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2024 Mortgage-Free Wannabes

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  • Please can i join again - i was #13 last year. Not usually superstitious but 2023 has been awful, ending with redundancy so I would like a clean slate - new number please if possible.

    The rates on my mortgage are now increased and the interest is £808.80 per month - so despite not yet having a new job I am going to aim to at least cover that, so my target is (gulp) £9705.60.

    Wish me luck lol!

    MM
    X




    Mortgage 1 - 01/2/2015 - £243,750 ; Mortgage 01/11/2024 - £132,576.55
    Mortgage 2 - 2019 - £76,600 ; Mortgage 01/10/2024 - £47,763.29
    MFit-T5 - reduce to £140,000 MFiT-T6 - reduce to £110,000

    01/10/2024 Daily Interest - M1 = £18.27 (!!); M2 = £7.41

    Debt at highest point in 24 -£21,344
    Debt 1st November 24 - £16,192.18 24% paid. Focusing on this in earnest!!!
  • Jessy103
    Jessy103 Posts: 2,234 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper Photogenic
    Hi,

    Please can I join again? I'm number 12 and my target will be £5000. 

    Thank you 🙂
    Mortgage Balance as of July 2025 £14,900.
    Starting Mortgage Balance (June 2019) £72,000.
    Aiming to be mortgage free by my 40th birthday, June 2026!
  • lindez
    lindez Posts: 643 Forumite
    Sixth Anniversary 500 Posts
    Hi Julicorn can I have number 2 please. My target is 5000.00
    MFWB#2
    MFTT5 #28
    Save 12k 2020 #111
  • Hi Julicorn, I'd like to join again this year with a target of £4500. I was #60 before but am happy to move to a lower number if there are any available
  • Thanks for posting his @julicorn - please could I have a target of £1,200 for 2024? Happy to move to a smaller number or stick with 61 - whatever works.
  • Hi Julicorn, I'd like to join again with a 2024 target of £7500 please. I was #65 last year and am happy to keep or change, whatever's easiest for you :)
    MFW 2024 £27500/7500 Mortgage £129,500 Jan 22 Final payment June 38 Now £68489.08 FP May 36 Emergency Fund £20,000 100% Added to ISA 24 £8,060 Save 12k in 24 #31 £20,034.76/20,000 Debt Free 31.07.14
  • Squirrelz92
    Squirrelz92 Posts: 770 Forumite
    Sixth Anniversary 500 Posts Debt-free and Proud! Photogenic
    edited 21 December 2023 at 9:52AM
    Hi Julicorn, would it be possible for myself to join at all? Could I have a target of £2500 for 2024 please?
    Debt Remaining: £8,781.53
    3 Month EF: £1,000/£4,494
    2025 MFW Challenge #9: £999.00/£4,000
  • hi @julicorn please put me down for #88 and my target is £15000 it’s ambitious but my allowance for annual overpayments. Thank you again for doing this for this year. 🙌🎉
  • Hi @julicorn please can I be included with a target of £6k mortgage overpayments for 2024. Happy with whatever number helps fill a spot on the spreadsheet  :)  
    Mortgage free as of March '25!
    £240,000 paid off in 4 years, 8 months and 18 days (July '20-Mar '25)
    Mortgage paid off 19 years early.

    2025 MFW #40

    2025 Goals

    Pay off mortgage of £55k for good! - £55k/£55k paid - mortgage free!!!
    Keep emergency fund at £10k - £10k/£10k - goal met!
    Lose 12 kgs - 3/12 kgs lost so far
    Try 1 new activity/experience as a family each month - 0/12 new activities/experiences tried
    Decluttering - declutter 500 items from house and outbuildings - 136/500 items so far
  • Sandyra
    Sandyra Posts: 291 Forumite
    Tenth Anniversary 100 Posts Name Dropper Cashback Cashier
    edited 27 December 2023 at 10:27AM
    Hope everyone had a good 🎄. Thank you @julicorn for managing this. I’m happy to have the same number if it works for you. Please can my target be £3,000. I’ll no doubt be quiet in the first few months as my wedding is in April. After that I should be able to attack my mortgage more. 

    MFW 2025 #32 £4,006.43/£3,000; MFW 2024 #32 £4,217.84/£3,000; MFW 2023 #32 £5,238.84/£4,000; MFW 2022 #32 £8,246.43/£8,000; MFW 2021 #32 £8,982.73/£8,000; MFW 2020 #32 £12,000/£6,000

    Save £12k in 2025 #48 £9,600/£14,000; Save £12k in 2024 #26 £13,055.37/£6,000; Save £12k in 2023 #31 £11,500/£6,000; Save £12k in 2022 #32 £7,180.24/£7,000; Save £12k in 2021 #32 £9,500/£8,000; Save £12k in 2020 #147 £9,370/£8,000

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