Disability premiums ? Couple both have DLA and PIP

Spicedpumpkin

Yamor said:

Well, you wouldn't actually get the Carers Allowance, but would get something called "underlying entitlement" to it. That would then mean you could get an extra Carer Premium in the IS award. You would still also be able to get the SDP which Poppy mentioned.
When he turns 66 and the Carers Allowance stops (presumably due to his pension), then you would actually be better off because you would continue to get the Carer Premium for his caring responsibilities, but would then be able to get double SDP.

Thanks. I have heard of the word underlying element before.   Ive not heard of extra Carer Premium before. 
I assumed we would have to go on Universal Credit as well when he hit 66. So basically at present, I would personally have to apply for Carers Allowance for looking after him, and not actually be paid CA as it was an underlying entitlement. 
I really didnt know both people in a couple could apply for CA for each other ...as I said mine is mental health and his is more physical now.
Thanks for your input much appreciated

Spicedpumpkin

poppy12345 said:

Yamor said:

Spicedpumpkin said:

Yamor said:

Besides for what Poppy has said, you could also claim Carer's Allowance, which wouldn't actually be put into payment due to your ESA entitlement, but that would then give another Carer Premium in the IS award. This does not interfere with the SDP entitlement.

Thank you. So I could get Carers Allowance for him even though Im in the support ESA group and he is a carer for me? I know when he hits 66 the Carers will stop for him looking after me.  Thanks for your help

When he turns 66 and the Carers Allowance stops (presumably due to his pension), then you would actually be better off because you would continue to get the Carer Premium for his caring responsibilities, but would then be able to get double SDP.

That's assuming the ESA is the old contributions based and not New style.

I have been on Incapacity/Invalidity Benefit for a very , very long time, and then was moved over the Contribution Based ESA Support group Thank you

Yamor

poppy12345 said:

Yamor said:

Spicedpumpkin said:

Yamor said:

Besides for what Poppy has said, you could also claim Carer's Allowance, which wouldn't actually be put into payment due to your ESA entitlement, but that would then give another Carer Premium in the IS award. This does not interfere with the SDP entitlement.

Thank you. So I could get Carers Allowance for him even though Im in the support ESA group and he is a carer for me? I know when he hits 66 the Carers will stop for him looking after me.  Thanks for your help

When he turns 66 and the Carers Allowance stops (presumably due to his pension), then you would actually be better off because you would continue to get the Carer Premium for his caring responsibilities, but would then be able to get double SDP.

That's assuming the ESA is the old contributions based and not New style.

True. I had assumed it was old-style from the fact the OP is still on DLA, but it wasn't a given.

They could even consider swapping to ir-ESA now, and the partner could stop caring for the OP. They would lose slightly because support component plus EDP is less than DP+EDP, but would gain more because a second SDP is substantially more than the carer premium.

Spicedpumpkin

Yamor said:

poppy12345 said:

Yamor said:

Spicedpumpkin said:

Yamor said:

Besides for what Poppy has said, you could also claim Carer's Allowance, which wouldn't actually be put into payment due to your ESA entitlement, but that would then give another Carer Premium in the IS award. This does not interfere with the SDP entitlement.

Thank you. So I could get Carers Allowance for him even though Im in the support ESA group and he is a carer for me? I know when he hits 66 the Carers will stop for him looking after me.  Thanks for your help

When he turns 66 and the Carers Allowance stops (presumably due to his pension), then you would actually be better off because you would continue to get the Carer Premium for his caring responsibilities, but would then be able to get double SDP.

That's assuming the ESA is the old contributions based and not New style.

True. I had assumed it was old-style from the fact the OP is still on DLA, but it wasn't a given.

They could even consider swapping to ir-ESA now, and the partner could stop caring for the OP. They would lose slightly because support component plus EDP is less than DP+EDP, but would gain more because a second SDP is substantially more than the carer premium.

Thanks again. I think for my partner and his mental health/physical health at the moment he would find this overwhelming and stressful to change all the benefits over. He found the PIP process quite stressful and he is of a very nervous disposition. He sleeps so much due to his terminal cancer and I think he just wants to rest. I appreciate you making the comment and giving advice about how to improve our financial state .  Maybe something we could do if he feels a bit stronger 

Yamor

Spicedpumpkin said:

Yamor said:

poppy12345 said:

Yamor said:

Spicedpumpkin said:

Yamor said:

Besides for what Poppy has said, you could also claim Carer's Allowance, which wouldn't actually be put into payment due to your ESA entitlement, but that would then give another Carer Premium in the IS award. This does not interfere with the SDP entitlement.

Thank you. So I could get Carers Allowance for him even though Im in the support ESA group and he is a carer for me? I know when he hits 66 the Carers will stop for him looking after me.  Thanks for your help

When he turns 66 and the Carers Allowance stops (presumably due to his pension), then you would actually be better off because you would continue to get the Carer Premium for his caring responsibilities, but would then be able to get double SDP.

That's assuming the ESA is the old contributions based and not New style.

True. I had assumed it was old-style from the fact the OP is still on DLA, but it wasn't a given.

