Process to open Junior S&S ISA

george4064 Forumite Posts: 2,751
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edited 21 November at 8:20AM in ISAs & tax-free savings
I’m going to help a friend of mine setup a Junior S&S ISA for their baby who is about 1 year old, I was planning on helping the baby’s mum open an account with Vanguard and I wanted to understand a few things first:

1. Does the child need a ‘child’ National Insurance number before applying? If so, how do you get this?

2. Does the child need some sort of ID like a passport? I don’t even think such a young baby would have one yet?

3. I believe Vanguard is a good option for the Junior S&S ISA, but does anyone have experience with Vanguard for this type of account? Or any strong recommendation for an alternative platform?

4. Do I need to be wary of minimum investments amount? I think with Vanguard the minimum investment (£500) only applies when first open the account (do they actually enforce this?) so after that we could gift say £50 or £100 a year that can be deposited and invested within the account.

Many thanks in advance
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