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Flying solo

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Comments

  • Humdinger1
    Humdinger1 Posts: 2,839 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper

    All good @twiggy86! How's everything going? Love Humdinger xx

  • twiggy86
    twiggy86 Posts: 2,706 Forumite
    Part of the Furniture 1,000 Posts Name Dropper

    Thanks for reaching out @Humdinger1 - sorry I'm being a bit rubbish at checking in on here!

    Everything is still going well - feeling on top of the budget any money! That said I have just borrowed £5k from my parents towards wedding costs. It was planned that we would do this, and parents have zero issues with it but obviously it is debt - with a clear plan on how it's getting paid back. Unfortunately there is little movement on OH's parent's properties, so not such a clear plan on when it will get paid back!

    But talking of properties - everything is well underway with the sale of my house and purchase of the new house! OH has been very on top of the chain and is persistently chasing things! There have been a couple of enquiries about my house and the previous building work but I'm hoping nothing is too much of an issue!

    Wedding plans are also steaming ahead! We purchased all the kids outfits (flower girls etc) at the weekend and nearly there with bridesmaid dresses, just need to finalise last one as she wasn't sold on the original dresses (they're having different styles). Also trying to find some wedding shoes for me! My dress is champagne colour so proving slightly more difficult to find some that I like, the colour works and aren't ridiculously expensive! (I did fall in love with a pair of shoes but at £600 that isn't happening!)

    I am due to get a bonus at the end of this month, so waiting for my payslip to see what I'll actually bring home! Also did some POA forms for a family friend which will get me £100 once that's all sorted - need to drop them off when I have a chance!

    This week has been pretty busy - went out for a drink with a friend last night, acro tonight, netball Thursday, line dancing Wednesday then Saturday I'm off to Bath with a few friends! However, keeping on top of the budget, with this all planned for! Oh and I've also been going to the gym with OH every morning before work! Sunday afternoon I am looking forward to sitting down and casting on a new knitting project and chilling out!!! I just have the ends to sew in on my "Christmas vest" (very clearly didn't get completed for Christmas but thankfully it is just a dark red and not full blown Christmas!) as I promised myself I would finish something before I was allowed to start something new!!!

    Debt as at 5 June 2023 - £15,600.89
    Current debt - £5,100
    Total paid off - £10,500.89 (67% paid off)
  • twiggy86
    twiggy86 Posts: 2,706 Forumite
    Part of the Furniture 1,000 Posts Name Dropper

    So it's payday tomorrow and so I have received my payslip - although I will ignore my wages until Friday. My £3,000 bonus has equated to an extra £2,292 in my pay. It's a good job OH pushed me to negotiate a guaranteed bonus when I accepted the job, as firm didn't hit target so no one else is getting bonuses. That extra money will come in very handy as the estate agent has said this morning that we should expect to exchange in 3-5 weeks… all getting very real now! So best start sorting out the house!!!

    In other money "bits and bobs"… I have about £150 left from my personal spends, so I will shuffle that in to some sort of savings. Still waiting for the compensation about the flight delay to come in, so our joint account currently only has £27 left in it! But we went food shopping last night so don't really need to spend anything else until after payday.

    I feel like at the moment I'm doing "ok" money-wise. Just feels like so much is un-known at the moment with upcoming expenses - so I can't properly judge how I'm doing. The reality is that I currently have just over £12k in the bank, before payday. So I'm sure I should feel like I'm doing pretty well!!! However, £5k is allocated towards wedding, and then a lot of it is my various savings pots and emergency fund. So yes I am doing well, but how much do I need to budget for house move?!!?!?!

    In non-money news - this week is slightly quieter, just the usual acro tomorrow night and then netball Thursday. We have OH's kids this weekend, so not sure what we've got planned with them. I did attempt to cast on a pair of socks last night but did one round and pulled it all back out again - decided to try again on my lunch break today! Yarn is left over scraps from previous projects and pattern is free! Me and OH went to the gym today, even though I really didn't want to - at least we're both making the most of our memberships! Will need to see if this continues when we move, as new house is further away from the gym and this morning we were running behind as stayed in bed longer than we should! At least we can cancel the gym at any time!

    Debt as at 5 June 2023 - £15,600.89
    Current debt - £5,100
    Total paid off - £10,500.89 (67% paid off)
  • Humdinger1
    Humdinger1 Posts: 2,839 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper

    All looking good @twiggy86! Looking forward to updates when you can love Humdinger xx

  • _Dolly_Rocker_
    _Dolly_Rocker_ Posts: 972 Forumite
    Fourth Anniversary 500 Posts Photogenic Name Dropper

    Wow all looking great.

    I know what you mean though about wanting to know the expenses - that was the worst thing when I bought my flat and was waiting for everything to go through.

    Debt Free - 4th June 2025
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