how can you claim housing benefit without being a job seeker

2

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  • marcia_ said:
    well  this ost is really all about getting we bit of housing element whilst I make long-term decisions whilst on ptime wages from full-time wages.
    as for the dro thing.well we could only make  hyperthetical application cos we are still full-time at mo.but the dro guy  was too vague with his reply cos he said if we go prime and are short £25 each a week in living thresholds based on his benefits entitlement calculator..he said he may not approve of dro. despite us saying we can manage.
    pay your debt at your rate.not what the creditor demands.cos they have no power.they aren't the police.
  • poppy12345
    poppy12345 Posts: 17,921 Forumite
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    edited 5 November 2023 at 7:36PM
    marcia_ said:
    well  this ost is really all about getting we bit of housing element whilst I make long-term decisions whilst on ptime wages from full-time wages.

    You can't just claim the housing element, as has been advised earlier in the thread by spoonie. UC is one benefit made up of many different elements. Whether there's any entitlement will depend on your joint circumstances.  

    If you reduced your hours and then claimed UC there could also be a sanction, which will reduce your UC entitlement (if there is any) because you said you do not have any health conditions that prevent you from working longer hours.


  • stu12345_2
    stu12345_2 Posts: 885 Forumite
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    edited 5 November 2023 at 8:02PM
    looks like their isn't much really good solutions apart from grind it out for years on a dmp on full-time hours or drop hours down and go for a 12 month solution via a dro or bankruptcy.as it seems you are a winner in only 12 months . it would be great if debts went in 12 months.but just need that tiny bit of extra help for those 12 months.
    the prob is if we claim any UC then our dro will end if we up our hours by a lot  in any forced  full-time jobs and or  our bankruptcy will get a 3 year IPA if we are on full-time hours.
    pay your debt at your rate.not what the creditor demands.cos they have no power.they aren't the police.
  • As previously advised on your other thread the only potential way to claim UC without being sanctioned would be if you had a fit note for the stress, then you can drop hours or stop work completely for time to regroup without a sanction (but stopping work completely would make you worse off than just dropping hours).

  • Spoonie_Turtle
    Spoonie_Turtle Posts: 8,399 Forumite
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    edited 5 November 2023 at 8:58PM
    elsien said:
    elsien said:
    I don’t think you can, because you would have to claim universal credit. 
    Which I believe, was covered in your previous thread. 
    https://forums.moneysavingexpert.com/discussion/6478839/dro-with-no-income/p1

    I’m also not sure why you think it’s okay to just work 14 hours a week and get benefits to top it up when it appears you are both able to work more than that - it was only a couple of weeks ago that you were applying for and feeling perfectly capable of doing a full-time better paid job. 
    the full-time job I'm after is high paid but will burn me out in prob under a year and will be off on the sick cos of it. I need to consider whether to fully complete the job application.im at final stage of selection.
    your comment above is condescending.perhaos folks enjoy their life working part time. and maybe a wee top up  if needed.
    you are only on this planet once I have been working for 38 yrs and I'm tired out .so is wife.the only time we weren't tired  out and enjoyed life was when we worked pttime
    I witnessed my father die at 55 with burn out. stress heart attack.my mother is 87 and still with us.maybe cos she only worked pttime all her life.
    I am not making the mistake on missing out on life. working full-time  for the man as they say .till you die 
     I'd rather do without the shiny things in life and reduce my hours and smell the roses along the way.

    infact elsein.dont bother replying to me.you are not meant to be judgemental and you came across as judgemental.if I know how to block you I will. you have really infuriated me 
    I’m sure a lot of people would prefer to work part time and have a little top up from the state. 
    And not have to work for “the man“ and have a lovely time doing things other than work. But if we all did that, the welfare system would grind to a halt pretty quickly because it would be unaffordable. That’s not condescension, it’s a statement of fact.
    There is ignore button, should you wish to use it. 

    I am only suggesting I drop to around 14 to 16 hrs and if. I remember correctly that is the hours you send back your Jsa fortnightly claim booklet stating you are no longer a job seeker.

    As already explained, the benefits system has changed since then.  The means-tested help available now is only through UC, so it's UC's rules and requirements that apply now.
  • stu12345_2
    stu12345_2 Posts: 885 Forumite
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    edited 5 November 2023 at 8:58PM
    isn't there a cont JSA that is for folk that don't want UC
    pay your debt at your rate.not what the creditor demands.cos they have no power.they aren't the police.
  • isn't there a cont JSA that is for folk that don't want UC
    There is, the handsome sum of £84.80/week for six months if you're not working more than 16hrs/week.  But you have to be looking for work in order to get it, it is subject to sanctions like UC is (so you couldn't claim for at least 3 months until the sanctionable period after dropping hours has ended - that's if it is 3 months and not 6), and if you want any means-tested help you still need to claim UC.  
  • poppy12345
    poppy12345 Posts: 17,921 Forumite
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    isn't there a cont JSA that is for folk that don't want UC

    Yes but even when working less than 16 hours per week there's only a £5/.week disregard before your JSA reduces £1 for £1.

  • isn't there a cont JSA that is for folk that don't want UC

    Yes but even when working less than 16 hours per week there's only a £5/.week disregard before your JSA reduces £1 for £1.

    Huh, for some reason I thought earnings didn't affect it, only pensions.  Maybe I was getting it mixed with ESA.

    One wonders what the point is of being able to claim it whilst working low hours then … maybe a small safety net / 'top up' for people with household savings or income too high for UC.
  • poppy12345
    poppy12345 Posts: 17,921 Forumite
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    isn't there a cont JSA that is for folk that don't want UC

    Yes but even when working less than 16 hours per week there's only a £5/.week disregard before your JSA reduces £1 for £1.

    Huh, for some reason I thought earnings didn't affect it, only pensions.  Maybe I was getting it mixed with ESA.

    One wonders what the point is of being able to claim it whilst working low hours then … maybe a small safety net / 'top up' for people with household savings or income too high for UC.

    It's always been the same for JSA. Although they say "less than 16 hours/week" the earnings would wipe out any entitlement anyway.
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