Reliable / consistent rates and easy to operate Easy Access account?

Olinda99

Marcus for ease of access (app based of course)

If not app based (pc or phone) then ns&i direct saver. You can also use ns&i app if you want to to view the balance.

friolento

Olinda99 said:

Marcus for ease of access (app based of course)

Marcus can also be operated online.

Malchester

I would recommend Marcus as the account is easy to use and set up. Withdrawals are very speedy (but not instant). Can open and operate with £1 and deposits and withdrawals can be done 7 days a week. Interest rate is not the best but better being comfortable with a bank than automatically going for higher rates.

I also like Saffron Building Society and their E Saver issue 20 with monthly interest of 4.8% per year. £10 minimum balance. Withdrawals take about 2 hours max but not at weekends (although I withdrew last Sunday and it was in my nominated account the same day - a fluke I think). Also, unlike Marcus you can deposit from any account but only withdraw to your nominated account.

Customer support has always been superb - online or by phone.

Both have apps which are quite basic but useful and easy to use. Both pay interest monthly 

jimjames

Robwales said:

Are Cahoot any good in this respect (good rates, ease of use)??

With the requirements you've specified I wouldn't touch Cahoot. They're a brand from Santander but are being run down so for a long term solution are unlikely to be a good choice.

Middle_of_the_Road

A lot of mention of Marcus, but none of sister company Saga. They're both owned by Goldman Sachs, and use the same App platform.
I opened a Saga account last year when they were near the top rate, and can recommend the process and speed of withdrawals. 
I prefer familiar names in banking, and had not heard of Marcus, but did have previous dealings with Saga. Over 50s only restriction applies.

mebu60

35har1old said:

toomuchinfo said:

Hampshire Trust Bank. Very easy to use and good rates.

It's a bit strange that they prefer you to call to setup any other accounts after your initial account

Or email. 

Robwales

Thanks for all the feedback - really appreciate it...i think i will suggest Marcus as its dependable, easy to use, quick and a known entity to me - albeit not a rate leader.   Thanks all!