We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
2024 Mortgage-Free Wannabes
Options
Comments
-
morning lovelies, mortgage overpayment of £240 gone out today#70 240 / 5000♥️ ♥️ ♥️🌸🌸🌸🌸🌸🌸🌸🌸Decluttering 2025 So far 403 / 2025
Decluttering 2024🏅🏅🥇🏅🏅🏅⭐⭐⭐🌸 DS2🏅🏅DD🏅🥇🌸
25 in 25 So far 1 /25
⭐My rambling savings Diary ~⭐1 -
Hi there - Number 56 with Jan's overpayment of £627. Thanks so much.Save £12k in 2025
#36 2025: Target £15k / £9,498
#39 2024: Target £10k / £13,623 (exceeded)
#39 2023: Target £3k / £4,415 (exceeded)
MFW member No.56
2025 Overpayment Target £4k / £2,875.32
2024 Overpayment Target £7k / £7,683 (exceeded)2023 Overpayment Target £5k / £9,358 (exceeded)Mortgage total May ‘23: £119,202. Jan ‘25: £96,098. Current June '25 £92,751
Pay-off: 1st April ‘34, 1st Sept ‘33, 1st May '33, 1st April '33, 1st March '33, 1st Aug '32, 1st Sept '31
MFiT-T7 #15
Target £70k1 -
Number 6 - I need to update my target to £1,777.04. It’s 1% of my outstanding mortgage.With that in mind I OPd £7.04 because I couldn’t cope with that. I can’t OP anymore until I know what’s happening with the cars MOT - it needs work doing.Reduction in daily mortgage interest since October 23 (new mortgage) - £2.36 July 25
% of house owned/% of mortgage paid off. July 25 - 38.82%/31.66%
MFiT-T7 #21
MFW 2025 #2
MF Date: Oct 37 Feb 371 -
Number 69 with an overpayment of £64 (32 of which is a missing cash back claim finally paid from a September 2021 purchase!!!)SPC #023 SPC 12: £125.86[/COLOUR]:SPC 13: £214.98: SPC 14: £297.41 SPC 15: £237.27 SPC 16 £335.39; SPC 17 £662.09 SPC 18 £20MFW #21 Mortgage start Dec 2015 £79,950; June 2025 £19,394.00 2025 OP £1589/COLOR]/£2,000 MFiT T6 #3 £19070/£25,500 (72.82%%) MFiT T7 #3 £2050/£21,930 (9.34%)1
-
Can you put me down for 5k please? 16 Again if ok?
Many thanks Julicorn.MFW - 01.10.21 £63761 01.10.22 £50962 01.10.23 £39979 01.10.24 £27815. 01.01.25. £17538
01.03.25 £14794. 01.04.25 £12888
01.05.25. £11805. 12.05.25 £9997 05.06.25 £8898.
01.07.25. £7975 01.08.25 £69681 -
No 7 with an OP of £100 for January. Thank you julicornMFW 2025 No. 7 £1130/£1200
MFiT-T7 No. 6 £2873.51/£30,0001 -
Hi Julicorn, January overpayment of £2389.57 on #13 please2
-
#45 Paid £14.94 to round up my monthly payment to £500.Endowment for first house buy in 1998 paying out tomorrow so I'll be backCC Debt at LBM Nov 08 - £25000+ DFD Dec 2012Second DFD May 2021Starting my MFW journey: Opening Balance: £138,000; July 2019: £135107.33; July 2024 £52974.60; July 2025 £11140.232025 MFW #361
-
Evening all,
Can I join again @julicorn? If it is ok, I would like to keep my number 23.
This year I am going to set a lower target and go for it with smaller bits of money more often. I will endeavour to update once a month.
Target of £3500 please.
January payment £33.
Bounty2025 MFW No:23
MFiT-T7 121 -
#11 checking in with a payment of £100. Thanks Julicorn.1
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 351.2K Banking & Borrowing
- 253.2K Reduce Debt & Boost Income
- 453.7K Spending & Discounts
- 244.2K Work, Benefits & Business
- 599.2K Mortgages, Homes & Bills
- 177K Life & Family
- 257.6K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards