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2024 Mortgage-Free Wannabes
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Please can i join again - i was #13 last year. Not usually superstitious but 2023 has been awful, ending with redundancy so I would like a clean slate - new number please if possible.
The rates on my mortgage are now increased and the interest is £808.80 per month - so despite not yet having a new job I am going to aim to at least cover that, so my target is (gulp) £9705.60.
Wish me luck lol!
MM
X
Mortgage 1 - 01/2/2015 - £243,750 ; Mortgage 01/11/2024 - £132,576.55
Mortgage 2 - 2019 - £76,600 ; Mortgage 01/10/2024 - £47,763.29
MFit-T5 - reduce to £140,000 MFiT-T6 - reduce to £110,000
01/10/2024 Daily Interest - M1 = £18.27 (!!); M2 = £7.41
Debt at highest point in 24 -£21,344
Debt 1st November 24 - £16,192.18 24% paid. Focusing on this in earnest!!!2 -
Hi,
Please can I join again? I'm number 12 and my target will be £5000.
Thank you 🙂Mortgage Balance as of July 2025 £14,900.
Starting Mortgage Balance (June 2019) £72,000.
Aiming to be mortgage free by my 40th birthday, June 2026!1 -
Hi Julicorn can I have number 2 please. My target is 5000.00MFWB#2
MFTT5 #28
Save 12k 2020 #1111 -
Hi Julicorn, I'd like to join again this year with a target of £4500. I was #60 before but am happy to move to a lower number if there are any available1
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Thanks for posting his @julicorn - please could I have a target of £1,200 for 2024? Happy to move to a smaller number or stick with 61 - whatever works.1
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Hi Julicorn, I'd like to join again with a 2024 target of £7500 please. I was #65 last year and am happy to keep or change, whatever's easiest for you
MFW 2024 £27500/7500 Mortgage £129,500 Jan 22 Final payment June 38 Now £68489.08 FP May 36 Emergency Fund £20,000 100% Added to ISA 24 £8,060 Save 12k in 24 #31 £20,034.76/20,000 Debt Free 31.07.141 -
Hi Julicorn, would it be possible for myself to join at all? Could I have a target of £2500 for 2024 please?Debt Remaining: £8,781.53
3 Month EF: £1,000/£4,494
2025 MFW Challenge #9: £999.00/£4,0001 -
hi @julicorn please put me down for #88 and my target is £15000 it’s ambitious but my allowance for annual overpayments. Thank you again for doing this for this year. 🙌🎉1
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Hi @julicorn please can I be included with a target of £6k mortgage overpayments for 2024. Happy with whatever number helps fill a spot on the spreadsheetMortgage free as of March '25!
£240,000 paid off in 4 years, 8 months and 18 days (July '20-Mar '25)
Mortgage paid off 19 years early.
2025 MFW #40
2025 Goals
Pay off mortgage of £55k for good! - £55k/£55k paid - mortgage free!!!
Keep emergency fund at £10k - £10k/£10k - goal met!
Lose 12 kgs - 3/12 kgs lost so far
Try 1 new activity/experience as a family each month - 0/12 new activities/experiences tried
Decluttering - declutter 500 items from house and outbuildings - 136/500 items so far1 -
Hope everyone had a good 🎄. Thank you @julicorn for managing this. I’m happy to have the same number if it works for you. Please can my target be £3,000. I’ll no doubt be quiet in the first few months as my wedding is in April. After that I should be able to attack my mortgage more.
MFW 2025 #32 £4,006.43/£3,000; MFW 2024 #32 £4,217.84/£3,000; MFW 2023 #32 £5,238.84/£4,000; MFW 2022 #32 £8,246.43/£8,000; MFW 2021 #32 £8,982.73/£8,000; MFW 2020 #32 £12,000/£6,000
Save £12k in 2025 #48 £9,600/£14,000; Save £12k in 2024 #26 £13,055.37/£6,000; Save £12k in 2023 #31 £11,500/£6,000; Save £12k in 2022 #32 £7,180.24/£7,000; Save £12k in 2021 #32 £9,500/£8,000; Save £12k in 2020 #147 £9,370/£8,000
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