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Help regarding historic subsidence

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Comments

  • Grizebeck
    Grizebeck Posts: 3,967 Forumite
    1,000 Posts Second Anniversary Name Dropper Photogenic
    Thanks, you have put my mind at ease a considerable amount about this. 👍
    Good to hear:) it can be quite interesting to find out what was under your house (mine wise) from a historical prospective
  • Bigphil1474
    Bigphil1474 Posts: 4,109 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    OP, we had a subsidence claim on our house in 2011/2012 - 'minor cracks due to root growth and clay soil becoming softened due to drainage leak'. We kept all the paperwork and a certificate of structural conformity. Needed some strapping, and fixing of cracks, no underpinning. As far as I'm concerned, it's history although any new potential purchaser would be informed. At the moment it has no effect on any insurance, other than we paid higher premiums for a few years afterwards. We had a mortgage at the time it happened but we didn't mention it to them - never crossed my mind to do so until I read your post. I still wouldn't have.
  • OP, we had a subsidence claim on our house in 2011/2012 - 'minor cracks due to root growth and clay soil becoming softened due to drainage leak'. We kept all the paperwork and a certificate of structural conformity. Needed some strapping, and fixing of cracks, no underpinning. As far as I'm concerned, it's history although any new potential purchaser would be informed. At the moment it has no effect on any insurance, other than we paid higher premiums for a few years afterwards. We had a mortgage at the time it happened but we didn't mention it to them - never crossed my mind to do so until I read your post. I still wouldn't have.
    This appears much much older and there is no certificate to say the house is structurally sound or anything, it’s literally just a list of things they did to put right damage from mining. My insurance company aren’t aware as I wasn’t aware until very recently, this is what I’m twitchy about. 🤷‍♂️
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