PLEASE READ BEFORE POSTING: Hello Forumites! In order to help keep the Forum a useful, safe and friendly place for our users, discussions around non-MoneySaving matters are not permitted per the Forum rules. While we understand that mentioning house prices may sometimes be relevant to a user's specific MoneySaving situation, we ask that you please avoid veering into broad, general debates about the market, the economy and politics, as these can unfortunately lead to abusive or hateful behaviour. Threads that are found to have derailed into wider discussions may be removed. Users who repeatedly disregard this may have their Forum account banned. Please also avoid posting personally identifiable information, including links to your own online property listing which may reveal your address. Thank you for your understanding.
We're aware that some users are experiencing technical issues which the team are working to resolve. See the Community Noticeboard for more info. Thank you for your patience.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Loft conversion - No Building Regs sign off.

Options
When we bought our house. The kitchen extension had planning permission and was signed off in 2003. The loft conversion had no Building Regs sign off, we also believe it was done at the same time as the kitchen.  We seller paid out an insurance policy for the loft.

What do we have to do to get this signed off? Can the council force us to put it back and not use it as a spare bedroom? 
«1

Comments

  • sevenhills
    sevenhills Posts: 5,938 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Is it a proper loft conversion with dormer windows, a staircase and a door at the top of the staircase?
  • RHemmings
    RHemmings Posts: 4,894 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Just curious - is the loft conversion of a type that it would come under permitted development? I thought that was the case for many loft conversions but am not sure. 
  • Permitted development still requires an application to the local authrority, buildings approval is another step to check the structure compies with current regulations - this will require among otherthings strcutural engineers calculations and drawings. 

    I doubt they will be any recourse to convert back and you can probably use it 'as is' but at your own risk, if building approval is not forthcoming. The problems will re-emerge however when it's your turn to sell.
  • user1977 said:
    Bear in mind the indemnity policy is invalidated by you contacting building control. It may be better to let sleeping dogs lie.
    Seconding this. 

    Why do you need to get it signed off now anyway? If it works well for you are you are using it currently, then the only issue comes in how you come to describe it if you sell. In other words, you may be using it as a bedroom currently, but you wouldn't be able to include the space as a bedroom when the property is listed for sale. And when someone comes along interested in buying, that indemnity policy will almost certainly just pass to them too, so there will be no need for you to go the expense of paying for another.


    🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
    Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
    Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
    £100k barrier broken 1/4/25
    SOA CALCULATOR (for DFW newbies): SOA Calculator
    she/her
  • ThisIsWeird
    ThisIsWeird Posts: 7,935 Forumite
    1,000 Posts Second Anniversary Name Dropper
    jamcam66 said:
    When we bought our house. The kitchen extension had planning permission and was signed off in 2003. The loft conversion had no Building Regs sign off, we also believe it was done at the same time as the kitchen.  We seller paid out an insurance policy for the loft.

    What do we have to do to get this signed off? Can the council force us to put it back and not use it as a spare bedroom? 
    2003? Don't worry.
    The only action Building Control could take is if it was deemed unsafe. Infinitesimally remote chance.
    And you paid for an insurance policy - indemnity? - at the time?
    Double don't worry.
    Why are you asking about this now - are you planning to sell? If so, answer the SIP correctly when it asks whether there's any BC breach, and add that there's a policy in place for this. You could even be upfront as folk are being shown around, but obviously make it clear it was done ages ago, clearly to a high standard, to your knowledge by the same folk who did the kitchen, and it's never been a concern to you.
    Most folk won't be bothered at all (unless it looks cowboy - dangerous staircase, things like that).
  • Albermarle
    Albermarle Posts: 27,765 Forumite
    10,000 Posts Seventh Anniversary Name Dropper
    Is it a proper loft conversion with dormer windows, a staircase and a door at the top of the staircase?
    OP this question is important, as if it has not been done properly it is potentially a fire risk.
    As well as the above you should have a linked smoke alarm system run from mains electricity , with battery back up. One on each floor, approx in line with the escape route. ( from the loft room entrance to the main exit door of the house.
    Also one of the dormer/Velux windows should lead out on to a roof, as another escape route.
  • eddddy
    eddddy Posts: 17,967 Forumite
    Part of the Furniture 10,000 Posts Name Dropper

    If the previous owner got sign off for the kitchen, but not for the loft conversion - it's very likely to be because the loft conversion didn't meet building regs standards.

    It's quite possible that the design of the house made it impossible (or infeasibly expensive) to do a loft conversion that meets building regs standards.

    If that's the case, nothing good would come out of getting Building Control involved.

    You just sell the house as it is - a house with a loft conversion that doesn't meet building regs standards. Some buyers probably won't be bothered by that, others might decide to offer less, or walk away.



    However, the estate agent might be nervous about describing the loft room as a bedroom if it doesn't have building regs sign off, because in the past, it seems that The Property Ombudsman has said that's misleading and ordered estate agents to pay compensation to prospective buyers.

    See: https://thenegotiator.co.uk/30220-2/


  • Emily_Joy
    Emily_Joy Posts: 1,491 Forumite
    Seventh Anniversary 1,000 Posts Photogenic Name Dropper
    The council cannot do anything after 20 years (the was a court ruling effectively that if the place has been used continuously for the same purpose for 20 years, even if didn't have the permission at first place, then they cannot force the owner to revert it back). The building regs might take another viewpoint, though.
  • eddddy said:

    If the previous owner got sign off for the kitchen, but not for the loft conversion - it's very likely to be because the loft conversion didn't meet building regs standards.



    Not necessarily.  We were in the process of buying a house with exactly the same issues and the reason that the loft conversion had not been signed off was because if it had the sellers would have gone into a higher band of Council Tax so they left it.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 350.8K Banking & Borrowing
  • 253.1K Reduce Debt & Boost Income
  • 453.5K Spending & Discounts
  • 243.8K Work, Benefits & Business
  • 598.7K Mortgages, Homes & Bills
  • 176.8K Life & Family
  • 257.1K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.