We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The 365 Day 1p Challenge 2024
Comments
-
#21 laura_lau £10.38 for February
I received an unexpected refund last week and I kept it aside to add for the challenge.Debt free journey started 30/08/2023:
CC1 - 5,151.92 now 5,335.15
CC3 - 4,166.15 now 5,345.28
CC4 - 4,625.87 (balance transfer from CC2) now 5,717.24
Current outstanding: 16,397.67
Debt free by Jul 2027.
Challenges:
NSD Apr 2025 - 7/20
NST Apr 2025 -
#31 1p savings 2025 £32.40/£667.95
2025 Fashion on the ration - Coupons remaining 43.5/661 -
MsMoon #38 Potted 2.24 this week.
1 -
Good morning all,#7 - saved £10 for January.Roll on for £20 for Feb
2026 financial goals & challenges!
1). Mortgage (started Jan 2024) £102,000.00 / £122,400.00 Overpayment total: £1239.11 (Inc Sprive yr 1 & 2 o/p £70.93, £5.52 Natwest o/p & £55.34 reg monthly overpayment) Equity 30%
2). #TBC Save 1p a day challenge 2026 £0/£780
3). £2,411.31/£3000 in Investment ISA (33/50 investments)
4). Sensible money choices & debt reduction
5). Lose weight, get fitter and read 12 books in 12 months in 2026.1 -
Covered Jan and Feb's amounts so far, and made 1p in interest for January
1 -
#29 £24 paid in for Feb.
it was only after I transferred the money I realised it should have been £13 something for Feb. I won't be saving in December so will consider the overpayment as covering some of the December amount.
1 -
Hi everyone, I hope you had a good January.
#2 with my January update. I saved £33.02. A much better start than my 2023 challenge!
Thanks, ES!1 -
#59 crossed off numbers 120, 130 and 53
Total now
.£8.70I am a Senior Ambassador on the Competitions Time Board and the Old Style MoneySaving Board.
If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
My Diary Link My Frugal Year 2023 My Frugal Year 2023 — MoneySavingExpert Forum
My Challenges
Make £2023 in 2023. £3.16/£2023 Make £2023 in 2023 — MoneySavingExpert Forum
Compers Challenge 2023 0 Wins Compers challenge 2023! — MoneySavingExpert Forum
1 -
#39 another £15 moved to my challenge pot
1 -
stewartwilliams said:Covered Jan and Feb's amounts so far, and made 1p in interest for January
Have you decided what you will spend your interest on?
1 -
#12 checking in again. Today I crossed off 41, 42, 2.00, 3.58, 3.59. £10 sent to the pot
Making the debt go down and savings go up
LBM 2015 - debt £57K / Now £27,644....its going down
Mortgage Free December 9th 2024! 18mths ahead of schedule.Challenges
EF £1100/£3000
.
Studies/surveys January £14.84
Decluttering items 1402/2025. 7/2026
Books read 23 in 2025. 2026- 1 (target is 52)
Jigsaws done 20 in 2025. 2026
My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up1
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 353.1K Banking & Borrowing
- 254K Reduce Debt & Boost Income
- 454.8K Spending & Discounts
- 246.2K Work, Benefits & Business
- 602.3K Mortgages, Homes & Bills
- 177.9K Life & Family
- 260.1K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards