Northern Ireland car park private fine - resolver

ozzypaws

I borrowed my husbands car and parked in M&S, did my shopping and was less than ten mins over the allotted time and my husband got a fine through the door. We ignored it as were told this cannot be legally enforced and also it was me driving my husbands car and the fine was addressed to him, something which I thought was an issue in NI as the driver of car (me) was not named in the fine. 

Anyway it went to resolvecall and they with a warning letter have called to our house. He was not in but they left a card. I’m absolutely terrified and have worked so hard over the years to reduce serious debt and don’t want this to affect mortgages etc. Could anyone offer advice on what happens next?

Brie

Have you talked to M&S about getting the PCN cancelled?  That's normally the first step.

ozzypaws

Thanks but I imagine it’s too late for that now it has been handed over to a creditor. 

fisherjim

It's not a "fine"

How could they possibly know who was driving, you don't need to tell them and shouldn't the rules are different in NI have you read the Newbies thread on here yet?

If I understand correctly "Resolvecall" are just debt collectors that have very unusually called, don't engage with them you have a speculative invoice not a debt.

You need to tell us who the PPC was.

It's never too late to contact the landowner.

Coupon-mad

ozzypaws said:

Thanks but I imagine it’s too late for that now it has been handed over to a creditor. 

If it's NI the advice is to just ignore it. 

https://www.consumercouncil.org.uk/consumers/help-consumers/private-car-parking-notices

"my husbands car and the fine was addressed to him, something which I thought was an issue in NI as the driver of car (me) was not named in the fine."

Correct - but it's not a fine. It's nothing.

DO NOT PAY. No need to be scared.

Please show us the letter and the card.  

There will be nothing 'Resolvecall' can do but it wpuld be useful for us to see these documents:

Anyway it went to resolvecall and they with a warning letter have called to our house. He was not in but they left a card. 

ozzypaws

I’m not sure who the PPC was. My husband ripped the card up and is refusing to pay but I fished it out of the bin for you to have a look lol. Thanks for the input it makes me feel a little better. I’ll read the newbies thread now.  (Removed by Forum Team)

fisherjim

@ozzypaws Please remove that last post immediately it shows too much information!!!

ozzypaws

I’ve tried, I reported it I can’t see a way to delete

Coupon-mad

Look at their website.

You realise you can ignore them because these people are not bailiffs.  Nothing can happen.  If you answer the door tell them the keeper wasn't driving so isn't liable for any parking charge, so "go away".

fisherjim

ozzypaws said:

I’ve tried, I reported it I can’t see a way to delete

Reported it for you