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Receiving debt collection letters for previous owner

2

Comments

  • Rather than Not Known at this Address, would it be better to try Sold and Moved Out on (date) No Forwarding Address?  With any luck (a prevailing wind and an R in the month!!) the Bailiffs will check for the house sale and leave you alone.
  • user1977
    user1977 Posts: 16,720 Forumite
    10,000 Posts Sixth Anniversary Photogenic Name Dropper
    Rather than Not Known at this Address, would it be better to try Sold and Moved Out on (date) No Forwarding Address?  With any luck (a prevailing wind and an R in the month!!) the Bailiffs will check for the house sale and leave you alone.
    Indeed, "gone away" would be the normal message for a previous resident. "Not known" might suggest it was delivered to a wrong address rather than merely a former address.
  • Hoenir
    Hoenir Posts: 5,671 Forumite
    1,000 Posts First Anniversary Name Dropper
    TheJP said:
    Hoenir said:
    Keep returning to sender as soon as the post is received. Will take some time for the mail to finally stop.
    No such thing as return to sender, Royal Mail just bin these. They can barely deliver letters as is. Nothing to worry about and yes its an annoyance but at some point they will flag the new correspondence for the previous owner.
    Envelopes have a return address for a reason. 
  • badmemory
    badmemory Posts: 9,079 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper
    They pay very little attention to return to sender gone away etc, because the people who owe the debts do that too.  It is only when someone turns up & you prove your identity that they seem to pay any attention.
  • We had this for about a year after moving in , kept returning but to no avail. Eventually a debt collector knocked at the door and I shoed him my council tax bill and he went away quite happy. Haven't had one letter since.
  • I've had this situation many times with my rental properties. I find sending the letters back to the return address results in them stopping completely very quickly. After a month of so I just file them.....in the waste bin. Never had anybody call to the property.....that's because generally I'm never there and if it's let to a tenant they are at work.
    Opening a letter and phoning the company can also be 10 minutes well spent and result in letters stopping.
  • chanz4
    chanz4 Posts: 11,050 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Xmas Saver!
    No right of entry without a court order, to which private debts will never happen
    Don't put your trust into an Experian score - it is not a number any bank will ever use & it is generally a waste of money to purchase it. They are also selling you insurance you dont need.
  • km1500
    km1500 Posts: 2,703 Forumite
    1,000 Posts Second Anniversary Name Dropper
    chanz4 said:
    No right of entry without a court order, to which private debts will never happen
    true, but this may be a company debt and the rules are different there
  • GDB2222
    GDB2222 Posts: 25,721 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    I must be a particularly awkward person, but I had a bailiff turn up on my doorstep looking for someone else, and I absolutely refused to give him my ID. 


    No reliance should be placed on the above! Absolutely none, do you hear?
  • GDB2222 said:
    I must be a particularly awkward person, but I had a bailiff turn up on my doorstep looking for someone else, and I absolutely refused to give him my ID. 



    I do exactly the same as well.  Its not my business to assist with their operations.  If they try to enter my property, I will use reasonable force to prevent them.
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