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2024 Mortgage-Free Wannabes

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  • Hello, I'm new around here. Can you put me down for a target of 6K this year to overpay please? My aim is to do more than this but I am awaiting surgery so this is a conversative start for me :smile:

    Thanks!
    MFW 2024 #36 - Overpayments Jan £370

    Mortgage 28/01/24 £168563.60

  • ~FlowerPot~
    ~FlowerPot~ Posts: 1,621 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper Photogenic
    hi,
    addedd another £30 so total is now £300 for Jan

    #70 £30 = £300

    Thank you 
    flowers x
    ♥️ ♥️ ♥️
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    Decluttering 2025 So far 403 / 2025
    Decluttering 2024🏅🏅🥇🏅🏅🏅⭐⭐⭐🌸 DS2🏅🏅DD🏅🥇🌸
    25 in 25 So far 1 /25

    ⭐My rambling savings Diary ~⭐
  • Hettyhound
    Hettyhound Posts: 1,046 Forumite
    Sixth Anniversary 1,000 Posts Photogenic Name Dropper
    Number 69 added £25 so January total is £150.  Thank you Julicorn 
    SPC #023 SPC 12: £125.86[/COLOUR]:SPC 13: £214.98: SPC 14: £297.41 SPC 15: £237.27 SPC 16 £335.39; SPC 17 £662.09 SPC 18 £20MFW #21 Mortgage start Dec 2015 £79,950; June 2025 £19,394.00 2025 OP £1589/COLOR]/£2,000 MFiT T6 #3 £19070/£25,500 (72.82%%) MFiT T7 #3 £2050/£21,930 (9.34%)
  • #17 checking in for end of Jan figures, £29 :lol: hoping next month is a better one (I didn't decide to do this until all spare money was spent for the month so I've made a small start).
    MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!
    Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
    Total- £1362.23
    Goal pay off 1% of current mortgage in 1 year. £1650

    EF- first goal £300
  • Hello :) #34 starting the year off with £650 
  • Number #60 checking in for the month. 

    £200 overpayment to the mortgage bringing total YTD to £200  <3
    Debt Remaining: £8,781.53
    3 Month EF: £1,000/£4,494
    2025 MFW Challenge #9: £999.00/£4,000
  • julicorn
    julicorn Posts: 2,591 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    Hi Julicorn, I’m number 69 currently but happy to take a lower number.
    Hettyhound
    Thanks so much! I've just moved you to #21 :)
  • julicorn
    julicorn Posts: 2,591 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    @julicorn - I am #35 but happy to move up if that is helpful. Already given my target - no overpayments yet - although got my latest estimate based on December overpayment and down to 21 years left! That's currently 3.5 years earlier than planned. These challenge's have been really helpful so thanks!
    Thank you, I've just moved you up a few spots to #24 :)
  • julicorn
    julicorn Posts: 2,591 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    Hi @julicorn

    I'll also take a lower number if you want :)
    That's super, #25 is all yours now!
  • julicorn
    julicorn Posts: 2,591 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    Hi Julicorn please can I join for 2024? I’d like to keep #27 if possible. My target is £3600 and so far in January I have OPd £250 💪 
    Absolutely, and #27 is still free, i.e. yours now :) 
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