lending to spouses?

*niptuckfan*

this puzzles me often too, since before we were married and moved intogether we have had a joint account and all money was ours, over the years i was the highest earner and then hubby had taken over, all our friends are very seperate and what i wonder is when the kids come along what do you do then? its your turn to buy the nappies!!! each to their own i suppose my and hubby lucky our spending about the same after bills so it never been an issue for us

tightrs

i think i am with the majority on here that share money even though i earn most and always have ,we spend what we like and are not accountable to each other because we are both sensible (i didn't used to be but am now)

nearlyrich

There is no right and wrong way to manage any part of your life including money, if we were all the same it would be very boring.

Dumyat

have to agree there nearlyrich. its what works for both of you. its when it doesnt work for one or both of you is when the trouble starts.

Primrose

We have two joint accounts. My husband's income goes into the first joint account, and my income goes into the second joint account. Because he has nearly always earned far more than me, he pays all the bills from his "joint account" and I am responsible for all the savings from my "joint account". This gives us both a semblance of financial independence, but this systems works well because we've always trusted each other. It also means that if one of us died suddenly the remaining partner would still be able to access both accounts.

poppycracker

My OH and I have seperate accounts, I earn the majority of the total household income at the moment, so almost all the bills come out of my account (so that I know that they will get paid!). He pays for his mobile, the Sky (that he wanted and I didn't) and the internet.

Having said that, he's quite happy for me to control both accounts online so I can keep both of them out of the red.