RIP OFF CAR INSURANCE RENEWAL QUOTES

Sea_Shell

Worth raising as an issue with MIB?

Although they are not "uninsurable" as such.

Just not insurable for reasonable cost.

You might need to go to a specialist broker.

Not really much different to trying to insure a Sierra Cosworth back in the day.

wpartridge

Sea_Shell said:

wpartridge said:

Sea_Shell said:

If these (Comprehensive) premiums are that high, what is the price for Third Party Only?

It's almost at the point of self insuring for the additional Fire, Theft and AD risks.

Or sell it for another brand.

Unfortunately this was just for 3rd party! 

I've had it listed for sale for about 5 weeks now without getting a sniff. But the fact I've had no interest in it despite it being priced low very much makes sense if it's practically impossible to get insured on... 

😑

Have you got somewhere off road to keep it, if you were to SORN it?

It would be cheaper to just buy something else in the meantime, especially for such low mileage needs.

Yes, I've been thinking that SORN might be my only option. Total hassle though, was hoping to avoid it! 

Aretnap

wpartridge said:

Sea_Shell said:

If these (Comprehensive) premiums are that high, what is the price for Third Party Only?

It's almost at the point of self insuring for the additional Fire, Theft and AD risks.

Or sell it for another brand.

Unfortunately this was just for 3rd party! 

Presumably you've also checked quite for comprehensive cover but if not do check then - it's often cheaper than third party only (though not necessarily so if the main risk is theft).

Stubod

..does this mean that mst RR's will become unsaleable??

DullGreyGuy

wpartridge said:

Sea_Shell said:

If these (Comprehensive) premiums are that high, what is the price for Third Party Only?

It's almost at the point of self insuring for the additional Fire, Theft and AD risks.

Or sell it for another brand.

Unfortunately this was just for 3rd party! 

I've had it listed for sale for about 5 weeks now without getting a sniff. But the fact I've had no interest in it despite it being priced low very much makes sense if it's practically impossible to get insured on... 

😑

TPO and TPFT are normally more expensive than Comp because of negative selection/ the types of people that buy TPO/TPFT more than offsets the fact there is no own vehicle damage over for accidents. 

sheslookinhot

Stubod said:

..does this mean that mst RR's will become unsaleable??

There are a huge amount of private sale Land Rovers and Range Rovers on Autotrader.

Stubod

sheslookinhot said:

Stubod said:

..does this mean that mst RR's will become unsaleable??

There are a huge amount of private sale Land Rovers and Range Rovers on Autotrader.

...exactly...but are they selling??

pallyman

wpartridge said:

Sea_Shell said:

wpartridge said:

Sea_Shell said:

If these (Comprehensive) premiums are that high, what is the price for Third Party Only?

It's almost at the point of self insuring for the additional Fire, Theft and AD risks.

Or sell it for another brand.

Unfortunately this was just for 3rd party! 

I've had it listed for sale for about 5 weeks now without getting a sniff. But the fact I've had no interest in it despite it being priced low very much makes sense if it's practically impossible to get insured on... 

😑

Have you got somewhere off road to keep it, if you were to SORN it?

It would be cheaper to just buy something else in the meantime, especially for such low mileage needs.

Yes, I've been thinking that SORN might be my only option. Total hassle though, was hoping to avoid it! 

Have you tried Webuyanycar,might be worth a go.

Herzlos

It'd certainly be worth trying some specialist brokers to see if you can get a better price with a tracker or immobilizer, etc. That should mitigate some of the risk.

facade

Stubod said:

sheslookinhot said:

Stubod said:

..does this mean that mst RR's will become unsaleable??

There are a huge amount of private sale Land Rovers and Range Rovers on Autotrader.

...exactly...but are they selling??

I should think so.

You won't believe what people are like.

You would think that no-one in their right mind would buy a used RangeRover, ecoboom Ford or a wet belt Peugeot/Citroen so they should be only worth their weight in scrap once out of warranty, yet they still sell like hot cakes for good money. (And then owners post on here when they explode/seize up or just stop working...)