We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
2024 Mortgage-Free Wannabes
Options
Comments
-
Hi Julicorn please can I join for 2024? I’d like to keep #27 if possible. My target is £3600 and so far in January I have OPd £250 💪MFW 2021 #76 £5,145
MFW 2022 #27 £5,300
MFW 2023 #27 £2,000
MFW 2024 #27 £6,055
MFW 2025 #27 £2,350 /£5,0001 -
Please can I join. My target for this year is £19548 (10% maximum over payment)
3 days ago I manged to pay £9548, so that leaves 10k left to pay this year. I hope to save this over the next few months.
1 -
@julicorn Hello. Please can update #33 with £100.89 for jan. thanks1
-
Number 69 with an op of £45 which means a total of £109 for January. Thank you 🤩SPC #023 SPC 12: £125.86[/COLOUR]:SPC 13: £214.98: SPC 14: £297.41 SPC 15: £237.27 SPC 16 £335.39; SPC 17 £662.09 SPC 18 £20MFW #21 Mortgage start Dec 2015 £79,950; June 2025 £19,394.00 2025 OP £1589/COLOR]/£2,000 MFiT T6 #3 £19070/£25,500 (72.82%%) MFiT T7 #3 £2050/£21,930 (9.34%)1
-
flowers here I have popped another £30 into the mortgage acc#70 £30Total now £270 for JanJust looked at the spreadsheet, I can see lots of gaps, so Im happy to have an eariler number if it helps?♥️ ♥️ ♥️🌸🌸🌸🌸🌸🌸🌸🌸Decluttering 2025 So far 403 / 2025
Decluttering 2024🏅🏅🥇🏅🏅🏅⭐⭐⭐🌸 DS2🏅🏅DD🏅🥇🌸
25 in 25 So far 1 /25
⭐My rambling savings Diary ~⭐1 -
Hi all and happy January!
#36 checking in with £75 overpayment for Jan - @julicorn happy to move to a lower number if that's any help tooMortgage start: Sept 2018 £140,000 (30 years) Sept 2020: £129,131
Sept 2021: £121,000 (remortgaged for 22 years), Sept 2022: £111,009, Sept 2023: £101,700, Sept 2024: £94,405
Current: £86,450 (Jul 25)
MFW 2025 #29
Just keep swimming2 -
Morning all,
No.23 stopping by with another overpayment of £300.
January total £333.
Have a great weekend everyone.
Bounty
2025 MFW No:23
MFiT-T7 121 -
Good morning all and happy new year to all MFWs. Number 10 here just reporting an OP for January of £50. Thanks again @julicorn for keeping us updated. Just know you are really appreciated for all this.Initial mortgage bal £487.5k, current £258k, target £243,750(halfway!)
Mortgage start date first week of July 2019,
Mortgage term 23yrs(end of June 2042🙇🏽♀️),Target is to pay it off in 10years(by 2030🥳).MFW#10 (2022/23 mfw#34)(2021 mfw#47)(2020 mfw#136)
£12K in 2021 #54 (in 2020 #148)
MFiT-T6#27
To save £100K in 48months start 01/07/2020 Achieved 30/05/2023 👯♀️
Am a single mom of 4.Do not wait to buy a property, Buy a property and wait. 🤓1 -
Hi all,
Have paid £250 this month and will pay more before month ends as I get paid 25th of the month.
Can I also update my payment target to 9,000 as I can push to achieve that and be within my 10% max overpayment.
#77 - 250 / 9000
Also happy to move to a lower number if helps keep things tidy.Challenges
MFW 2025 #6 - 14871.56/14,000
Completed Challenges
MFW 2024 #35 - 9,000/9,000
Pay off all debts by 2023 - #18 8,000 / 8,0001 -
I have cleared up quite a few accounts and made big overpayments this month, unlikely to continue at this amount every month. I may have another £150 or so but that will go into next months OP.
MSE Lumiona MFW Challenge No #19 Month Monthly Total YTD Goal Goal Left Jan-24 £3,731 £3,731 £24,000 £20,269
1
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 351.2K Banking & Borrowing
- 253.2K Reduce Debt & Boost Income
- 453.7K Spending & Discounts
- 244.2K Work, Benefits & Business
- 599.2K Mortgages, Homes & Bills
- 177K Life & Family
- 257.6K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards