Nationwide switch offer - I need to setup a DD quickly!

dllive

Hi,

Im looking to take advantage of Nationwide's £200 switch offer. To be eligible I need to have 2 active DDs setup on my old account (Santander). I setup 2 DDs on my Santander account purely to be eligible. I have one with Vanguard; and another with Hargreaves. However, only the Vanguard is showing as being a Direct Debit in my Santander account! Hargreaves says there is a DD from Santander to them; but Santander says theres no DD setup for Hargreaves! So Im caught between both companies!

The switch is going to start soon, so I need to find a quick way to get an active DD setup on Santander. Is Paypal the way to go? If I add my Santander card to my Paypal account, and add money from Santander to Paypal, will that be a Direct Debit that comes out immediately?

Thanks

Olinda99

https://www.littledirectdebits.co.uk/

boingy

dllive said:

 If I add my Santander card to my Paypal account, and add money from Santander to Paypal, will that be a Direct Debit that comes out immediately?

No. You need to add the bank account, not the card, to PayPal and then *buy* something from somewhere with PayPal and specify that account in the PayPal checkout. You can't just add money to your PayPal with a bank account. It's also not immediate. Mine took about a week and a half to show up. How soon is your switch? It's hard to get a new DD to show up in less than a week or so.

I don't know if you can cancel or delay the switch but it might be worth setting up a new burner account complete with new DDs with a view to switching that one at a later date if the first switch doesn't qualify.

dllive

boingy said:

dllive said:

 If I add my Santander card to my Paypal account, and add money from Santander to Paypal, will that be a Direct Debit that comes out immediately?

No. You need to add the bank account, not the card, to PayPal and then *buy* something from somewhere with PayPal and specify that account in the PayPal checkout. You can't just add money to your PayPal with a bank account. It's also not immediate. Mine took about a week and a half to show up. How soon is your switch? It's hard to get a new DD to show up in less than a week or so.

I don't know if you can cancel or delay the switch but it might be worth setting up a new burner account complete with new DDs with a view to switching that one at a later date if the first switch doesn't qualify.

Thanks. Ive set the switch to start on 13th nov. (Because Hargreaves take DD on the 7th of each month, and Nationwide recommends to not switch within 3 days of a DD date). But becuase Hargreaves DD doesnt seem to be showing in my Santander account, Im not going to rely on it.

So I have a couple of weeks, but Id like the DD to be active asap just so I can forget about it until the switch completes. 

That https://www.littledirectdebits.co.uk/ website looks useful. I wonder if I can use the Custom Direct Debit option to specify a DD for next week. Perhaps thats not possible. If it isnt then Ill choose the '1st Day of the month' option.

dllive

Ive noticed they have a Direct Debit ASAP option

WillPS

boingy said:

dllive said:

 If I add my Santander card to my Paypal account, and add money from Santander to Paypal, will that be a Direct Debit that comes out immediately?

No. You need to add the bank account, not the card, to PayPal and then *buy* something from somewhere with PayPal and specify that account in the PayPal checkout. You can't just add money to your PayPal with a bank account. It's also not immediate. Mine took about a week and a half to show up. How soon is your switch? It's hard to get a new DD to show up in less than a week or so.

I don't know if you can cancel or delay the switch but it might be worth setting up a new burner account complete with new DDs with a view to switching that one at a later date if the first switch doesn't qualify.

You don't need to buy anything.

Open the app.
Click balance
Add funds
Type any number, might be £1 min
Select account (not debit card!).

Takes about 3 working days if a mandate is setup.

surreysaver

WillPS said:

boingy said:

dllive said:

 If I add my Santander card to my Paypal account, and add money from Santander to Paypal, will that be a Direct Debit that comes out immediately?

No. You need to add the bank account, not the card, to PayPal and then *buy* something from somewhere with PayPal and specify that account in the PayPal checkout. You can't just add money to your PayPal with a bank account. It's also not immediate. Mine took about a week and a half to show up. How soon is your switch? It's hard to get a new DD to show up in less than a week or so.

I don't know if you can cancel or delay the switch but it might be worth setting up a new burner account complete with new DDs with a view to switching that one at a later date if the first switch doesn't qualify.

You don't need to buy anything.

Open the app.
Click balance
Add funds
Type any number, might be £1 min
Select account (not debit card!).

Takes about 3 working days if a mandate is setup.

Takes ten days if you haven't got a mandate already set up 

PRAISETHESUN

https://forums.moneysavingexpert.com/discussion/6445857/savings-investment-dds-and-debit-card-deposits-an-updated-list/p1

Moneybox, Plum, PayPal, or a low value charity DD seem to be the fastest to set up.

VKE

For direct debit have a look at onepounddd.com; they give you 3 date options 

boingy

Plum. Set-up a weekly depositor @ £1 per week. You can withdraw the money afterwards.