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Trying to open Certificate Credit Account at Santander
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visited my Santander branch to open a Certificate Credit Account that they clearly state on-line, but staff denied adamantly that they don't have one ?? can anyone clarify as I find this CD route not straight forward and as easy as it seems, regards0
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I recommend you post your question on your own thread and not "hijack" someone elses on an unrelated subject.jp49 said:visited my Santander branch to open a Certificate Credit Account that they clearly state on-line, but staff denied adamantly that they don't have one ?? can anyone clarify as I find this CD route not straight forward and as easy as it seems, regards
You may also wish to explain what a certificate credit account is as that is not a term that is used in the UK. Did you mean "certificate of Deposit"? (also a term not used in the UK but similar wording)?
I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.1 -
https://www.santanderbank.com/personal/savings/certificates-of-deposit
Would seem to be a US account given the mention of Zip Codes.
Even more so when you read the footer on the linked page..Life in the slow lane1 -
What are Certificates of Deposit?
A Certificate of Deposit (CD) is an FDIC-insured promissory note that has a fixed interest rate and fixed date of withdrawal, commonly known as the maturity date.†Definitely Santander N.A. in the US.
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In Britain they're usually referred to as fixed term or fixed rate bonds. See below for Santander UK's current offerings but it looks like they can all be beaten elsewhere.jp49 said:visited my Santander branch to open a Certificate Credit Account that they clearly state on-line, but staff denied adamantly that they don't have one ?? can anyone clarify as I find this CD route not straight forward and as easy as it seems, regards
https://moneyfactscompare.co.uk/savings-accounts/
https://www.santander.co.uk/personal/savings-and-investments/savings/fixed-term-bonds
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