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Reported for missed payment & 100 points down mid Mortgage application. Stresslevel 1000

Lisli · 2023-10-05 12:52:51

Hi all!! Really new Newbie here :# :# I was reported for a missed payment on a Insurance payment without the creditor following legislation procedure. I missed a payment on a Friday, on Monday they sent a Default Letter by post and by Wednesday they has already reported me to the Credit Agencies for a missed payment, all…

Comments

penners324 Posts: 3,550 Forumite

12 October 2023 at 2:52PM

prettyandfluffy said:

Keep a spreadsheet of your regular payments and check it every few days; or put them into your calendar and set an alert for the day before so that you make sure funds are available to cover the payment. Takes about 2 minutes.

Or a bank that tells you the day before when DDs are going out....

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