NatWest application online message

stewartwilliams

I had a few NatWest cards appear on my Cleascore offers at the start of the month when the new report appears, all showing pre-approved.
Travel, 2 x balance transfers etc.

Tried my luck with one and got accepted after the photo ID verification bits with a credit limit of around £2200.

Far better interest than my existing "sub-prime" type card (started at £200 about a year or two ago), so will probably get rid of that, or just use it occasionally.

(My one default dropped off a month or two ago, and 3 Erudio Student loans CCJs drop off in Dec / Jan)

Added: not sure if down to Royal Mail, but just got the card and the pin number delivered together (2 separate envelopes).
Not really a good thing if someone intercepted both.

jackjones01

I had had this called them up and it was to do with the fact I was using my work laptop to make the application. I was put through to the fraud team and they removed the internal markers which then allowed me to make the application online. 

fergie_

Just to update here, Natwest have now advised (though it says absolutely nowhere on their website or t&cs) that a user can have 4 soft searches in 1 day, 8 soft searches in 1 week, and 12 soft searches in 1 month. If the customer surpasses this limit, they can not apply again for 6 months.

So not good if you have errors or a time out and inadvertently go over their internal limits.

eschaton

Opened one on Sunday night with no issues. 

100% pre-approved by MSE with a limit of £6950.   

Applied direct via NatWest and limit was £7150. 

Card and PIN arrived today although been using via Apple Pay since Tuesday. 

Nasqueron

fergie_ said:

Just to update here, Natwest have now advised (though it says absolutely nowhere on their website or t&cs) that a user can have 4 soft searches in 1 day, 8 soft searches in 1 week, and 12 soft searches in 1 month. If the customer surpasses this limit, they can not apply again for 6 months.

So not good if you have errors or a time out and inadvertently go over their internal limits.

It's unlikely to be publicised because 99.99999% of people wouldn't do more than 1 soft search maybe even in 6 months, a limit of 4 in a day is logical to save them money