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Which banks accept in branch deposit by debit card from other bank?
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jbrassy said:grumbler said:Will it not be easier to write and deposit a cheque? For many banks you won't even need to go to a branch and can do it at home via an app.I do.It's a valued antiquity.Once in a while, I do write a cheque. My trusted Chimney Sweep still likes them, and I won't change her for a hip kid which takes contactless even though well over 90% of my payments are contactless. Sometimes there's also an old fashioned Building Society which wants a cheque as an initial deposit for an interesting savings account.
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jbrassy said:grumbler said:Will it not be easier to write and deposit a cheque? For many banks you won't even need to go to a branch and can do it at home via an app.
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friolento said:jbrassy said:grumbler said:Will it not be easier to write and deposit a cheque? For many banks you won't even need to go to a branch and can do it at home via an app.Once in a while, I do write a cheque. My trusted Chimney Sweep still likes them, and I won't change her for a hip kid which takes contactless even though well over 90% of my payments are contactless.0
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Rob5342 said:friolento said:jbrassy said:grumbler said:Will it not be easier to write and deposit a cheque? For many banks you won't even need to go to a branch and can do it at home via an app.Once in a while, I do write a cheque. My trusted Chimney Sweep still likes them, and I won't change her for a hip kid which takes contactless even though well over 90% of my payments are contactless.1
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jbrassy said:grumbler said:Will it not be easier to write and deposit a cheque? For many banks you won't even need to go to a branch and can do it at home via an app.
https://www.ukfinance.org.uk/system/files/2022-08/UKF Payment Markets Summary 2022.pdf
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wmb194 said:Rob5342 said:friolento said:jbrassy said:grumbler said:Will it not be easier to write and deposit a cheque? For many banks you won't even need to go to a branch and can do it at home via an app.Once in a while, I do write a cheque. My trusted Chimney Sweep still likes them, and I won't change her for a hip kid which takes contactless even though well over 90% of my payments are contactless.
To answer @Rob5342 question it's an easy way of avoiding carrying cash. They might only bank them all once a week, and that process could simply be sticking them in an envelope with a paying in slip and popping it in the post. Some business bank accounts don't charge for cheque deposit.
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WillPS said:wmb194 said:Rob5342 said:friolento said:jbrassy said:grumbler said:Will it not be easier to write and deposit a cheque? For many banks you won't even need to go to a branch and can do it at home via an app.Once in a while, I do write a cheque. My trusted Chimney Sweep still likes them, and I won't change her for a hip kid which takes contactless even though well over 90% of my payments are contactless.
To answer @Rob5342 question it's an easy way of avoiding carrying cash. They might only bank them all once a week, and that process could simply be sticking them in an envelope with a paying in slip and popping it in the post. Some business bank accounts don't charge for cheque deposit.3 -
IanManc said:jbrassy said:grumbler said:Will it not be easier to write and deposit a cheque? For many banks you won't even need to go to a branch and can do it at home via an app.
https://www.ukfinance.org.uk/system/files/2022-08/UKF Payment Markets Summary 2022.pdf1 -
jbrassy said:IanManc said:jbrassy said:grumbler said:Will it not be easier to write and deposit a cheque? For many banks you won't even need to go to a branch and can do it at home via an app.
https://www.ukfinance.org.uk/system/files/2022-08/UKF Payment Markets Summary 2022.pdf
Cheques may be on the decline, but they still exist.
And are still used regularly by a lot of people.
Not by you I assume, from your comments, but other people's mileage may well be very different to yours.5 -
Rob5342 said:friolento said:jbrassy said:grumbler said:Will it not be easier to write and deposit a cheque? For many banks you won't even need to go to a branch and can do it at home via an app.Once in a while, I do write a cheque. My trusted Chimney Sweep still likes them, and I won't change her for a hip kid which takes contactless even though well over 90% of my payments are contactless.
If you ask for a cheque you only need to give the payer your name, not your account details.
A name that the client/friend/whatever probably knows already.
That's arguably less hassle.
And you can pay in by app for most accounts these days, so there's no trip to the bank, or several days of clearing time either.
And you can pay the cheque into any of your accounts - so you can decide later where the money is going, you're not limited to the account details you gave the payer once.
Cheques are, actually, very flexible payments. It's just that some (especially here on MSE!) see them as antiquated and like to dismiss them as such.
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