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The 365 Day 1p Challenge 2024
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#21 laura_lau £10.38 for February
I received an unexpected refund last week and I kept it aside to add for the challenge.Debt free journey started 30/08/2023:
CC1 - 5,151.92 now 5,335.15
CC3 - 4,166.15 now 5,345.28
CC4 - 4,625.87 (balance transfer from CC2) now 5,717.24
Current outstanding: 16,397.67
Debt free by Jul 2027.
Challenges:
NSD Apr 2025 - 7/20
NST Apr 2025 -
#31 1p savings 2025 £32.40/£667.95
2025 Fashion on the ration - Coupons remaining 43.5/661 -
MsMoon #38 Potted 2.24 this week.
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Good morning all,#7 - saved £10 for January.Roll on for £20 for Feb
2025 financial goals & challenges!
1). Mortgage (started Jan 2024) £106,630.42 / £122,400.00 Overpayment total: £904.60 (Inc Sprive yr 1 o/p £19.16 & £55.34 reg monthly overpayment) Equity 28%
2). #7 Save 1p a day challenge 2025 £150/£780
3). £2109.85/£3000 in Investment ISA (34/50 investments)
4). Increase cash savings & saving pots
5). Keep debt to a minimum.
Favourite quote: 'Life is like a box of chocolates, you never know what you're gunna get!' Forrest Gump1 -
Covered Jan and Feb's amounts so far, and made 1p in interest for January
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#29 £24 paid in for Feb.
it was only after I transferred the money I realised it should have been £13 something for Feb. I won't be saving in December so will consider the overpayment as covering some of the December amount.
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Hi everyone, I hope you had a good January.
#2 with my January update. I saved £33.02. A much better start than my 2023 challenge!
Thanks, ES!1 -
#59 crossed off numbers 120, 130 and 53
Total now
.£8.70I am a Senior Ambassador on the Competitions Time Board and the Old Style MoneySaving Board.
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My Diary Link My Frugal Year 2023 My Frugal Year 2023 — MoneySavingExpert Forum
My Challenges
Make £2023 in 2023. £3.16/£2023 Make £2023 in 2023 — MoneySavingExpert Forum
Compers Challenge 2023 0 Wins Compers challenge 2023! — MoneySavingExpert Forum
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#39 another £15 moved to my challenge pot
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stewartwilliams said:Covered Jan and Feb's amounts so far, and made 1p in interest for January
Have you decided what you will spend your interest on?
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#12 checking in again. Today I crossed off 41, 42, 2.00, 3.58, 3.59. £10 sent to the pot
Making the debt go down and savings go up
LBM 2015 - debt £57K / Now £28,744....its going down
Mortgage Free December 9th 2024! 18mths ahead of schedule. Since 2022 we paid over £15K in OPs.Challenges
EF #68 £550/£3000
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Studies/surveys August £7.48
Decluttering items 771
Books read 14
Jigsaws done 8
My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up1
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