Insurance for a 19 year old

Stateofart

Have you thought about selling her car and putting her on your insurance on a different car?  That way she can borrow the car and the cost should be less.  At least until she's 21.

Abbafan1972

Stateofart said:

Have you thought about selling her car and putting her on your insurance on a different car?  That way she can borrow the car and the cost should be less.  At least until she's 21.

There’s only DH in the household that drives, which is a Mercedes and is a group 30 something. He’s already said ages ago that there’s no way she’s driving that, lol. 

Not only that, he uses it to get to work in the week and is out of the house from 6.30am - 7.30pm. 

Will post back when/if there’s an update. 

Kim_13

I fear it may be a case of waiting it out until she can say she has had a full licence for longer or until she has a clean record again. The price will then be cheaper, even though you could say she might be a bigger risk than she is right now due to being out of practice.

Worth looking at selling the car and getting her something in a lower group - an Astra doesn’t strike me as a car with a particularly low one, though I appreciate it varies by the exact model.

If she completes a CBT she will have a full licence for a 50cc moped with no need to pass another test.