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quickest cheap DDs to set up for a switch?

kuepper
Posts: 1,492 Forumite


I'm maxed out on my existing DDs to get rewards so need 2 more DDs - preferably £1 ones- for Barclays, which are the quickest to set up?
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I opened moneybox savings account on Monday. The DD is showing on my account already, I just asked to deposit £1.1
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Not sure of any at £1 I've not tried
for £2 Wateraid and Pdsa, Pdsa is the fastest at a few days, water aid takes a bit longer1 -
An empty credit card DD payment. If the DD is active it will work even if no payment is made.1
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TFL autopay should work. Especially useful if you never intend to drive in London...2
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PayPal is a good one as can set that up on all your accounts and quickly active.2
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Linked my PayPal account to a DD and added the DD option to my National Lottery account. Both showed up on my FD current account in minutes.
Not planning on buying any lottery tickets, and kept my 'normal' debit card as my preferred PayPal option.1 -
See here: https://forums.moneysavingexpert.com/discussion/6445857/savings-investment-dds-and-debit-card-deposits-an-updated-list/p1
Moneybox
Plum
PayPal
Shuffle around existing DDs for bills - energy, internet/phone, water, council tax, credit cards, etc
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onepeunddd.com, it allows 3 date options1
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I've used https://smalldirectdebit.co.uk/ for a long time, usually sets up pretty fast. Also has yearly direct debits which are good for switch offers, as you will only be charged once a year (and can cancel before the next charge)
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I don't think it's particularly quick to set up but Park Christmas savings is good for a cheap DD (not protected by Financial services) I pay £1.60 ish per month and towards the end of the year get 2 x £10 in M&S gift cards through the post. That's their cheapest option.No charges.
I have already received my cards and started 'saving' towards Christmas 24!!!Being polite and pleasant doesn't cost anything!
-Stash bust:in 2022:337
Stash bust :2023. 120duvets, 24bags,43dogcoats, 2scrunchies, 10mitts, 6 bootees, 8spec cases, 2 A6notebooks, 59cards, 6 lav bags,36 angels,9 bones,1 blanket, 1 lined bag,3 owls, 88 pyramids = total 420total spend £5.Total for 'Dogs for Good' £546.82
2024:Sewn:59Doggy ds,52pyramids,18 bags,6spec cases,6lav.bags.
Knits:6covers,4hats,10mitts,2 bootees.
Crotchet:61angels, 229cards=453 £158.55profit!!!
2025 3dduvets1
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