but we’re not supposed to spend all of our time here although this is a very grey area with no clear guidelines. We didn’t used to be here other than for weekends and holidays but I’m now registered disabled so we (my husband and myself) are spending a lot of our time here as I’m really struggling with the stairs and the over bath shower at my sons house. My correspondence address for GP, electoral role etc is my sons address. 

What is "a lot"  how many weeks a year?

HillStreetBlues

kaMelo said:

Thank you for clarifying.

Any UC claim would therefore be joint with your husband and take both your circumstances into consideration when calculating eligibility.

Although the above is academic really, because you don't live there, your holiday homes value will be classed as capital which unfortunately means you don't qualify for any means tested benefits.

Where the OP "lives" for benefit purposes hasn't been determined as of yet.