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2024 Mortgage-Free Wannabes
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Hi @julicorn - I'd love to join for 2024. Can I stick with number 56? Saves me having to remember a iddfferent one! Target for 2023 was £5k which I exceeded. I'm going to go with a target of £7k this year. Im overpaying less and saving more into an isa with a higher rate in the hope I can make a lump sum at the end of my 5 year term.Save £12k in 2025
#36 2025: Target £15k / £8,435
#39 2024: Target £10k / £13,623 (exceeded)
#39 2023: Target £3k / £4,415 (exceeded)
MFW member No.56
2025 Overpayment Target £4k / £2,216
2024 Overpayment Target £7k / £7,683 (exceeded)2023 Overpayment Target £5k / £9,358 (exceeded)Mortgage total May ‘23: £119,202. Jan ‘25: £96,098. Current June '25 £92,751
Pay-off: 1st April ‘34, 1st Sept ‘33, 1st May '33, 1st April '33, 1st March '33, 1st Aug '32, 1st Sept '31
MFiT-T7 #15
Target £70k1 -
Hi Julicorn, I was #69 so happy to keep that number. I’m going in for £1,500 this time as I have some other stuff to pay out as well. I’ll see how the year progresses but that figure feels comfortable at the moment. Many thanks HettyhoundSPC #023 SPC 12: £125.86[/COLOUR]:SPC 13: £214.98: SPC 14: £297.41 SPC 15: £237.27 SPC 16 £335.39; SPC 17 £662.09 SPC 18 £20MFW #21 Mortgage start Dec 2015 £79,950; June 2025 £19,394.00 2025 OP £1589/COLOR]/£2,000 MFiT T6 #3 £19070/£25,500 (72.82%%) MFiT T7 #3 £2050/£21,930 (9.34%)1
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Hi @julicorn, could I join for the first time please? We’ve been paying a healthy £400+ off the mortgage each month since we moved almost 3 years ago but have just scaled that back to about £100 in the last few months to help with COL cash flow. Ideally we’d like to increase again this year so I’m going to set a target of £2400 and see how we go with that. Many thanks, Custard.1
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Sorry to be awkward but could i change my aim to £30,000 rather than £26,000 .no idea how i will do it but like the challenge .Sorry and thank you1
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hellooo, could i join in with ths challenge please? we are currently O/P £240 and im adding all my survey money and selling pennies. i am going slightly ambitious with £5000.thank youFlowers x♥️ ♥️ ♥️🌸🌸🌸🌸🌸🌸🌸🌸Decluttering 2025 So far 403 / 2025
Decluttering 2024🏅🏅🥇🏅🏅🏅⭐⭐⭐🌸 DS2🏅🏅DD🏅🥇🌸
25 in 25 So far 1 /25
⭐My rambling savings Diary ~⭐1 -
Hi everyone
I managed to beat my 2023 target so for 2024 I'm going to set a target of £9,000. I'm entering the last 18 months of my 5 year fix so am determined to throw as much as possible to overpaying before my rates shoot up.
Happy to keep my current number #38.
Many thanks for running a great thread @julicorn
MFW 2022 #88: £6620/£6000
MFW 2023 #38: £13242.13/£6000
MFW 2024 #38: £15792.12./£9000
MFW 2025 #38: £7167.14/£7500
Thank you to all competition posters1 -
Hi Julicorn. Please can I join again? I will set a target of £3,000 and hopefully that’s more achievable than my target for 2023 was - other stuff always got in the way! 🙄 I’d like to keep #49 if I can please. Thanks for organising Julicorn xxMortgage at Jan 2009 (when house was purchased): £75,000. Mortgage at Jan 2017 (when I was able to start overpaying after 7 year relationship from hell ended): £60,000. Mortgage at April 2025: £16,822
2025 MFW #70: £1,974 / £4,000.
Previous Overpayments: 2024: £2,555. 2023: £2,850. 2022: £3,100. 2021: £2,540. 2020: £3,350. 2019: £1,950. 2018: £250. 2017: £500.
Mortgage freedom can’t come soon enough!1 -
Yay, thank you for setting up @julicorn ❤️
Happy to stay with the same number. New target will be £6700, as we can only pay 10% off new mortgage.Emergency fund 13.5k Home/ holiday fund 5.5k Mortgage £46,632- MFW 2022 #35 10,000
- MFW 2023 #3 10358.97
- MFW 2024 #3 10000
- MFW 2025 #3 6159.07/10000
- MFW 2024 #3 10000
- MFW 2023 #3 10358.97
1 - MFW 2022 #35 10,000
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Hi Julicorn,
I'd like to take part again. I'll up my target slightly to £2400 and would like to keep my number (#11) if that's OK.
Thanks again.
Chili1
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