They could even consider swapping to ir-ESA now, and the partner could stop caring for the OP. They would lose slightly because support component plus EDP is less than DP+EDP, but would gain more because a second SDP is substantially more than the carer premium.

Thanks again. I think for my partner and his mental health/physical health at the moment he would find this overwhelming and stressful to change all the benefits over. He found the PIP process quite stressful and he is of a very nervous disposition. He sleeps so much due to his terminal cancer and I think he just wants to rest. I appreciate you making the comment and giving advice about how to improve our financial state .  Maybe something we could do if he feels a bit stronger 

Of course, that's fully understandable.

It's not a massive gain anyway: just over £20/week.

Once he turns pension age, his IS will end, and you should then request for your ESA to be superseded to include the income-related element of ESA.

EDIT TO ADD: You should not claim UC at that point!

Spicedpumpkin

Yamor said:

Spicedpumpkin said:

Yamor said:

poppy12345 said:

Yamor said:

Spicedpumpkin said:

Yamor said:

Besides for what Poppy has said, you could also claim Carer's Allowance, which wouldn't actually be put into payment due to your ESA entitlement, but that would then give another Carer Premium in the IS award. This does not interfere with the SDP entitlement.

Thank you. So I could get Carers Allowance for him even though Im in the support ESA group and he is a carer for me? I know when he hits 66 the Carers will stop for him looking after me.  Thanks for your help

When he turns 66 and the Carers Allowance stops (presumably due to his pension), then you would actually be better off because you would continue to get the Carer Premium for his caring responsibilities, but would then be able to get double SDP.

That's assuming the ESA is the old contributions based and not New style.

True. I had assumed it was old-style from the fact the OP is still on DLA, but it wasn't a given.

They could even consider swapping to ir-ESA now, and the partner could stop caring for the OP. They would lose slightly because support component plus EDP is less than DP+EDP, but would gain more because a second SDP is substantially more than the carer premium.

Thanks again. I think for my partner and his mental health/physical health at the moment he would find this overwhelming and stressful to change all the benefits over. He found the PIP process quite stressful and he is of a very nervous disposition. He sleeps so much due to his terminal cancer and I think he just wants to rest. I appreciate you making the comment and giving advice about how to improve our financial state .  Maybe something we could do if he feels a bit stronger 

Of course, that's fully understandable.

It's not a massive gain anyway: just over £20/week.

Once he turns pension age, his IS will end, and you should then request for your ESA to be superseded to include the income-related element of ESA.

EDIT TO ADD: You should not claim UC at that point!

Thanks again

Its good to know its not a massive loss. At £20 a week

So when he turns 66 his pension age, his IS and his Carers Allowance for myself will end

Then I am to request my ESA (at present CB Support Group) to be (is that) Superseeded? to include IR ESA , may I ask why would I do that I assume it would be beneficial to us ?

ONLY when that is sorted out ,THEN claim UC ?

We also have housing benefit which is in my partner's tenancy which the landlord/council knows I live with him as his partner, which is a £241.64 a week (London ) His claim for that would go back to August 2009 .

Not sure what would happen with that as I thought that ended as well at state pension age

Appreciate your time 

Yamor

His IS will definitely end.

Carer's Allowance will turn into "underlying entitlement" if he claims his state pension, and if the state pension pays more than the Carer's Allowance rate.

It would then be advisable for you to request that your ESA be changed to include ir-ESA, as that is better than claiming UC. If you do so, your HB can continue as before.

You should NOT make a claim for UC.

Spicedpumpkin

Yamor said:

His IS will definitely end.

Carer's Allowance will turn into "underlying entitlement" if he claims his state pension, and if the state pension pays more than the Carer's Allowance rate.

It would then be advisable for you to request that your ESA be changed to include ir-ESA, as that is better than claiming UC. If you do so, your HB can continue as before.

You should NOT make a claim for UC.

Many thanks for the information. I had just assumed when he hit 66 we would have to claim UC instead.
I assume it is best then,  money wise
I remember he had a letter earlier this year, saying that the HB would stop when he was 66, this was from the council 
I shall try and find it later on
Thanks

Yamor

HB does generally stop in a case where you become a mixed-age couple. However, there is an exception for cases where the younger member of the couple is entitled to IS, ir-ESA or ib-JSA.

So, as long as you ensure that your ESA includes the income-related element from the day your partner turns pension-age, then you should be able to retain your HB.

Spicedpumpkin

Yamor said:

HB does generally stop in a case where you become a mixed-age couple. However, there is an exception for cases where the younger member of the couple is entitled to IS, ir-ESA or ib-JSA.

So, as long as you ensure that your ESA includes the income-related element from the day your partner turns pension-age, then you should be able to retain your HB.

@Yamor Many thanks for that. I never knew there was an exception. I found the letter and it stated about being a mixed age couple etc
His birthday is not till April at all, but how far in advance shall I start preparing that..... quite near his birthday
Is it as simple as asking the ESA ....I would like the Income related ESA please? 
Also If we moved I assume that would change to UC if it was a different council under change of circumstances?
Thanks for your advice