Universal Credit if I have a holiday lodge?

CountryGirlDevon

Hi, I’ve recently become disabled and live some of the time in my sons home and the rest of the time in my holiday home as it’s all on one level and I’ve got mobility issues. My holiday home is on a site where it can’t be rented out it’s only for personal use. Am I entitled to claim Universal Credit? I done the MSE benefit calculator but when I put in the holiday home (capital) was worth £90,000 it said that was too low a sum for property in this country to be worth but that is all it’s worth….. so does that mean I can’t apply or that the holiday home isn’t counted as capital?

kaMelo

Where do you live, as in the address where you get your post, registered to vote, registered with your GP etc.!

HillStreetBlues

Is it just a holiday home or can it be for residential use?

peteuk

Any capital over £6K reduces the amount of UC, anything over £16K means you’re not entitled to claim UC. 

If you’re living in a home you own this is not taken into account, if you have a second home then this is added to your capital.   

Murphybear

The thought of anyone in the DWP/government telling you that no home could be worth as little as £90k made me smile. 

I did a quick search on Rightmove.  If your holiday lodge is in Devon (going by your name) there are quite a lot of holiday lodges £90k and under.  

In cheaper parts of the country I found thousands of residential properties for £90k and less.  

TELLIT01

Murphybear said:

The thought of anyone in the DWP/government telling you that no home could be worth as little as £90k made me smile. 

It won't be a person saying that, it will be 'Computer says No'.  I agree it's ridiculous.  As a fan of Homes Under the Hammer I've seen many properties in the North of England worth well below that figure even once done up.

The OP says she spends part of her time at she son's home and part at her holiday lodge.  On that basis she only owns one property so that shouldn't be an issue.

kaMelo

TELLIT01 said:

Murphybear said:

The thought of anyone in the DWP/government telling you that no home could be worth as little as £90k made me smile. 

It won't be a person saying that, it will be 'Computer says No'.  I agree it's ridiculous.  As a fan of Homes Under the Hammer I've seen many properties in the North of England worth well below that figure even once done up.

The OP says she spends part of her time at she son's home and part at her holiday lodge.  On that basis she only owns one property so that shouldn't be an issue.

 Only owning one home and spending time there does not mean anything by and of itself. Where the OP actually lives, officially, will give the holiday home context as to whether it matters or not.

Bradden

It could well be that they live in a holiday home but cannot use it as their main residence. It's a common issue on mobile home parks.

For example: https://www.parkleisure.co.uk/news/can-you-live-in-a-holiday-home-or-static-caravan-permanently

HillStreetBlues

Bradden said:

It could well be that they live in a holiday home but cannot use it as their main residence. It's a common issue on mobile home parks.

For example: https://www.parkleisure.co.uk/news/can-you-live-in-a-holiday-home-or-static-caravan-permanently

Yes, that's why the question has been asked to OP, otherwise it's all guesswork.

CountryGirlDevon

Hi, my holiday lodge has a 12 month leisure license and I own it outright but it’s not residential. So I live between my sons home and the holiday lodge but because my sons home is a townhouse and the bedrooms are all upstairs and I’m disabled so I can’t always manage at my sons house. Sorry for not answering individually but I’m new on here and couldn’t work out how to do it lol 

sheramber

Is it a holiday lodge on a holiday park 
or
is it a park home on a residential site?

What address are you registered at with your GP?

What address do you give for correspondence?

what address do have on the Electoral Register?