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10 year old 3 phone debt
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My daughter's phone was stolen, 10 years ago now. She didn't have any insurance and didn't cancel the contract, neither did she report it properly. So, she just stop paying the contract and hoped for the best. I know, not the greatest idea and I only found out myself recently. She has dyslexia and finds all things like this, really triggering and cannot deal with them. Now, she's had a bill for £900.00, actually the bill went to her boyfriends house who thinks that she should pay it. I don't believe she should pay it after all this time.
What are your thoughts please and can any of you savvy folk out there help at all?
Kindest regards
What are your thoughts please and can any of you savvy folk out there help at all?
Kindest regards
0
Comments
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Why do you think she shouldn’t pay?1
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She liable to the debt.
3 provide the service, she is not using it and not inform three to cancel, who faults?0 -
presumably she is not disputing that she owes the money?
best bet is to contact Three and see what they can do as goodwill.0 -
wouldn't the debt be considered statute barred after 6 years?I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe, Old Style Money Saving and Pensions boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
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⭐️🏅😇1 -
This. If the default for this isn’t on their credit file then it’s likely to be unenforceable as it’ll be statute barred. Get the credit file checked pronto.Brie said:wouldn't the debt be considered statute barred after 6 years?I spent 25 years in the mobile industry, from 1994 to 2019. Worked for indies as well as the big networks, in their stores also in contact centres. I also hold a degree in telecoms engineering so I like to think I know what I’m talking about 😂1 -
simax said:
This. If the default for this isn’t on their credit file then it’s likely to be unenforceable as it’ll be statute barred. Get the credit file checked pronto.Brie said:wouldn't the debt be considered statute barred after 6 years?She didn't cancel the service, so it's unlikely the debt goes back the full 10 years, it might not be statute barred.====0 -
Says it all tbh that you don't think she should have to pay it. From the sounds of it she buried her head in the sand & you're now trying to use her condition as an excuse. The debt is hers & will have to be paid0
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