Monzo account to use as a dummy account for switching - How long to wait?

boingy

Some switches require the full card number, others just ask for the last 4 digits.
Just wait for the card. It will only take a week.

MikeJXE

Neil49 said:

You can view the 16 digit card number and CVC from the app so I can't see why you would need a physical card. 

Just be aware that Monzo will block you from future attempts to open an account with them in the foreseeable future. 

Thats incorrect, my records show I opened a Monzo account 16th June also 18th October.

the second time I had to go through customer services email, once they answered I had to upload a photo of me holding my ID (driving licence)

I am switching that account to Nationwide once the direct debits are active 

boingy

MikeJXE said:

Neil49 said:

You can view the 16 digit card number and CVC from the app so I can't see why you would need a physical card. 

Just be aware that Monzo will block you from future attempts to open an account with them in the foreseeable future. 

Thats incorrect, my records show I opened a Monzo account 16th June also 18th October.

the second time I had to go through customer services email, once they answered I had to upload a photo of me holding my ID (driving licence)

I am switching that account to Nationwide once the direct debits are active 

They didn't let me open another account after switching the first away. They took over a week to reply to the support request then passed me on to someone else who took another week and then said "no"!

Volcane

boingy said:

MikeJXE said:

Neil49 said:

You can view the 16 digit card number and CVC from the app so I can't see why you would need a physical card. 

Just be aware that Monzo will block you from future attempts to open an account with them in the foreseeable future. 

Thats incorrect, my records show I opened a Monzo account 16th June also 18th October.

the second time I had to go through customer services email, once they answered I had to upload a photo of me holding my ID (driving licence)

I am switching that account to Nationwide once the direct debits are active 

They didn't let me open another account after switching the first away. They took over a week to reply to the support request then passed me on to someone else who took another week and then said "no"!

I even had a letter from them telling me “ unfortunately we won’t be able to welcome you back in the foreseeable future” when I switched mine away.

MikeJXE

Volcane said:

boingy said:

MikeJXE said:

Neil49 said:

You can view the 16 digit card number and CVC from the app so I can't see why you would need a physical card. 

Just be aware that Monzo will block you from future attempts to open an account with them in the foreseeable future. 

Thats incorrect, my records show I opened a Monzo account 16th June also 18th October.

the second time I had to go through customer services email, once they answered I had to upload a photo of me holding my ID (driving licence)

I am switching that account to Nationwide once the direct debits are active 

They didn't let me open another account after switching the first away. They took over a week to reply to the support request then passed me on to someone else who took another week and then said "no"!

I even had a letter from them telling me “ unfortunately we won’t be able to welcome you back in the foreseeable future” when I switched mine away.

It seems some you win some you lose. However  It did take a couple of weeks I admit 

Volcane

Maybe it’s HOW you used the account before switching?

I created purely as a donor account. If you opened one and genuinely used the account before switching maybe they allow you back?

Just a theory….

MikeJXE

Volcane said:

Maybe it’s HOW you used the account before switching?

I created purely as a donor account. If you opened one and genuinely used the account before switching maybe they allow you back?

Just a theory….

Thats the reason I opened the first and the second, to switch, never had more than £10 in credit and weren't open long 

boingy

MikeJXE said:

Volcane said:

Maybe it’s HOW you used the account before switching?

I created purely as a donor account. If you opened one and genuinely used the account before switching maybe they allow you back?

Just a theory….

Thats the reason I opened the first and the second, to switch, never had more than £10 in credit and weren't open long 

Maybe you spoiled it for all the rest of us  (joke)  

I've no problem with them refusing me an account. It's their right to do so and I'm not exactly a valuable customer!
I can't remember what account opened instead. Probably another Metro account.

Clicker9180

So why is Monzo the best candidate for a donor account? Is it because they never offer any deals when you switch to them?

I already have an account with Starling which is my main account and I don't want to leave them. But I can open a second account with them: https://help.starlingbank.com/personal/topics/setting-up-an-account/opening-additional-accounts/

Would it be possible to open a second account and then use the Current Account Switch service to close that second account and only that one?

Rob5342

Clicker9180 said:

So why is Monzo the best candidate for a donor account? Is it because they never offer any deals when you switch to them?

I think that's why people suggest them. I'd say they are a bad choice for a donor account as they have one of the best apps around and are a great choice for your main account.