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Receiving debt collection letters for previous owner
Comments
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badmemory said:They pay very little attention to return to sender gone away etc, because the people who owe the debts do that too. It is only when someone turns up & you prove your identity that they seem to pay any attention.1
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GrumpyDil said:TheJP said:Hoenir said:Keep returning to sender as soon as the post is received. Will take some time for the mail to finally stop.0
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Hoenir said:TheJP said:Hoenir said:Keep returning to sender as soon as the post is received. Will take some time for the mail to finally stop.0
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user1977 said:....... Nobody's going to be entering your property. ....
Not to mention the police or burglars, both groups break in. (some say there are other similarities.....)0 -
Not exactly advice but something I learnt having moved into the previous house of some interesting characters 5 years ago. One of them still gets letters today from the debt agency regarding a Barclaycard debt of a few thousand pounds. Dire warnings of "next step is legal action", then a letter with an offer to halve the debt. Then another threat. Ad infinitum.
There used to be loads of letters, all of which were dutifully RTS, a few were called. But this one wastes postage - must have sent 50 letters over the years threatening legal action or discounts. Guess it's easier than actually trying to find the debtor or taking him to court.
The only entity that actually followed through on their legal threats was the local council, who got a judgement, hence the bailiff. He was pleasant and reasonable once situation was explained, and sauntered off with just a clipboard in his hand.0 -
As said above I also had this issue with unpaid parking fines for the previous owner along with a lot of other debts. The bailiffs eventually turned up I didn't answer the door but showed my council tax bill through the window and they left. This was about 12 months ago and I've not had anything since.0
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Bailiffs don't seem to be anything to worry about if you genuinely don't owe money. Seems all the noise about "don't let the buggers get their foot in the door else they'll rob ya blind" comes from those who do.0
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I had a couple of (my) houses I lived in after tenants moved out. Loads of such letters. I wasn't bothered and was looking forward to some clown turning up demanding money with menaces.: My (childish) plan was to see how long I could keep them arguing (would have 'phoned the Police if it ever got out of hand). Never happened, sadly.0
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theartfullodger said:user1977 said:....... Nobody's going to be entering your property. ....
Not to mention the police or burglars, both groups break in. (some say there are other similarities.....)
But a bailiff armed with a CCJ cannot force entry to a residential property to seize goods. They can only enter if invited, or through an unlocked door or window.
Totally different scenarios.No free lunch, and no free laptop1
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