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The 365 Day 1p Challenge 2024
Comments
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#18 - £4.52 for me today
(started 22/05/2026)
PAD 2026 - £2530.32
Earn £10 a day May 2026 £494.71 / June 2026 £1334.14
Debt to Repay:
Capital One (3) - £ £17.23
Capital One (1) - £ 56.98
Capital One (9) - £2600.00
Capital One (6) - £40.00 £184.81
Clearpay - £186.00
ASDA Credit Card - £1000.00
Klarna - £468.33 £525.89
Very - £760.00/ £790.94
Monzo Loan - £5619.90 £5,821.34
Abound Loan - £12,603.02 £12,942.18
£23051.26/ £24125.371 -
#4 reporting with £75 please for August.
Thank you so much.
Flowers♥️ ♥️ ♥️🌸🌸🌸🌸🌸🌸🌸🌸Decluttering 2025 So far 403 / 2025
Decluttering 2024🏅🏅🥇🏅🏅🏅⭐⭐⭐🌸 DS2🏅🏅DD🏅🥇🌸
25 in 25 So far 1 /25
⭐My rambling savings Diary ~⭐1 -
#18 - £3.10 for me today
(started 22/05/2026)
PAD 2026 - £2530.32
Earn £10 a day May 2026 £494.71 / June 2026 £1334.14
Debt to Repay:
Capital One (3) - £ £17.23
Capital One (1) - £ 56.98
Capital One (9) - £2600.00
Capital One (6) - £40.00 £184.81
Clearpay - £186.00
ASDA Credit Card - £1000.00
Klarna - £468.33 £525.89
Very - £760.00/ £790.94
Monzo Loan - £5619.90 £5,821.34
Abound Loan - £12,603.02 £12,942.18
£23051.26/ £24125.371 -
MsMoon #38 £15 in Tier 1 of my pot & £0.89 in Tier 2 - a total of £15.89 #TwoTierPot

1 -
#18 - £10.63 for me today

(started 22/05/2026)
PAD 2026 - £2530.32
Earn £10 a day May 2026 £494.71 / June 2026 £1334.14
Debt to Repay:
Capital One (3) - £ £17.23
Capital One (1) - £ 56.98
Capital One (9) - £2600.00
Capital One (6) - £40.00 £184.81
Clearpay - £186.00
ASDA Credit Card - £1000.00
Klarna - £468.33 £525.89
Very - £760.00/ £790.94
Monzo Loan - £5619.90 £5,821.34
Abound Loan - £12,603.02 £12,942.18
£23051.26/ £24125.371 -
#5 added £15.00 to the challenge todayMortgage free wannabe 2025-2030. Successfully used PAD-ing to clear consumer debt - now for the mortgage challenge!
Mortgage Balance:
31 Dec 2024: £70,550
Mortgage Savings Balance:
31 Dec 2024: £00 -
#18 - £6.92 for me today(started 22/05/2026)
PAD 2026 - £2530.32
Earn £10 a day May 2026 £494.71 / June 2026 £1334.14
Debt to Repay:
Capital One (3) - £ £17.23
Capital One (1) - £ 56.98
Capital One (9) - £2600.00
Capital One (6) - £40.00 £184.81
Clearpay - £186.00
ASDA Credit Card - £1000.00
Klarna - £468.33 £525.89
Very - £760.00/ £790.94
Monzo Loan - £5619.90 £5,821.34
Abound Loan - £12,603.02 £12,942.18
£23051.26/ £24125.370 -
#12 checking in. Really behind, but still ploughing on. Crossed off numbers 116, 344, 346, 347, 348, 349. Total now stands at £134.99
Making the debt go down and savings go up
LBM 2015 - debt £57K / Now £26,324....its going down
Mortgage Free December 9th 2024! 18mths ahead of schedule.Challenges
EF £240/3000
Studies/surveys July £6.93
Decluttering items 1400/2025. 345/2026
Books read 23 in 2025. 2026- 14 (target is 52)
Jigsaws done 20 in 2025. 3 this year.
My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up3 -
£8.15 for me today and £5.78 for yesterday
#18
(started 22/05/2026)
PAD 2026 - £2530.32
Earn £10 a day May 2026 £494.71 / June 2026 £1334.14
Debt to Repay:
Capital One (3) - £ £17.23
Capital One (1) - £ 56.98
Capital One (9) - £2600.00
Capital One (6) - £40.00 £184.81
Clearpay - £186.00
ASDA Credit Card - £1000.00
Klarna - £468.33 £525.89
Very - £760.00/ £790.94
Monzo Loan - £5619.90 £5,821.34
Abound Loan - £12,603.02 £12,942.18
£23051.26/ £24125.372 -
Hi happy bank holiday weekend!!#4 stopping by with £100 for Septembers money
Thank you so much.
Flowers
♥️ ♥️ ♥️🌸🌸🌸🌸🌸🌸🌸🌸Decluttering 2025 So far 403 / 2025
Decluttering 2024🏅🏅🥇🏅🏅🏅⭐⭐⭐🌸 DS2🏅🏅DD🏅🥇🌸
25 in 25 So far 1 /25
⭐My rambling savings Diary ~⭐2
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