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2024 Mortgage-Free Wannabes

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  • powerspowers
    powerspowers Posts: 1,337 Forumite
    1,000 Posts Fourth Anniversary Name Dropper
    Hi Julicorn please can I join for 2024? I’d like to keep #27 if possible. My target is £3600 and so far in January I have OPd £250 💪 
    MFW 2021 #76 £5,145
    MFW 2022 #27 £5,300 
    MFW 2023 #27 £2,000
    MFW 2024 #27 £6,055
    MFW 2025 #27 £2,350 /£5,000


  • Please can I join.  My target for this year is £19548 (10% maximum over payment)

    3 days ago I manged to pay £9548, so that leaves 10k left to pay this year.  I hope to save this over the next few months.

  • @julicorn Hello. Please can update #33 with £100.89 for jan. thanks 
  • Hettyhound
    Hettyhound Posts: 1,046 Forumite
    Sixth Anniversary 1,000 Posts Photogenic Name Dropper
    Number 69 with an op of £45 which means a total of £109 for January.  Thank you 🤩 
    SPC #023 SPC 12: £125.86[/COLOUR]:SPC 13: £214.98: SPC 14: £297.41 SPC 15: £237.27 SPC 16 £335.39; SPC 17 £662.09 SPC 18 £20MFW #21 Mortgage start Dec 2015 £79,950; June 2025 £19,394.00 2025 OP £1589/COLOR]/£2,000 MFiT T6 #3 £19070/£25,500 (72.82%%) MFiT T7 #3 £2050/£21,930 (9.34%)
  • ~FlowerPot~
    ~FlowerPot~ Posts: 1,621 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper Photogenic
    flowers here I have popped another £30 into the mortgage acc

    #70 £30
    Total now £270 for Jan
    Just looked at the spreadsheet, I can see lots of gaps, so Im happy to have an eariler number if it helps?
    ♥️ ♥️ ♥️
    🌸🌸🌸🌸🌸🌸🌸🌸
    Decluttering 2025 So far 403 / 2025
    Decluttering 2024🏅🏅🥇🏅🏅🏅⭐⭐⭐🌸 DS2🏅🏅DD🏅🥇🌸
    25 in 25 So far 1 /25

    ⭐My rambling savings Diary ~⭐
  • Shal1160
    Shal1160 Posts: 60 Forumite
    Fifth Anniversary 10 Posts Name Dropper
    Hi all and happy January!
    #36 checking in with £75 overpayment for Jan - @julicorn happy to move to a lower number if that's any help too  :)
    Mortgage start: Sept 2018 £140,000 (30 years) Sept 2020: £129,131 
    Sept 2021: £121,000 (remortgaged for 22 years), Sept 2022: £111,009, Sept 2023: £101,700, Sept 2024: £94,405
    Current: £86,450 (Jul 25)
    MFW 2025 #29
    Just keep swimming
  • Morning all,
    No.23 stopping by with another overpayment of £300.
    January total £333.
    Have a great weekend everyone.
    Bounty
    2025 MFW No:23
    MFiT-T7 12
  • Sistergold
    Sistergold Posts: 2,135 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper Photogenic
    Good morning all and happy new year to all MFWs. Number 10 here just reporting an OP for January of £50. Thanks again @julicorn for keeping us updated. Just know you are really appreciated for all this. 
    Initial mortgage bal £487.5k, current £258k, target £243,750(halfway!)
    Mortgage start date first week of July 2019,
    Mortgage term 23yrs(end of June 2042🙇🏽♀️), 
    Target is to pay it off in 10years(by 2030🥳). 
    MFW#10 (2022/23 mfw#34)(2021 mfw#47)(2020 mfw#136)
    £12K in 2021 #54 (in 2020 #148)
    MFiT-T6#27
    To save £100K in 48months start 01/07/2020 Achieved 30/05/2023 👯♀️
    Am a single mom of 4. 
    Do not wait to buy a property, Buy a property and wait. 🤓
  • Hi all,

    Have paid £250 this month and will pay more before month ends as I get paid 25th of the month.

    Can I also update my payment target to 9,000 as I can push to achieve that and be within my 10% max overpayment.

    #77 - 250 / 9000

    Also happy to move to a lower number if helps keep things tidy.
    Challenges
    MFW 2025 #6 - 14871.56/14,000

    Completed Challenges
    MFW 2024 #35 - 9,000/9,000
    Pay off all debts by 2023 - #18 8,000 / 8,000

  • Lumiona
    Lumiona Posts: 259 Forumite
    Seventh Anniversary 100 Posts Name Dropper Photogenic
    I have cleared up quite a few accounts and made big overpayments this month, unlikely to continue at this amount every month. I may have another £150 or so but that will go into next months OP.

    MSE Lumiona MFW Challenge No #19
    Month Monthly Total YTD Goal Goal Left
    Jan-24 £3,731 £3,731 £24,000 £20,269

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